Financials
- Fiscal year
- 2025
- Total assets
- €341,052
- Profit
- €57,732
- Solvency
- 99.2%
Total assets▲ 9.5%
Net result
20182025
ALTO
ActiveSummary
ALTO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €338,373 and a net result of €57,732. Equity is growing by ~17.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Activity not known1 site
Size
€341,052total assets 2025
- Equity
- €338,373
- Profit
- €57,732
Turnover not published (abridged schema)
Structure
Accounts 21 d early0 of 2 deeds read
Why 97+ Size: total assets €341,052+ Equity €338,373 (99.2% of total assets)+ Liquidity: current ratio 101.93, cash €161,600+ Founded in 1988Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 79% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 99.2% of total assets
Liquidity
100=
short-term debt 0.8% · cash 47.4%
Profitability
80-3
return on assets 16.9%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: < 0.1%
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: < 0.1%● 0.0% vs 03-2026
05-2026: < 0.1%● 0.0% vs 04-2026
06-2026: < 0.1%▲ +5.0% vs 05-2026
07-2026: < 0.1%▲ +4.8% vs 06-2026highest value
08-2026: < 0.1%▼ -27.3% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €341,052 lowers the probability for this profile
- Equity €338,373 (99.2% of total assets) lowers the probability
- Liquidity: current ratio 101.93, cash €161,600 lowers the probability
- Founded in 1988 lowers the probability for this profile
Credit up to €30,000 at 30 days acceptable
short-term debt: 0.8% and cash: 47.4% of total assets, and 0.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 95%, profitability 63%, growth against the median 77%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
6 d late
2023
30 d late
2022
35 d late
2021
31 d early
2020
95 d late
2018
153 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 38 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €57,732 ▲2.8%
- Liquidity times 9current ratio 101.93
Key points
By topic
Timeline
- Events
- 15
- Since
- 2016
- Next accounts
- by 31-07-2027
- 10-07-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 31-12-2025Liquidity times 9
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 09-12-1988
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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