AM Quality Construction
ActiveThe computed 12-month bankruptcy probability of AM Quality Construction is 2.5% (moderate). The 2024 annual accounts show equity of €54k and a net result of €23k. Its solvency ranks better than 70% of 9982 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency86▼-6
Growth52
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.56 in 2023; short-term debt: 33.6% and cash: 11.2% of total assets), and 38.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€54k▲ 73.9%
2023 · €31k
2023: €31k
2023 → 2024
Total assets
€88k▲ 91.3%
2023 · €46k
2023: €46k
2023 → 2024
Net result
€23k▼ 19.6%
2023 · €28k
2023: €28k
2023 → 2024
Working capital
€27k▲ 223%
2023 · €8k
2023: €8k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€31k-€54k▲ 73.9%
Operating result€35k-€30k▼ 15.3%
Net result€28k-€23k▼ 19.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €88k
Fixed assets
€31k▲ 38.4%
Current assets
€57k▲ 142%
Equity and liabilities €88k
Equity
€54k▲ 73.9%
Debt
€34k▲ 127%
The debt ratio rises from 32.8% to 38.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€47k▲
2023 · €40k
Cash flow
€40k▲
2023 · €33k
Solvency
61.1%▼
2023 · 67.2%
Current ratio
1.92▲
2023 · 1.56
Quick ratio
1.92▲
2023 · 1.56
Debt / equity
0.64▲
2023 · 0.49
ROE
42.5%▼
2023 · 91.9%
ROA
26.0%▼
2023 · 61.8%
Interest coverage
30.89▼
2023 · 760.20
Debt
€34k▲
2023 · €15k
Debt ≤ 1 year
€30k▲
2023 · €15k
Debt > 1 year
€5k
Income taxes
€6k▼
2023 · €7k
Staff costs
€44k▲
2023 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€46k€88k▲
Fixed assets21/28€22k€31k▲
Tangible fixed assets22/27€22k€31k▲
Plant, machinery and equipment23-€910
Furniture and vehicles24€22k€30k▲
Financial fixed assets28€283€283=
Current assets29/58€24k€57k▲
Amounts receivable within one year40/41€17k€47k▲
Trade receivables40€17k€47k▲
Other amounts receivable41€261-
Cash at bank and in hand54/58€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€46k€88k▲
Equity10/15€31k€54k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€28k€51k▲
Amounts payable17/49€15k€34k▲
Amounts payable after more than one year17-€5k
Financial debts170/4-€5k
Amounts payable within one year42/48€15k€30k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€7k€15k▲
Taxes450/3€7k€13k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€6k€2k▼
Income statement
Code20232024
Remuneration, social security and pensions62€33k€44k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€17k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€74k€92k▲
Operating profit (loss)9901€35k€30k▼
Financial income75/76B€1€2▲
Recurring financial income75€1€2▲
Financial charges65/66B€53€2k▲
Recurring financial charges65€53€2k▲
Profit (loss) for the period before taxes9903€35k€29k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€28k€23k▼
Profit (loss) for the period to be appropriated9905€28k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€51k▲
Profit (loss) brought forward from the previous period14P-€28k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ijzerstraat 453080 TervurenGround area
731 m²
Building footprint
100 m²
Volume, LiDAR
740 m³
Parcel 24023B0206/00Y006, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AM Quality Construction
since 20232.342.552.077
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24023B0206/00Y006 | Flanders | 731 m² | 1 · 100 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TDS-aannemingen
BE 1001.175.206
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Renovatiewerken Quinteyn
BE 0759.691.528
Wetteren · Eq €54k
JKB BOUW
BE 0840.356.332
Berlare · Eq €54k
VIMODA CONSTRUCTS
BE 0726.890.581
Bekkevoort · Eq €54k
Jes Groep
BE 0563.894.355
Brasschaat · Eq €54k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 13,111 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
43212Electrical installation work in industrial facilities
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.