ALTINERA
ActiveThe annual accounts of ALTINERA for fiscal year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 2034 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-73
Solvency60▼-20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.54 against 2.21 in 2024; short-term debt: 64.8% and cash: 90.2% of total assets), but 64.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.2%
Return on assets
-37.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
60 d early
2024
58 d early
2023
61 d early
2022
62 d early
2021
62 d early
2020
61 d early
2019
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 51.4%
2024 · €4k
2018: €-6k
2019: €-4k
2020: €-4k
2021: €241
2022: €3k
2023: €3k
2024: €4k
2018 → 2025
Total assets
€5k▼ 24.3%
2024 · €7k
2018: €10k
2019: €12k
2020: €9k
2021: €7k
2022: €6k
2023: €5k
2024: €7k
2018 → 2025
Net result
€-2k
2024 · €969
2018: €-6k
2019: €1k
2020: €574
2021: €4k
2022: €3k
2023: €-474
2024: €969
2018 → 2025
Working capital
€2k▼ 51.4%
2024 · €4k
2018: €4k
2019: €3k
2020: €4k
2021: €-522
2022: €3k
2023: €3k
2024: €4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€241-€3k▲ 1,224%€3k▼ 14.8%€4k▲ 35.7%€2k▼ 51.4%
Operating result€5k-€4k▼ 1.3%€-378€1k€-2k
Net result€4k-€3k▼ 27.7%€-474€969€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €1k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €5k
Equity
€2k▼ 51.4%
Debt
€3k▲ 8.4%
The debt ratio rises from 45.3% to 64.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
35.2%▼
2024 · 54.7%
Current ratio
1.54▼
2024 · 2.21
Quick ratio
1.54▼
2024 · 2.21
Debt / equity
1.84▲
2024 · 0.83
ROE
-105.7%▼
2024 · 26.3%
ROA
-37.2%▼
2024 · 14.4%
Debt
€3k▲
2024 · €3k
Debt ≤ 1 year
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€5k▼
Current assets29/58€7k€5k▼
Amounts receivable within one year40/41€1k€500▼
Other amounts receivable41€1k€500▼
Cash at bank and in hand54/58€5k€5k▼
Deferred charges and accrued income490/1€80-
Equity and liabilities
Total equity and liabilities10/49€7k€5k▼
Equity10/15€4k€2k▼
Contributions10/11€1€1=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14-€-2k
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44€80€31▼
Suppliers440/4€80€31▼
Other amounts payable47/48€3k€3k▲
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€2k€-1k▼
Operating profit (loss)9901€1k€-2k▼
Financial charges65/66B€96€96=
Recurring financial charges65€96€96=
Profit (loss) for the period before taxes9903€1k€-2k▼
Income taxes67/77€368-
Profit (loss) for the period9904€969€-2k▼
Profit (loss) for the period to be appropriated9905€969€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€496€-2k▼
Profit (loss) brought forward from the previous period14P€-474-
Transfer to equity691/2€496-
To other reserves6921€496-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €969
Net result €969 after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.15
Current ratio from 0.92 to 2.15; short-term debt falls from €7k to €3k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €4k ▲610%
Operating result €5k, net result €4k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Cîteaux 101348 Ottignies-Louvain-la-NeuveGround area
433 m²
Building footprint
108 m²
Volume, LiDAR
717 m³
Parcel 25385B0001/02F004, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de Cîteaux 10, 1348 Ottignies-Louvain-la-Neuve
since 20182.271.997.445
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25385B0001/02F004 | Wallonia | 433 m² | 1 · 108 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,490 companies in sector 85510 we hold annual accounts for 718. 276 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-01-2018
Fiscal year end31-12
Activities, NACEBEL
85510Sports and recreation education
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.