AM HOLDING
ActiveAM HOLDING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €787k and a net result of €126k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 91% of 8092 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability88▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 10.17 against 6.47 in 2023; short-term debt: 5.4% and cash: 2.8% of total assets), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94.6%
Return on assets
15.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
54 d late
2023
27 d late
2022
22 d late
2021
12 d late
2020
45 d late
2019
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€787k▼ 10.1%
2023 · €875k
2018: €500k
2019: €519k
2020: €576k
2021: €559k
2022: €706k
2023: €875k
2018 → 2024
Total assets
€832k▼ 13.9%
2023 · €966k
2018: €615k
2019: €593k
2020: €705k
2021: €643k
2022: €803k
2023: €966k
2018 → 2024
Net result
€126k▼ 25.8%
2023 · €170k
2018: €117k
2019: €19k
2020: €69k
2021: €97k
2022: €290k
2023: €170k
2018 → 2024
Working capital
€411k▼ 14.9%
2023 · €483k
2018: €171k
2019: €171k
2020: €133k
2021: €172k
2022: €319k
2023: €483k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€576k-€559k▼ 2.9%€706k▲ 26.2%€875k▲ 24.0%€787k▼ 10.1%
Operating result€97k-€137k▲ 40.9%€200k▲ 45.8%€238k▲ 19.4%€163k▼ 31.8%
Net result€69k-€97k▲ 41.3%€290k▲ 199%€170k▼ 41.5%€126k▼ 25.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 32% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €832k
Fixed assets
€376k▼ 4.7%
Current assets
€456k▼ 20.2%
Equity and liabilities €832k
Equity
€787k▼ 10.1%
Debt
€45k▼ 50.7%
The debt ratio falls from 9.4% to 5.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€181k▼
2023 · €258k
Cash flow
€145k▼
2023 · €189k
Solvency
94.6%▲
2023 · 90.6%
Current ratio
10.17▲
2023 · 6.47
Quick ratio
10.17▲
2023 · 6.47
Debt / equity
0.06▼
2023 · 0.10
ROE
16.0%▼
2023 · 19.4%
ROA
15.2%▼
2023 · 17.6%
Interest coverage
179.71▲
2023 · 170.18
Debt
€45k▼
2023 · €91k
Debt ≤ 1 year
€45k▼
2023 · €88k
Debt > 1 year
€0▼
2023 · €2k
Income taxes
€50k▼
2023 · €73k
Staff costs
€6k▲
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€966k€832k▼
Fixed assets21/28€394k€376k▼
Tangible fixed assets22/27€38k€19k▼
Land and buildings22€0-
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€32k€15k▼
Financial fixed assets28€356k€356k=
Current assets29/58€571k€456k▼
Amounts receivable within one year40/41€411k€430k▲
Trade receivables40-€24k
Other amounts receivable41€411k€406k▼
Cash at bank and in hand54/58€158k€23k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€966k€832k▼
Equity10/15€875k€787k▼
Contributions10/11€19k€19k=
Reserves13€856k€768k▼
Distributable reserves133€856k€768k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€91k€45k▼
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€88k€45k▼
Current portion of amounts payable after more than one year42€19k€2k▼
Trade debts44€8k€8k▼
Suppliers440/4€8k€8k▼
Taxes, remuneration and social security45€44k€34k▼
Taxes450/3€44k€29k▼
Remuneration and social security454/9€0€5k▲
Other amounts payable47/48€17k€1k▼
Accrued charges and deferred income492/3€901€0▼
Income statement
Code20232024
Remuneration, social security and pensions62€0€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€18k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€260k€189k▼
Operating profit (loss)9901€238k€163k▼
Financial income75/76B€6k€14k▲
Recurring financial income75€6k€14k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€242k€176k▼
Income taxes67/77€73k€50k▼
Profit (loss) for the period9904€170k€126k▼
Profit (loss) for the period to be appropriated9905€170k€126k▼
Appropriation of the result
Profit (loss) to be appropriated9906€170k€126k▼
Transfer from equity791/2€0€213k▲
Transfer to equity691/2€169k€125k▼
To other reserves6921€169k€125k▼
Profit to be distributed694/7€833€214k▲
Return on contributions (dividend)694€833€214k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 54 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
31-12
Financial
Highest result since 2018net €290k ▲199%
Net result €290k, the highest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 12 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 4.89
Current ratio from 2.04 to 4.89; short-term debt falls from €128k to €44k.
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 45 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
31-12
Financial
Weakest financial yearnet €19k ▼83.6%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
01-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sluizerbroek 493700 Tongeren-BorgloonGround area
1,923 m²
Building footprint
788 m²
Parcel 73080A1031/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
AM HOLDING
since 20072.165.396.920
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73080A1031/00P000 | Flanders | 1,923 m² | 1 · 788 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALAN
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BIPACO
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 30,411 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2007
Fiscal year end31-12
Activities, NACEBEL
46832Wholesale of timber
70200Business and other management consultancy
70220Business consulting
74142
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.