ALUMAC CONSTRUCT
ActiveSummary
ALUMAC CONSTRUCT has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.0m and a net result of €2.8m. Equity is growing by ~32.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 71 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+12
Solvency63▲+19
Growth74▼-2
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €370,000 at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.14 in 2024; short-term debt: 59.3% and cash: 10.3% of total assets), but 61.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
21.3%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 29
Relative position
BE, all sectors
reference
Manufacture of motor vehicles, trailers and semi-trailers (NACE 29)
about 8% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
4 d early
2023
68 d late
2022
27 d late
2021
144 d late
2020
96 d late
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#9 employer in West Flanders, Motor vehicles sector#10 company by total assets in West Flanders, Motor vehicles sector#10 company by equity in West Flanders, Motor vehicles sector
Turnover
€30.8m▼ 0.5%
2024 · €30.9m
EBIT margin
12.4%▲ 5.0pp
2024 · 7.3%
Net result
€2.8m▲ 59.0%
2024 · €1.8m
Working capital
€4.1m▲ 233%
2024 · €1.2m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 29, Manufacture of motor vehicles, trailers and semi-trailers, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€20.7m▲ 3.8%€19.5m▼ 5.8%€27.5m▲ 40.8%€30.9m▲ 12.6%€30.8m▼ 0.5%
Operating result€1.8m▲ 23.2%€540,752▼ 69.3%€1.4m▲ 153%€2.3m▲ 65.7%€3.8m▲ 68.1%
Net result€1.5mabove the sector's middle half▲ 23.1%€382,462within the sector's middle half▼ 74.6%€1.2mabove the sector's middle half▲ 224%€1.8mabove the sector's middle half▲ 42.9%€2.8mabove the sector's middle half▲ 59.0%
EBIT margin8.5%▲ 1.3pp2.8%▼ 5.7pp5.0%▲ 2.2pp7.3%▲ 2.3pp12.4%▲ 5.0pp
Equity€1.4mwithin the sector's middle half▲ 41.2%€1.8mwithin the sector's middle half▲ 27.7%€1.3mwithin the sector's middle half▼ 28.9%€2.2mwithin the sector's middle half▲ 77.5%€5.0mwithin the sector's middle half▲ 127%
Total assets€9.1mwithin the sector's middle half▲ 15.5%€9.9mwithin the sector's middle half▲ 8.3%€14.9mwithin the sector's middle half▲ 50.0%€11.5mwithin the sector's middle half▼ 22.8%€13.2mwithin the sector's middle half▲ 15.1%
Debt€7.8m▲ 11.9%€8.1m▲ 4.9%€13.6m▲ 67.1%€9.3m▼ 32.0%€8.2m▼ 11.7%
Working capital€766,229▼ 71.6%€1.1m▲ 45.8%€479,771▼ 57.1%€1.2m▲ 154%€4.1m▲ 233%
Solvency15.1%below the sector's middle half▲ 2.7pp17.8%below the sector's middle half▲ 2.7pp8.4%below the sector's middle half▼ 9.4pp19.4%below the sector's middle half▲ 11.0pp38.2%within the sector's middle half▲ 18.8pp
Staff (FTE)37.9within the sector's middle half▼ 6.4%35.3within the sector's middle half▼ 6.9%34.9within the sector's middle half▼ 1.1%33.5within the sector's middle half▼ 4.0%37.2within the sector's middle half▲ 11.0%
above
within
below
the middle half (P25 to P75) of NACE 29, Manufacture of motor vehicles, trailers and semi-trailers, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 68% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.2m
Fixed assets
€1.3m ▲ 7.2%
Current assets
€11.9m ▲ 16.1%
Equity and liabilities €13.2m
Equity
€5.0m ▲ 127%
Debt
€8.2m ▼ 11.7%
Debt's share of the balance-sheet total falls from 80.6% to 61.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4.1m▲
2024 · €2.5m
Cash flow
€3.1m▲
2024 · €2.0m
Current ratio
1.52▲
2024 · 1.14
