AM-IT
ActiveSummary
AM-IT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130,946 and a net result of €120,412. Equity is growing by ~63.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency56▼-30
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity tight (current ratio 1.42 against 2.57 in 2024; short-term debt: 69.3% and cash: 71.9% of total assets), and 69.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.7%
Return on assets
28.3%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-12-2025, 128 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
128 d early
2024
43 d early
2023
42 d early
2022
45 d early
2021
43 d early
2020
29 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 18 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
In the rankings
#6 company by total assets in Ravels, Telecoms and IT sector#10 company by equity in Ravels, Telecoms and IT sector
Equity
€130,946▼ 49.7%
2024 · €260,534
Total assets
€426,111▼ 0.1%
2024 · €426,696
Net result
€120,412▼ 68.8%
2024 · €385,351
Working capital
€122,741▼ 52.9%
2024 · €260,534
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12,323▲ 77.8%€99,970▲ 711%€94,109▼ 5.9%€415,978▲ 342%€155,903▼ 62.5%
Net result€5,098within the sector's middle half▲ 22.4%€70,825within the sector's middle half▲ 1,289%€65,188within the sector's middle half▼ 8.0%€385,351above the sector's middle half▲ 491%€120,412above the sector's middle half▼ 68.8%
Equity€26,770below the sector's middle half▲ 23.5%€97,595within the sector's middle half▲ 265%€175,183within the sector's middle half▲ 79.5%€260,534above the sector's middle half▲ 48.7%€130,946within the sector's middle half▼ 49.7%
Total assets€58,338below the sector's middle half▲ 40.6%€356,940within the sector's middle half▲ 512%€371,041within the sector's middle half▲ 4.0%€426,696above the sector's middle half▲ 15.0%€426,111above the sector's middle half▼ 0.1%
Debt€31,567▲ 59.2%€259,344▲ 722%€195,858▼ 24.5%€166,162▼ 15.2%€295,165▲ 77.6%
Working capital€25,526within the sector's middle half▲ 32.7%€13,410within the sector's middle half▼ 47.5%€59,929within the sector's middle half▲ 347%€260,534above the sector's middle half▲ 335%€122,741above the sector's middle half▼ 52.9%
Solvency45.9%within the sector's middle half▼ 6.3pp27.3%within the sector's middle half▼ 18.5pp47.2%within the sector's middle half▲ 19.9pp61.1%within the sector's middle half▲ 13.8pp30.7%within the sector's middle half▼ 30.3pp
Current ratio1.81within the sector's middle half▼ 0.171.14within the sector's middle half▼ 0.671.98within the sector's middle half▲ 0.842.57within the sector's middle half▲ 0.591.42within the sector's middle half▼ 1.15
Return on assets (ROA)8.7%within the sector's middle half▼ 1.3pp19.8%above the sector's middle half▲ 11.1pp17.6%above the sector's middle half▼ 2.3pp90.3%above the sector's middle half▲ 72.7pp28.3%within the sector's middle half▼ 62.1pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2024 Net result +491% on 2023. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €426,111
Fixed assets
€8,205
Current assets
€417,906
Equity and liabilities €426,111
Equity
€130,946 ▼ 49.7%
Debt
€295,165 ▲ 77.6%
Debt's share of the balance-sheet total rises from 38.9% to 69.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€156,647
Cash flow
€121,156
Debt to equity
2.25▲
2024 · 0.64
ROE
92.0%▼
2024 · 147.9%
Interest coverage
235.64
Debt ≤ 1 year
€295,165▲
2024 · €166,162
Income taxes
€35,203▲
2024 · €24,011
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €300,000 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,275 | €883 | €420 | - | €744 | - |
| Other operating charges640/8 | - | €17,305 | €1,714 | €737 | €557 | ▼ 24.4% |
| Gross operating margin9900 | €25,551 | €118,158 | €96,242 | €416,715 | €157,204 | ▼ 62.3% |
| Operating profit (loss)9901 | €12,323 | €99,970 | €94,109 | €415,978 | €155,903 | ▼ 62.5% |
| Financial income75/76B | - | €0 | €3 | €2 | €377 | ▲ 19,044% |
| Recurring financial income75 | €0 | €0 | €3 | €2 | €377 | ▲ 19,044% |
| Financial charges65/66B | - | €5,025 | €3,565 | €6,619 | €665 | ▼ 90.0% |
| Recurring financial charges65 | €725 | €5,025 | €3,565 | €6,619 | €665 | ▼ 90.0% |
| Profit (loss) for the period before taxes9903 | €11,598 | €94,945 | €90,546 | €409,361 | €155,615 | ▼ 62.0% |
| Income taxes67/77 | €6,500 | €24,120 | €25,358 | €24,011 | €35,203 | ▲ 46.6% |
| Profit (loss) for the period9904 | €5,098 | €70,825 | €65,188 | €385,351 | €120,412 | ▼ 68.8% |
