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ALVAPO

Active
Private limited companyfounded 197650 yrs activeWollestraat 35, 8000 Brugge, BelgiumKBO/BCE: BE 0416.280.052
Summary

ALVAPO has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €27,086. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 10958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
ALVAPOActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Buying and selling of own real estate
NACE 68110NACE 68100
1 site
Size
€1.5mtotal assets 2025
Equity
€1.2m
Profit
€27,086
Turnover not published (abridged schema)
Financial health
86 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Parent
BEVATOJA · 100%
Accounts filed 30 d late0 of 5 deeds read
Why 86- Liquidity: current ratio 35.55, cash €498, halved+ Founded in 1976+ Equity €1.2m (79.2% of total assets)+ Size: total assets €1.5mShow the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 79.2% of total assets
Liquidity 50=
short-term debt 0.6% · cash 0.0%
Profitability 42+6
return on assets 1.8%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,526 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%▲ +1.1% vs 01-2025 03-2025: 0.2%▲ +3.8% vs 02-2025 04-2025: 0.2%▲ +6.3% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%▲ +3.5% vs 05-2025 07-2025: 0.3%▲ +52.2% vs 06-2025 08-2025: 0.2%▼ -51.9% vs 07-2025lowest value 09-2025: 0.2%● 0.0% vs 08-2025lowest value 10-2025: 0.2%● 0.0% vs 09-2025lowest value 11-2025: 0.2%● 0.0% vs 10-2025lowest value 12-2025: 0.2%● 0.0% vs 11-2025lowest value 01-2026: 0.2%● 0.0% vs 12-2025lowest value 02-2026: 0.2%▲ +1.3% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▲ +7.1% vs 03-2026 05-2026: 0.2%▼ -0.6% vs 04-2026 06-2026: 0.2%● 0.0% vs 05-2026 07-2026: 0.2%▲ +10.3% vs 06-2026 08-2026: 0.5%▲ +155% vs 07-2026highest value 09-2026: 0.3%▼ -31.9% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • Liquidity: current ratio 35.55, cash €498, halved raises the probability
  • Founded in 1976 lowers the probability for this profile
  • Equity €1.2m (79.2% of total assets) lowers the probability
  • Size: total assets €1.5m lowers the probability for this profile
Credit up to €95,000 at 30 days acceptable
Liquidity ample (current ratio 35.55 against 9.06 in 2024; short-term debt: 0.6% and cash: 0% of total assets), and 20.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 50%, profitability 37%, growth against the median 53%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 35.55, cash €498, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1976
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €1.2m (79.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €1.5m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
30 d late
2024
28 d early
2023
44 d early
2022
35 d early
2021
24 d early
2020
3 d late
2019
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €27,086
  3. Liquidity quadruplescurrent ratio 35.55

Key points

  • Positive: Among the best 17% on solvencysector median 31.3% · 10,958 companies 79.2% View
  • Controlled by BEVATOJAultimately: BZB 100% View
  • Active since 1976founded 19-06-1976 50 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.5m
Profit
€27,086
Solvency
79.2%
Total assets▼ 0.2%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 30-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Liquidity quadruples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
19-06-1976
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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