Quick ratio
1.23▲
2024 · 0.83
Debt to equity
1.62▼
2024 · 4.16
ROE
55.9%▼
2024 · 79.6%
ROA
21.3%▲
2024 · 15.4%
Interest coverage
50.86▲
2024 · 24.34
Debt ≤ 1 year
€7.8m▼
2024 · €9.0m
Debt > 1 year
€326,712▲
2024 · €218,231
Income taxes
€960,113▲
2024 · €420,383
Staff costs
€3.2m▲
2024 · €2.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €21.0m | €19.4m | €28.3m | €30.9m | €32.4m | ▲ 4.7% |
| Turnover70 | €20.7m | €19.5m | €27.5m | €30.9m | €30.8m | ▼ 0.5% |
| Change in stocks of work in progress, finished goods and contracts in progress71 | €233,294 | -€187,899 | €437,705 | -€218,907 | -€162,365 | ▲ 25.8% |
| Other operating income74 | €26,119 | €44,448 | €357,542 | €211,352 | €1.7m | ▲ 725% |
| Non-recurring operating income76A | €6,163 | €16,751 | €308 | €4,741 | €4,305 | ▼ 9.2% |
| Operating charges60/66A | €19.2m | €18.9m | €26.9m | €28.7m | €28.6m | ▼ 0.3% |
| Goods for resale, raw materials and consumables60 | €14.3m | €13.7m | €21.4m | €22.9m | €22.1m | ▼ 3.8% |
| Purchases600/8 | €14.0m | €14.6m | €22.9m | €21.0m | €21.8m | ▲ 3.4% |
| Change in stocks: decrease (increase)609 | €248,018 | -€869,045 | -€1.5m | €1.9m | €282,728 | ▼ 84.9% |
| Services and other goods61 | €2.2m | €2.5m | €2.7m | €2.8m | €3.0m | ▲ 3.6% |
| Remuneration, social security and pensions62 | €2.5m | €2.5m | €2.6m | €2.6m | €3.2m | ▲ 22.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €228,794 | €229,552 | €229,814 | €259,665 | €331,554 | ▲ 27.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €8,092 | €5,527 | ▼ 31.7% |
| Other operating charges640/8 | €25,110 | €16,591 | €17,893 | €21,139 | €25,470 | ▲ 20.5% |
| Non-recurring operating charges66A | €38,554 | €7,493 | €0 | €1,954 | €0 | ▼ 100% |
| Operating profit (loss)9901 | €1.8m | €540,752 | €1.4m | €2.3m | €3.8m | ▲ 68.1% |
| Financial income75/76B | €15,400 | €59,241 | €59,147 | €38,528 | €56,508 | ▲ 46.7% |
| Recurring financial income75 | €15,400 | €59,241 | €59,147 | €38,528 | €56,508 | ▲ 46.7% |
| Income from current assets751 | €11,152 | €30,716 | €48,457 | €26,758 | €54,844 | ▲ 105% |
| Other financial income752/9 | €4,248 | €28,526 | €10,690 | €11,770 | €1,664 | ▼ 85.9% |
| Financial charges65/66B | €48,792 | €50,934 | €76,976 | €112,286 | €88,710 | ▼ 21.0% |
| Recurring financial charges65 | €48,792 | €50,934 | €76,976 | €112,286 | €88,710 | ▼ 21.0% |
| Debt charges650 | €34,096 | €40,083 | €69,651 | €103,747 | €81,422 | ▼ 21.5% |
| Other financial charges652/9 | €14,696 | €10,850 | €7,325 | €8,539 | €7,288 | ▼ 14.6% |
| Profit (loss) for the period before taxes9903 | €1.7m | €549,060 | €1.3m | €2.2m | €3.8m | ▲ 72.3% |
| Income taxes67/77 | €222,891 | €166,597 | €109,744 | €420,383 | €960,113 | ▲ 128% |
| Taxes670/3 | €222,891 | €166,597 | €109,744 | €420,383 | €960,113 | ▲ 128% |
| Profit (loss) for the period9904 | €1.5m | €382,462 | €1.2m | €1.8m | €2.8m | ▲ 59.0% |
| Transfer to tax-exempt reserves689 | - | - | - | €589,400 | €895,997 | ▲ 52.0% |
| Profit (loss) for the period to be appropriated9905 | €1.5m | €382,462 | €1.2m | €1.2m | €1.9m | ▲ 62.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9.1m | €9.9m | €14.9m | €11.5m | €13.2m | ▲ 15.1% |
| Fixed assets21/28 | €692,748 | €687,394 | €894,416 | €1.2m | €1.3m | ▲ 7.2% |
| Tangible fixed assets22/27 | €692,613 | €686,989 | €894,011 | €1.2m | €1.3m | ▲ 7.2% |
| Land and buildings22 | €261,605 | €234,817 | €279,495 | €381,442 | €389,891 | ▲ 2.2% |
