ALU-DAK
ActiveALU-DAK has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €-6k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-65
Solvency100▲+16
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 35.87 against 2.36 in 2024; short-term debt: 2.6% and cash: 15.1% of total assets), and 2.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
30 d early
2023
43 d early
2022
31 d early
2021
33 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€98k▼ 5.6%
2024 · €104k
2018: €78k
2019: €78k
2020: €81k
2021: €72k
2022: €89k
2023: €93k
2024: €104k
2018 → 2025
Total assets
€101k▼ 43.0%
2024 · €177k
2018: €258k
2019: €183k
2020: €162k
2021: €127k
2022: €243k
2023: €181k
2024: €177k
2018 → 2025
Net result
€-6k
2024 · €11k
2018: €-3k
2019: €260
2020: €4k
2021: €-10k
2022: €17k
2023: €4k
2024: €11k
2018 → 2025
Working capital
€91k▼ 8.6%
2024 · €99k
2018: €59k
2019: €43k
2020: €63k
2021: €56k
2022: €75k
2023: €86k
2024: €99k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€89k▲ 24.0%€93k▲ 4.6%€104k▲ 12.3%€98k▼ 5.6%
Operating result€-10k-€26k€8k▼ 68.6%€17k▲ 108%€-5k
Net result€-10k-€17k€4k▼ 76.0%€11k▲ 176%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €17k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€8k▲ 54.4%
Current assets
€93k▼ 45.9%
Equity and liabilities €101k
Equity
€98k▼ 5.6%
Debt
€3k▼ 96.4%
The debt ratio falls from 41.2% to 2.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-4k▼
2024 · €19k
Cash flow
€-4k▼
2024 · €13k
Solvency
97.4%▲
2024 · 58.8%
Current ratio
35.87▲
2024 · 2.36
Quick ratio
30.56▲
2024 · 2.35
Debt / equity
0.03▼
2024 · 0.70
ROE
-5.9%▼
2024 · 10.9%
ROA
-5.7%▼
2024 · 6.4%
Interest coverage
-1.62▼
2024 · 9.09
Debt
€3k▼
2024 · €73k
Debt ≤ 1 year
€3k▼
2024 · €73k
Income taxes
€163▼
2024 · €6k
Staff costs
€87k▲
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€177k€101k▼
Fixed assets21/28€5k€8k▲
Tangible fixed assets22/27€5k€8k▲
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€407€1k▲
Other tangible fixed assets26€3k€4k▲
Financial fixed assets28€100€100=
Current assets29/58€172k€93k▼
Stocks and contracts in progress3€724€14k▲
Stocks30/36€724€14k▲
Amounts receivable within one year40/41€73k€62k▼
Trade receivables40€30k€16k▼
Other amounts receivable41€43k€46k▲
Cash at bank and in hand54/58€98k€15k▼
Deferred charges and accrued income490/1€665€2k▲
Equity and liabilities
Total equity and liabilities10/49€177k€101k▼
Equity10/15€104k€98k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€45k€45k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€6k€6k=
Distributable reserves133€33k€33k=
Profit (loss) carried forward14€-3k€-9k▼
Amounts payable17/49€73k€3k▼
Amounts payable within one year42/48€73k€3k▼
Financial debts43€25k€0▼
Credit institutions430/8€25k€0▼
Trade debts44€29k€3k▼
Suppliers440/4€29k€3k▼
Advances received on contracts in progress46€6k€0▼
Taxes, remuneration and social security45€13k€0▼
Taxes450/3€13k€0▼
Remuneration and social security454/9€0-
Income statement
Code20242025
Remuneration, social security and pensions62€79k€87k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-9k
Other operating charges640/8€5k€13k▲
Gross operating margin9900€102k€89k▼
Operating profit (loss)9901€17k€-5k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€17k€-6k▼
Income taxes67/77€6k€163▼
Profit (loss) for the period9904€11k€-6k▼
Profit (loss) for the period to be appropriated9905€11k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-9k▼
Profit (loss) brought forward from the previous period14P€-14k€-3k▲
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity times 15current ratio 35.87
Current ratio from 2.36 to 35.87; short-term debt falls from €73k to €3k.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €100kEq €104k ▲12.3%
3 profitable years in a row build equity to €104k.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-10k ▼367%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €260
Net result €260 after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kiewitstraat 1883500 HasseltGround area
2,194 m²
Building footprint
298 m²
Volume, LiDAR
1,759 m³
Parcel 71322A0404/00A002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALU DAK
since 19992.090.677.919
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71322A0404/00A002 | Flanders | 2,194 m² | 1 · 298 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 155 EUR awarded · 155 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 155 EUR | 155 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
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VERVIHOUT
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TSIOLLE
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Middelkerke · Eq €99k
Of 8,564 companies in sector 43410 we hold annual accounts for 4,354. 3,806 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-02-1999
Fiscal year end30-09
Activities, NACEBEL
43410Roofing work
45220
85510Sports and recreation education
92622
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.