AM CONSTRUCT
ActiveThe file of AM CONSTRUCT contains 3 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.4% (low). The 2024 annual accounts show equity of €616k and a net result of €150k. Equity is growing by ~49.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 1330 sector peers (fiscal year 2024).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▼-8
Solvency100▲+1
Growth78=
Track record85
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days only on tighter terms
Liquidity ample (current ratio 3.92 against 3.79 in 2023; short-term debt: 24% and cash: 13.3% of total assets), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76%
Return on assets
18.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-10-2025, 62 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
62 d late
2023
413 d late
2022
779 d late
2021
730 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€228k
EBIT margin
39.6%
Net result
€150k▼ 28.4%
2023 · €210k
2021: €74k
2022: €172k
2023: €210k
2021 → 2024
Working capital
€567k▲ 22.8%
2023 · €462k
2021: €75k
2022: €249k
2023: €462k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€228k-
Equity€84k-€256k▲ 205%€466k▲ 82.1%€616k▲ 32.3%
Operating result€90k-€216k▲ 140%€265k▲ 22.2%€164k▼ 38.1%
Net result€74k-€172k▲ 132%€210k▲ 22.1%€150k▼ 28.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 38% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €810k
Fixed assets
€49k▲ 1,088%
Current assets
€761k▲ 21.5%
Equity and liabilities €810k
Equity
€616k▲ 32.3%
Debt
€194k▲ 17.7%
The debt ratio falls from 26.2% to 24.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€191k▼
2023 · €270k
Cash flow
€178k▼
2023 · €215k
Solvency
76.0%▲
2023 · 73.8%
Current ratio
3.92▲
2023 · 3.79
Quick ratio
3.92▲
2023 · 3.79
Debt / equity
0.32▼
2023 · 0.35
ROE
24.4%▼
2023 · 45.1%
ROA
18.5%▼
2023 · 33.3%
Interest coverage
290.28▼
2023 · 329.93
Debt
€194k▲
2023 · €165k
Debt ≤ 1 year
€194k▲
2023 · €165k
Income taxes
€38k▼
2023 · €54k
Staff costs
€61k▲
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€631k€810k▲
Fixed assets21/28€4k€49k▲
Tangible fixed assets22/27€4k€49k▲
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€2k€45k▲
Current assets29/58€627k€761k▲
Amounts receivable after more than one year29€45k€51k▲
Other amounts receivable291€45k€51k▲
Amounts receivable within one year40/41€517k€603k▲
Trade receivables40€134k€81k▼
Other amounts receivable41€384k€522k▲
Cash at bank and in hand54/58€64k€108k▲
Equity and liabilities
Total equity and liabilities10/49€631k€810k▲
Equity10/15€466k€616k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€456k€606k▲
Amounts payable17/49€165k€194k▲
Amounts payable within one year42/48€165k€194k▲
Trade debts44€45k€42k▼
Suppliers440/4€45k€42k▼
Taxes, remuneration and social security45€121k€153k▲
Taxes450/3€117k€141k▲
Remuneration and social security454/9€4k€11k▲
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€248k€236k▼
Remuneration, social security and pensions62€24k€61k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€27k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€295k€256k▼
Operating profit (loss)9901€265k€164k▼
Financial income75/76B€2€26k▲
Recurring financial income75€2€26k▲
Financial charges65/66B€817€658▼
Recurring financial charges65€817€658▼
Profit (loss) for the period before taxes9903€264k€189k▼
Income taxes67/77€54k€38k▼
Profit (loss) for the period9904€210k€150k▼
Profit (loss) for the period to be appropriated9905€210k€150k▼
Appropriation of the result
Profit (loss) to be appropriated9906€456k€606k▲
Profit (loss) brought forward from the previous period14P€246k€456k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-10
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · AM CONSTRUCT BV JULES PAUWELS- STRAAT 35, 2660 HOBOKEN (ANTWERPEN) · event 23-10-2025
15-10
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · AM CONSTRUCT BV JULES PAUWELSSTRAAT 35, 2660 HOBOKEN (ANTWERPEN) · event 09-10-2025
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
17-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 413 days late
17-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 779 days late
2024
31-12
Financial
Equity above €500kEq €616k ▲32.3%
4 profitable years in a row build equity to €616k.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 730 days late
2023
31-12
Financial
Highest result since 2021net €210k ▲22.1%
Operating result €265k, net result €210k, both a record.
10-05
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · AM CONSTRUCT BV SCHEIR- LINCKXSTRAAT 35, 2660 HOBOKEN (ANTWERPEN) · event 04-05-2023
2022
31-12
Financial
Equity above €200kEq €256k ▲205%
2 profitable years in a row build equity to €256k.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules Pauwelsstraat 352660 AntwerpenGround area
356 m²
Building footprint
167 m²
Volume, LiDAR
1,037 m³
2 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AM CONSTRUCT
since 20202.301.217.409
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11382A0347/00V006 | Flanders | 203 m² | 1 · 90 m² | 11.3 m · 2 fl. |
| 11382A0329/00D004 | Flanders | 153 m² | 1 · 77 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | PHILIP RAUTER KAPUCINESSENSTRAAT 13,
2000 ANTWERPEN 1 |
09-10-2025 → present |
| Curator | GUY VANHOUCKE ANSELMOSTRAAT 2,
2018 ANTWERPEN 1 |
04-05-2023 → present |
Similar companies · same sector, comparable size
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BE 0439.281.326
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BE 0599.886.996
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CMP TECHNICS
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CRAHAY
BE 0437.488.014
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ALL LASER TECHNICS
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Of 1,825 companies in sector 42220 we hold annual accounts for 958. 501 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2020
Fiscal year end31-12
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.