| Plant, machinery and equipment23 | €180,283 | €213,320 | €279,970 | €360,983 | €480,966 | ▲ 33.2% |
| Furniture and vehicles24 | €201,305 | €237,551 | €295,329 | €293,242 | €253,370 | ▼ 13.6% |
| Leasing and similar rights25 | €49,420 | €1,300 | €39,218 | €187,351 | €187,013 | ▼ 0.2% |
| Financial fixed assets28 | €135 | €405 | €405 | €405 | €540 | ▲ 33.3% |
| Other financial fixed assets284/8 | €135 | €405 | €405 | €405 | €540 | ▲ 33.3% |
| Amounts receivable and cash guarantees285/8 | €135 | €405 | €405 | €405 | €540 | ▲ 33.3% |
| Current assets29/58 | €8.5m | €9.2m | €14.0m | €10.3m | €11.9m | ▲ 16.1% |
| Amounts receivable after more than one year29 | €1.6m | €0 | - | - | €1.5m | - |
| Other amounts receivable291 | €1.6m | €0 | - | - | €1.5m | - |
| Stocks and contracts in progress3 | €2.2m | €2.9m | €4.8m | €2.7m | €2.3m | ▼ 16.3% |
| Stocks30/36 | €1.6m | €2.5m | €4.0m | €2.1m | €1.9m | ▼ 13.2% |
| Raw materials and consumables30/31 | €1.6m | €2.5m | €4.0m | €2.1m | €1.9m | ▼ 13.2% |
| Contracts in progress37 | €566,507 | €378,609 | €816,313 | €597,406 | €435,041 | ▼ 27.2% |
| Amounts receivable within one year40/41 | €3.5m | €5.8m | €8.4m | €6.1m | €6.6m | ▲ 8.1% |
| Trade receivables40 | €3.2m | €2.7m | €4.9m | €3.5m | €4.9m | ▲ 40.3% |
| Other amounts receivable41 | €316,199 | €3.0m | €3.5m | €2.6m | €1.6m | ▼ 36.2% |
| Cash at bank and in hand54/58 | €1.2m | €559,759 | €649,787 | €1.4m | €1.4m | ▼ 2.3% |
| Deferred charges and accrued income490/1 | €28,113 | €21,873 | €55,916 | €59,946 | €151,481 | ▲ 153% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9.1m | €9.9m | €14.9m | €11.5m | €13.2m | ▲ 15.1% |
| Equity10/15 | €1.4m | €1.8m | €1.3m | €2.2m | €5.0m | ▲ 127% |
| Contributions10/11 | €18,592 | €18,592 | €20,451 | €18,592 | €18,592 | = |
| Reserves13 | €1.4m | €1.1m | €608,849 | €2.2m | €5.0m | ▲ 127% |
| Tax-exempt reserves132 | €4,405 | €4,405 | €4,405 | €593,805 | €1.5m | ▲ 151% |
| Distributable reserves133 | €1.4m | €1.1m | €604,444 | €1.6m | €3.5m | ▲ 119% |
| Profit (loss) carried forward14 | - | €624,714 | €624,714 | €13,407 | €34,544 | ▲ 158% |
| Amounts payable17/49 | €7.8m | €8.1m | €13.6m | €9.3m | €8.2m | ▼ 11.7% |
| Amounts payable after more than one year17 | €77,585 | €40,674 | €116,452 | €218,231 | €326,712 | ▲ 49.7% |
| Financial debts170/4 | €77,585 | €40,674 | €116,452 | €218,231 | €326,712 | ▲ 49.7% |
| Leasing and similar obligations172 | €0 | - | - | €114,471 | €95,252 | ▼ 16.8% |
| Credit institutions173 | €77,585 | €40,674 | €116,452 | €103,760 | €231,461 | ▲ 123% |
| Amounts payable within one year42/48 | €7.7m | €8.1m | €13.5m | €9.0m | €7.8m | ▼ 13.3% |
| Current portion of amounts payable after more than one year42 | €95,668 | €36,911 | €68,157 | €80,059 | €202,029 | ▲ 152% |
| Financial debts43 | €168,704 | €200,212 | €1.7m | €112,897 | €1.4m | ▲ 1,167% |
| Credit institutions430/8 | €168,704 | €200,212 | €1.7m | €112,897 | €1.4m | ▲ 1,167% |
| Trade debts44 | €3.6m | €3.1m | €5.4m | €5.0m | €4.3m | ▼ 13.7% |
| Suppliers440/4 | €3.6m | €3.1m | €5.4m | €5.0m | €4.3m | ▼ 13.7% |
| Advances received on contracts in progress46 | €334,242 | €981,023 | €1.1m | €90,720 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €711,277 | €536,219 | €1.1m | €926,071 | €612,045 | ▼ 33.9% |
| Taxes450/3 | €330,672 | €229,800 | €700,785 | €552,810 | €165,988 | ▼ 70.0% |
| Remuneration and social security454/9 | €380,605 | €306,419 | €390,271 | €373,261 | €446,057 | ▲ 19.5% |
