Altiora
ActiveAltiora has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €36k. Its solvency ranks better than 61% of 31292 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+7
Growth78
Stability82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 2.76 against 1.85 in 2024), and 32.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
34.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
22 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 107%
2024 · €33k
2024: €33k
2024 → 2025
Total assets
€103k▲ 64.4%
2024 · €63k
2024: €63k
2024 → 2025
Net result
€36k▲ 10.7%
2024 · €32k
2024: €32k
2024 → 2025
Working capital
€59k▲ 139%
2024 · €25k
2024: €25k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€33k-€69k▲ 107%
Operating result€47k-€52k▲ 11.5%
Net result€32k-€36k▲ 10.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€10k▲ 15.3%
Current assets
€93k▲ 72.1%
Equity and liabilities €103k
Equity
€69k▲ 107%
Debt
€34k▲ 15.4%
The debt ratio falls from 46.7% to 32.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€53k▲
2024 · €47k
Cash flow
€37k▲
2024 · €33k
Solvency
67.2%▲
2024 · 53.3%
Current ratio
2.76▲
2024 · 1.85
Quick ratio
2.76▲
2024 · 1.85
Debt / equity
0.49▼
2024 · 0.88
ROE
51.8%▼
2024 · 97.0%
ROA
34.8%▼
2024 · 51.7%
Interest coverage
46.87▲
2024 · 44.27
Debt
€34k▲
2024 · €29k
Debt ≤ 1 year
€34k▲
2024 · €29k
Income taxes
€15k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€103k▲
Fixed assets21/28€9k€10k▲
Tangible fixed assets22/27€9k€10k▲
Other tangible fixed assets26€9k€10k▲
Current assets29/58€54k€93k▲
Amounts receivable within one year40/41€5k€18k▲
Trade receivables40€5k€18k▲
Cash at bank and in hand54/58€49k€75k▲
Deferred charges and accrued income490/1€287€422▲
Equity and liabilities
Total equity and liabilities10/49€63k€103k▲
Equity10/15€33k€69k▲
Contributions10/11€1k€1k=
Reserves13€32k€68k▲
Distributable reserves133€32k€68k▲
Amounts payable17/49€29k€34k▲
Amounts payable within one year42/48€29k€34k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€28k€28k▲
Taxes450/3€25k€26k▲
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€309€4k▲
Accrued charges and deferred income492/3-€66
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€289€901▲
Other operating charges640/8-€400
Gross operating margin9900€47k€53k▲
Operating profit (loss)9901€47k€52k▲
Financial income75/76B€10€219▲
Recurring financial income75€10€219▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€45k€51k▲
Income taxes67/77€13k€15k▲
Profit (loss) for the period9904€32k€36k▲
Profit (loss) for the period to be appropriated9905€32k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€36k▲
Transfer to equity691/2€32k€36k▲
To other reserves6921€32k€36k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2024
Ground area
977 m²
Building footprint
148 m²
Volume, LiDAR
846 m³
Parcel 62030A0451/00M000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Altiora
since 20242.356.132.572
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030A0451/00M000 | Wallonia | 977 m² | 1 · 148 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,142 companies in sector 70200 we hold annual accounts for 52,371. 39,450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.