AM Services & Solutions
ActiveSummary
The computed 12-month bankruptcy probability of AM Services & Solutions is 4.8% (elevated). The 2025 annual accounts show equity of €5k and a net result of €5k. Equity is growing by ~104.8% per year across the filed fiscal years. Its solvency ranks better than 14% of 1865 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+35
Solvency32▲+6
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.8 against 0.54 in 2024; short-term debt: 62.9% and cash: 8.6% of total assets), and 92.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 1865 sector peers (2025).
NBB · sector comparisonPosition among 1865 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
26 d late
2024
8 d early
2023
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5k▲ 1,079%
2024 · €456
2023: €2k
2024: €456▼ -73.7% vs 2023lowest in 3 years
2025: €5k▲ +1079% vs 2024highest in 3 years
2023 → 2025
Total assets
€72k▲ 83.4%
2024 · €39k
2023: €12klowest in 3 years
2024: €39k▲ +236% vs 2023
2025: €72k▲ +83.4% vs 2024highest in 3 years
2023 → 2025
Net result
€5k
2024 · €-1k
2023: €237
2024: €-1k▼ -640% vs 2023lowest in 3 years
2025: €5k▲ +484% vs 2024highest in 3 years
2023 → 2025
Working capital
€-9k▼ 3.3%
2024 · €-9k
2023: €346highest in 3 years
2024: €-9k▼ -2596% vs 2023
2025: €-9k▼ -3.3% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€2k-€456▼ 73.7%€5k▲ 1,079%
2023: €2k
2024: €456▼ -73.7% vs 2023lowest in 3 years
2025: €5k▲ +1079% vs 2024highest in 3 years
Operating result€263-€-68€6k
2023: €263
2024: €-68▼ -126% vs 2023lowest in 3 years
2025: €6k▲ +8962% vs 2024highest in 3 years
Net result€237-€-1k€5k
2023: €237
2024: €-1k▼ -640% vs 2023lowest in 3 years
2025: €5k▲ +484% vs 2024highest in 3 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €68 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€36k ▲ 21.3%
Current assets
€37k ▲ 267%
Equity and liabilities €72k
Equity
€5k ▲ 1,079%
Debt
€67k ▲ 71.7%
Debt's share of the balance-sheet total falls from 98.8% to 92.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2024 · €4k
Cash flow
€13k▲
2024 · €3k
Current ratio
0.80▲
2024 · 0.54
Debt to equity
12.45
ROE
91.5%
ROA
6.8%▲
2024 · -3.2%
Interest coverage
5.55▲
2024 · 2.92
Debt ≤ 1 year
€45k▲
2024 · €19k
Debt > 1 year
€21k▲
2024 · €20k
Income taxes
€1k▲
2024 · €6
Staff costs
€77k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€39k€72k▲
Fixed assets21/28€29k€36k▲
Tangible fixed assets22/27€29k€36k▲
Plant, machinery and equipment23€1k€696▼
Furniture and vehicles24€28k€35k▲
Current assets29/58€10k€37k▲
Amounts receivable within one year40/41€6k€28k▲
Trade receivables40€4k€28k▲
Other amounts receivable41€1k-
Current investments50/53€4k-
Cash at bank and in hand54/58-€6k
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€39k€72k▲
Equity10/15€456€5k▲
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Profit (loss) carried forward14€-1k€4k▲
Amounts payable17/49€39k€67k▲
Amounts payable after more than one year17€20k€21k▲
Financial debts170/4€20k€21k▲
Amounts payable within one year42/48€19k€45k▲
Current portion of amounts payable after more than one year42€9k€12k▲
Trade debts44€1k€15k▲
Suppliers440/4€1k€15k▲
Taxes, remuneration and social security45€1k€16k▲
Taxes450/3-€9k
Remuneration and social security454/9€1k€6k▲
Other amounts payable47/48€7k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€15k€77k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€22k€93k▲
Operating profit (loss)9901€-68€6k▲
Financial income75/76B€250€2k▲
Recurring financial income75€250€2k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-1k€6k▲
Income taxes67/77€6€1k▲
Profit (loss) for the period9904€-1k€5k▲
Profit (loss) for the period to be appropriated9905€-1k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€4k▲