| Other amounts payable47/48 | €2.8m | €3.3m | €4.1m | €2.8m | €1.3m | ▼ 54.7% |
| Accrued charges and deferred income492/3 | - | - | €3,720 | €25 | €10,750 | ▲ 43,071% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.5m | €382,462 | €1.2m | €1.8m | €2.8m | ▲ 59.0% |
| + Depreciation and write-downs630 | €228,794 | €229,552 | €229,814 | €259,665 | €331,554 | ▲ 27.7% |
| Operating cash flow (approximation) | €1.7m | €612,015 | €1.5m | €2.0m | €3.1m | ▲ 55.0% |
| Investment in fixed assets (approximation) | - | -€224,198 | -€436,836 | -€588,672 | -€419,910 | ▲ 28.7% |
| Change in cash | - | -€599,322 | €90,029 | €742,829 | -€32,638 | ▼ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Highest result since 2019net €2.8m ▲59%
Operating result €3.8m, net result €2.8m, both a record.
30-06
Financial
Equity above €5mEq €5.0m ▲127%
7 profitable years in a row build equity to €5.0m.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Equity above €2mEq €2.2m ▲77.5%
6 profitable years in a row build equity to €2.2m.
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 68 days late
2023
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 27 days late
2022
30-06
Financial
Weakest financial yearnet €382,462 ▼74.6%
Net result drops to €382,462, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 144 days late
2021
30-06
Financial
Equity above €1mEq €1.4m ▲41.2%
3 profitable years in a row build equity to €1.4m.
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 96 days late
2020
17-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts
We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1998
Ground area
1.2 ha
Building footprint
4,769 m²
Volume, LiDAR
31,602 m³
Parcel 34016B0651/00A002, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ringlaan(Heu) 14, 8501 Kortrijk
since 19982.085.204.347
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016B0651/00A002 | Flanders | 1.2 ha | 1 · 4,769 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 2,959 EUR awarded · 2,958 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 57 EUR | 57 EUR |
| 2024 | 1 | 1,943 EUR | 2,017 EUR |
| 2023 | 2 | -14,089 EUR | 159 EUR |
| 2022 | 2 | 15,048 EUR | 725 EUR |
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsLasser-monteerder (vwo)
Lasser-monteerder duaal (so)
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Of 114 companies in sector 29100 we hold annual accounts for 72. 37 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-12-1997
Fiscal year end30-06
Activities, NACEBEL 2025
28220Manufacture of machinery and equipment not elsewhere classified
29100Manufacture of motor vehicles, trailers and semi-trailers
25110Manufacture of metal structures and parts of structures
25530Machining of metals
33120Repair and maintenance of machinery
95319Other maintenance and repair of motor vehicles
46190Agents in non-specialised wholesale trade
46810Wholesale of solid, liquid and gaseous fuels and related products
46720Wholesale of motor vehicle parts and accessories
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47820Retail sale of motor vehicle parts and accessories
77120Rental and leasing activities
95313Repair and fitting of specific motor vehicle parts
95314Bodywork repair (including spraying and painting)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0462287647
Also
9925:BE0462287647
Registered
14-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.