AM LEX
ActiveAM LEX has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €701k and a net result of €221k. Equity is growing by ~52.6% per year across the filed fiscal years. Its solvency ranks better than 82% of 12708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 6.16 against 4.54 in 2024; short-term debt: 15.9% and cash: 20% of total assets), and 16.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
26.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
92 d early
2024
61 d late
2023
29 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€701k▲ 45.9%
2024 · €480k
2022: €109k
2023: €279k
2024: €480k
2022 → 2025
Total assets
€836k▲ 35.9%
2024 · €615k
2022: €186k
2023: €384k
2024: €615k
2022 → 2025
Net result
€221k▲ 9.4%
2024 · €202k
2022: €109k
2023: €170k
2024: €202k
2022 → 2025
Working capital
€686k▲ 44.2%
2024 · €476k
2022: €112k
2023: €273k
2024: €476k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€109k-€279k▲ 156%€480k▲ 72.4%€701k▲ 45.9%
Operating result€139k-€219k▲ 57.8%€257k▲ 17.4%€280k▲ 8.7%
Net result€109k-€170k▲ 55.9%€202k▲ 18.8%€221k▲ 9.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €836k
Fixed assets
€17k▲ 259%
Current assets
€819k▲ 34.2%
Equity and liabilities €836k
Equity
€701k▲ 45.9%
Debt
€135k▲ 0.1%
The debt ratio falls from 21.9% to 16.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€282k▲
2024 · €258k
Cash flow
€223k▲
2024 · €202k
Solvency
83.9%▲
2024 · 78.1%
Current ratio
6.16▲
2024 · 4.54
Quick ratio
6.16▲
2024 · 4.54
Debt / equity
0.19▼
2024 · 0.28
ROE
31.5%▼
2024 · 42.0%
ROA
26.4%▼
2024 · 32.8%
Interest coverage
1010.17▲
2024 · 392.77
Debt
€135k▲
2024 · €135k
Debt ≤ 1 year
€133k▼
2024 · €135k
Income taxes
€69k▲
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€615k€836k▲
Fixed assets21/28€5k€17k▲
Tangible fixed assets22/27€5k€17k▲
Furniture and vehicles24€5k€17k▲
Current assets29/58€610k€819k▲
Amounts receivable within one year40/41€261k€434k▲
Trade receivables40-€24k
Other amounts receivable41€261k€410k▲
Current investments50/53-€200k
Cash at bank and in hand54/58€340k€167k▼
Deferred charges and accrued income490/1€9k€19k▲
Equity and liabilities
Total equity and liabilities10/49€615k€836k▲
Equity10/15€480k€701k▲
Contributions10/11€1€1=
Profit (loss) carried forward14€480k€701k▲
Amounts payable17/49€135k€135k▲
Amounts payable within one year42/48€135k€133k▼
Trade debts44€565€11k▲
Suppliers440/4€565€11k▲
Taxes, remuneration and social security45€134k€122k▼
Taxes450/3€134k€122k▼
Other amounts payable47/48€119€119=
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€631€3k▲
Other operating charges640/8€226€500▲
Gross operating margin9900€258k€283k▲
Operating profit (loss)9901€257k€280k▲
Financial income75/76B€7k€10k▲
Recurring financial income75€7k€10k▲
Financial charges65/66B€656€279▼
Recurring financial charges65€656€279▼
Profit (loss) for the period before taxes9903€264k€290k▲
Income taxes67/77€62k€69k▲
Profit (loss) for the period9904€202k€221k▲
Profit (loss) for the period to be appropriated9905€202k€221k▲
Appropriation of the result
Profit (loss) to be appropriated9906€480k€701k▲
Profit (loss) brought forward from the previous period14P€279k€480k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €221k ▲9.4%
Operating result €280k, net result €221k, both a record.
31-12
Financial
Equity above €500kEq €701k ▲45.9%
4 profitable years in a row build equity to €701k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €200kEq €279k ▲156%
2 profitable years in a row build equity to €279k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterleidingsstraat 1571050 ElseneGround area
550 m²
Building footprint
276 m²
Volume, LiDAR
5,306 m³
2 parcels, Brussels · tallest building 23.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
AM LEX
since 20222.337.264.785
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0310/00B040 | Brussels | 419 m² | 1 · 206 m² | 23.2 m · 7 fl. |
| 21447B0239/00C002 | Brussels | 131 m² | 1 · 70 m² | 19.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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Advocatenkantoor Thierry l'Allemand
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Of 22,055 companies in sector 69101 we hold annual accounts for 9,053. 5,139 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2022
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:aymericdemoncuit@gmail.com
Phone:+32477650320