Profit (loss) brought forward from the previous period14P€237€-1k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €15k | €77k | ▲ 404% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €348 | €4k | €8k | ▲ 79.9% |
| Other operating charges640/8 | €1k | €2k | €2k | ▲ 0.9% |
| Gross operating margin9900 | €2k | €22k | €93k | ▲ 328% |
| Operating profit (loss)9901 | €263 | €-68 | €6k | ▲ 8,962% |
| Financial income75/76B | €250 | €250 | €2k | ▲ 878% |
| Recurring financial income75 | €250 | €250 | €2k | ▲ 878% |
| Financial charges65/66B | €99 | €1k | €2k | ▲ 70.5% |
| Recurring financial charges65 | €99 | €1k | €2k | ▲ 70.5% |
| Profit (loss) for the period before taxes9903 | €415 | €-1k | €6k | ▲ 570% |
| Income taxes67/77 | €178 | €6 | €1k | ▲ 16,739% |
| Profit (loss) for the period9904 | €237 | €-1k | €5k | ▲ 484% |
| Profit (loss) for the period to be appropriated9905 | €237 | €-1k | €5k | ▲ 484% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €12k | €39k | €72k | ▲ 83.4% |
| Fixed assets21/28 | €1k | €29k | €36k | ▲ 21.3% |
| Tangible fixed assets22/27 | €1k | €29k | €36k | ▲ 21.3% |
| Plant, machinery and equipment23 | €1k | €1k | €696 | ▼ 33.3% |
| Furniture and vehicles24 | - | €28k | €35k | ▲ 23.3% |
| Current assets29/58 | €10k | €10k | €37k | ▲ 267% |
| Amounts receivable within one year40/41 | €921 | €6k | €28k | ▲ 396% |
| Trade receivables40 | - | €4k | €28k | ▲ 574% |
| Other amounts receivable41 | €921 | €1k | - | - |
| Current investments50/53 | - | €4k | - | - |
| Cash at bank and in hand54/58 | €9k | - | €6k | - |
| Deferred charges and accrued income490/1 | - | - | €3k | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €12k | €39k | €72k | ▲ 83.4% |
| Equity10/15 | €2k | €456 | €5k | ▲ 1,079% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Capital10 | €2k | €2k | €2k | = |
| Issued capital100 | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €237 | €-1k | €4k | ▲ 471% |
| Amounts payable17/49 | €10k | €39k | €67k | ▲ 71.7% |
| Amounts payable after more than one year17 | - | €20k | €21k | ▲ 5.3% |
| Financial debts170/4 | - | €20k | €21k | ▲ 5.3% |
| Amounts payable within one year42/48 | €10k | €19k | €45k | ▲ 144% |
| Current portion of amounts payable after more than one year42 | - | €9k | €12k | ▲ 30.8% |
| Trade debts44 | - | €1k | €15k | ▲ 1,269% |
| Suppliers440/4 | - | €1k | €15k | ▲ 1,269% |
| Taxes, remuneration and social security45 | €178 | €1k | €16k | ▲ 1,286% |
| Taxes450/3 | €178 | - | €9k | - |
| Remuneration and social security454/9 | - | €1k | €6k | ▲ 455% |
| Other amounts payable47/48 | €10k | €7k | €3k | ▼ 60.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €237 | €-1k | €5k | ▲ 484% |
| + Depreciation and write-downs630 | €348 | €4k | €8k | ▲ 79.9% |
| Operating cash flow (approximation) | €585 | €3k | €13k | ▲ 318% |
| Investment in fixed assets (approximation) | - | €-32k | €-14k | ▲ 56.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 2 establishment units since 2022
Ground area
3.0 ha
Building footprint
6,398 m²
Volume, LiDAR
90,508 m³
2 parcels, Wallonia · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
AM Services & Solutions
since 20222.339.253.483
AM Services & Solutions
since 20262.390.230.547
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62016B0333/00A000 | Wallonia | 3.0 ha | 1 · 6,299 m² | 16.4 m · 5 fl. |
| 62001B0453/00A023 | Wallonia | 306 m² | 1 · 99 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 6,685 companies in sector 49330 we hold annual accounts for 2,296. 1,758 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
53200Other postal and courier activities
49410Freight transport by road
52210Service activities incidental to land transportation
Scores and ratios are computed by Checked and are not a credit decision.