| Profit (loss) for the period to be appropriated9905 | €5,098 | €70,825 | €65,188 | €385,351 | €120,412 | ▼ 68.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €58,338 | €356,940 | €371,041 | €426,696 | €426,111 | ▼ 0.1% |
| Fixed assets21/28 | €1,303 | €250,420 | €250,000 | - | €8,205 | - |
| Tangible fixed assets22/27 | €1,303 | €420 | - | - | €8,205 | - |
| Plant, machinery and equipment23 | - | - | - | - | €5,738 | - |
| Furniture and vehicles24 | - | €420 | - | - | €2,467 | - |
| Financial fixed assets28 | - | €250,000 | €250,000 | - | - | - |
| Current assets29/58 | €57,034 | €106,520 | €121,041 | €426,696 | €417,906 | ▼ 2.1% |
| Amounts receivable after more than one year29 | - | - | - | €154,000 | €77,000 | ▼ 50.0% |
| Other amounts receivable291 | - | - | - | €154,000 | €77,000 | ▼ 50.0% |
| Amounts receivable within one year40/41 | €9,633 | €28,072 | €53,238 | €18,252 | €33,986 | ▲ 86.2% |
| Trade receivables40 | - | €28,072 | €53,227 | €17,142 | €17,142 | = |
| Other amounts receivable41 | - | - | €11 | €1,110 | €16,844 | ▲ 1,417% |
| Cash at bank and in hand54/58 | €46,878 | €77,668 | €67,311 | €253,861 | €306,323 | ▲ 20.7% |
| Deferred charges and accrued income490/1 | - | €780 | €492 | €584 | €598 | ▲ 2.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €58,338 | €356,940 | €371,041 | €426,696 | €426,111 | ▼ 0.1% |
| Equity10/15 | €26,770 | €97,595 | €175,183 | €260,534 | €130,946 | ▼ 49.7% |
| Contributions10/11 | - | €6,200 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €20,165 | €20,165 | €20,165 | €20,165 | €20,165 | = |
| Distributable reserves133 | - | €20,165 | €20,165 | €20,165 | €20,165 | = |
| Profit (loss) carried forward14 | €406 | €71,231 | €136,419 | €221,770 | €92,182 | ▼ 58.4% |
| Amounts payable17/49 | €31,567 | €259,344 | €195,858 | €166,162 | €295,165 | ▲ 77.6% |
| Amounts payable after more than one year17 | - | €166,235 | €134,746 | - | - | - |
| Financial debts170/4 | - | €166,235 | €134,746 | - | - | - |
| Amounts payable within one year42/48 | €31,508 | €93,109 | €61,112 | €166,162 | €295,165 | ▲ 77.6% |
| Current portion of amounts payable after more than one year42 | - | €40,917 | €29,881 | €11,315 | €15,074 | ▲ 33.2% |
| Financial debts43 | - | - | €22 | €160 | €70 | ▼ 56.2% |
| Credit institutions430/8 | - | - | €22 | €160 | €70 | ▼ 56.2% |
| Trade debts44 | €540 | €1,332 | €304 | €5,933 | €3,506 | ▼ 40.9% |
| Suppliers440/4 | - | €1,332 | €304 | €5,933 | €3,506 | ▼ 40.9% |
| Taxes, remuneration and social security45 | - | €22,449 | €30,579 | €51,328 | €47,999 | ▼ 6.5% |
| Taxes450/3 | - | €20,049 | €30,579 | €51,328 | €47,999 | ▼ 6.5% |
| Remuneration and social security454/9 | - | €2,400 | - | - | - | - |
| Other amounts payable47/48 | - | €28,411 | €325 | €97,427 | €228,516 | ▲ 135% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,098 | €70,825 | €65,188 | €385,351 | €120,412 | ▼ 68.8% |
| + Depreciation and write-downs630 | €1,275 | €883 | €420 | - | €744 | - |
| Operating cash flow (approximation) | €6,372 | €71,709 | €65,608 | €385,351 | €121,156 | ▼ 68.6% |
| Investment in fixed assets (approximation) | - | -€250,000 | €0 | - | - | - |
| Change in cash | - | €30,790 | -€10,357 | €186,550 | €52,462 | ▼ 71.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2019net €385,351 ▲491%
Operating result €415,978, net result €385,351, both a record.
30-09
Financial
Equity above €200,000Eq €260,534 ▲48.7%
6 profitable years in a row build equity to €260,534.
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €150,000Eq €175,183 ▲79.5%
5 profitable years in a row build equity to €175,183.
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €4,165 ▼63.2%
Net result drops to €4,165, the lowest in the series; recovery starts the following year.
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2018
Ground area
734 m²
Building footprint
152 m²
Volume, LiDAR
798 m³
Parcel 13035A0220/00G002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
AM-IT
since 20182.280.152.670
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13035A0220/00G002 | Flanders | 734 m² | 1 · 152 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 15,434 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2018
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
18130Pre-press and pre-media services
47120Other non-specialised retail sale
E-invoicing
Reachable via Peppol
Peppol ID
0208:0705989556
Also
9925:BE0705989556
Registered
02-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.