ALU CONSTRUCT
ActiveSummary
ALU CONSTRUCT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166k and a net result of €12k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 1030 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.88 against 2.98 in 2024; short-term debt: 22.4% and cash: 24.8% of total assets), and 22.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.1%
Return on assets
5.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
5 d early
2022
24 d late
2021
26 d late
2020
30 d late
2019
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€166k▼ 0.9%
2024 · €167k
2018: €81k
2019: €94k
2020: €92k
2021: €103k
2022: €120k
2023: €144k
2024: €167k
2018 → 2025
Total assets
€215k▲ 0.4%
2024 · €214k
2018: €186k
2019: €194k
2020: €164k
2021: €154k
2022: €183k
2023: €189k
2024: €214k
2018 → 2025
Net result
€12k▼ 48.8%
2024 · €23k
2018: €5k
2019: €14k
2020: €-2k
2021: €12k
2022: €30k
2023: €29k
2024: €23k
2018 → 2025
Working capital
€90k▼ 0.4%
2024 · €91k
2018: €66k
2019: €39k
2020: €37k
2021: €50k
2022: €55k
2023: €69k
2024: €91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€103k-€120k▲ 16.7%€144k▲ 19.7%€167k▲ 16.2%€166k▼ 0.9%
Operating result€22k-€47k▲ 112%€45k▼ 4.3%€37k▼ 17.5%€19k▼ 48.1%
Net result€12k-€30k▲ 153%€29k▼ 5.1%€23k▼ 18.7%€12k▼ 48.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 48% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets
€77k ▼ 1.4%
Current assets
€138k ▲ 1.4%
Equity and liabilities €215k
Equity
€166k ▼ 0.9%
Debt
€49k ▲ 5.2%
Debt's share of the balance-sheet total rises from 21.9% to 22.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€20k▼
2024 · €38k
Cash flow
€13k▼
2024 · €24k
Current ratio
2.88▼
2024 · 2.98
Debt to equity
0.30▲
2024 · 0.28
ROE
7.2%▼
2024 · 13.9%
ROA
5.5%▼
2024 · 10.9%
Interest coverage
121.43▲
2024 · 27.64
Debt ≤ 1 year
€48k▲
2024 · €46k
Income taxes
€7k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€214k€215k▲
Fixed assets21/28€78k€77k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€75k€75k=
Current assets29/58€136k€138k▲
Amounts receivable after more than one year29-€69k
Other amounts receivable291-€69k
Amounts receivable within one year40/41€122k€10k▼
Trade receivables40€52k€10k▼
Other amounts receivable41€70k€0▼
Cash at bank and in hand54/58€9k€53k▲
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€214k€215k▲
Equity10/15€167k€166k▼
Contributions10/11€19k€19k=
Reserves13€149k€147k▼
Distributable reserves133€149k€147k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€47k€49k▲
Amounts payable within one year42/48€46k€48k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€10k€6k▼
Suppliers440/4€10k€6k▼
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€11k€12k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€23k€28k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€955€1k▲
Other operating charges640/8€921€723▼
Gross operating margin9900€39k€21k▼
Operating profit (loss)9901€37k€19k▼
Financial charges65/66B€1k€168▼
Recurring financial charges65€1k€168▼
Profit (loss) for the period before taxes9903€36k€19k▼
Income taxes67/77€13k€7k▼
Profit (loss) for the period9904€23k€12k▼
Profit (loss) for the period to be appropriated9905€23k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€12k▼
Transfer from equity791/2€180€14k▲
Transfer to equity691/2€23k€12k▼
To other reserves6921€23k€12k▼
Profit to be distributed694/7€0€14k▲
Return on contributions (dividend)694€0€14k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €150kEq €167k ▲16.2%
4 profitable years in a row build equity to €167k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
31-12
Financial
Highest result since 2018net €30k ▲153%
Operating result €47k, net result €30k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Equity above €100kEq €103k ▲12.1%
Equity rises from €92k to €103k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-2k ▼112%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
Show earlier events
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
's Herenbaan 3002840 RumstGround area
291 m²
Parcel 11036A0006/00F004, Flanders. Linked by address, not a title deed.
1 establishment unit
's Herenbaan 300, 2840 Rumst
since 20102.185.741.679
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036A0006/00F004 | Flanders | 291 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
R.V. CONSTRUCT LIEGE
BE 0823.100.329
Herstal · Eq €164,852
GW Handling
BE 0886.955.627
Vorselaar · Eq €167,021
HAUDESTAINE
BE 0479.845.340
Grâce-Hollogne · Eq €163,504
ATELIER FERRO
BE 0833.822.787
Heusden-Zolder · Eq €168,402
GEERT VANLERBERGHE
BE 0882.105.132
Zonnebeke · Eq €168,459
Of 908 companies in sector 25120 we hold annual accounts for 677. 534 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2010
Fiscal year end31-12
Activities, NACEBEL 2025
25120Manufacture of fabricated metal products, except machinery and equipment
43320Joinery installation
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.