ALTERVETO
ActiveALTERVETO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €94k and a net result of €700. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 1470 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+64
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.07 against 3.15 in 2023; short-term debt: 12.6% and cash: 8.9% of total assets), and 12.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
61 d late
2022
6 d early
2021
59 d late
2020
5 d early
2019
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€94k▲ 0.7%
2023 · €94k
2018: €26k
2019: €25k
2020: €65k
2021: €98k
2022: €105k
2023: €94k
2018 → 2024
Total assets
€108k▼ 7.1%
2023 · €116k
2018: €47k
2019: €39k
2020: €128k
2021: €137k
2022: €137k
2023: €116k
2018 → 2024
Net result
€700
2023 · €-12k
2018: €654
2019: €-576
2020: €40k
2021: €33k
2022: €7k
2023: €-12k
2018 → 2024
Working capital
€55k▲ 14.2%
2023 · €49k
2018: €17k
2019: €21k
2020: €32k
2021: €44k
2022: €54k
2023: €49k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€65k-€98k▲ 50.0%€105k▲ 7.5%€94k▼ 11.0%€94k▲ 0.7%
Operating result€53k-€42k▼ 20.3%€11k▼ 74.7%€-11k€4k
Net result€40k-€33k▼ 18.4%€7k▼ 78.1%€-12k€700
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €11k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €108k
Fixed assets
€39k▼ 13.8%
Current assets
€69k▼ 2.9%
Equity and liabilities €108k
Equity
€94k▲ 0.7%
Debt
€14k▼ 39.6%
The debt ratio falls from 19.4% to 12.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▲
2023 · €-5k
Cash flow
€7k▲
2023 · €-5k
Solvency
87.4%▲
2023 · 80.6%
Current ratio
5.07▲
2023 · 3.15
Quick ratio
4.45▲
2023 · 2.81
Debt / equity
0.14▼
2023 · 0.24
ROE
0.7%▲
2023 · -12.3%
ROA
0.6%▲
2023 · -9.9%
Interest coverage
6.05▲
2023 · -2.73
Debt
€14k▼
2023 · €23k
Debt ≤ 1 year
€14k▼
2023 · €23k
Income taxes
€2k▲
2023 · €-1k
Staff costs
€19k▼
2023 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€116k€108k▼
Fixed assets21/28€45k€39k▼
Tangible fixed assets22/27€39k€33k▼
Land and buildings22€37k€31k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€6k€6k=
Current assets29/58€71k€69k▼
Stocks and contracts in progress3€8k€8k▲
Stocks30/36€8k€8k▲
Amounts receivable within one year40/41€51k€51k▼
Trade receivables40€51k€51k▼
Cash at bank and in hand54/58€12k€10k▼
Deferred charges and accrued income490/1€225€231▲
Equity and liabilities
Total equity and liabilities10/49€116k€108k▼
Equity10/15€94k€94k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€75k€76k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€73k€74k▲
Amounts payable17/49€23k€14k▼
Amounts payable within one year42/48€23k€14k▼
Trade debts44€2k€648▼
Suppliers440/4€2k€648▼
Taxes, remuneration and social security45€8k€773▼
Taxes450/3€925€773▼
Remuneration and social security454/9€8k€0▼
Other amounts payable47/48€12k€12k=
Income statement
Code20232024
Remuneration, social security and pensions62€41k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€662€577▼
Gross operating margin9900€37k€30k▼
Operating profit (loss)9901€-11k€4k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-13k€2k▲
Income taxes67/77€-1k€2k▲
Profit (loss) for the period9904€-12k€700▲
Profit (loss) for the period to be appropriated9905€-12k€700▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€700▲
Transfer from equity791/2€12k€0▼
Transfer to equity691/2-€700
To other reserves6921-€700
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €700
Net result €700 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-12k ▼262%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €105k ▲7.5%
3 profitable years in a row build equity to €105k.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erquelinnes · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Mons 232B6560 ErquelinnesGround area
3,522 m²
Building footprint
193 m²
Volume, LiDAR
1,260 m³
2 parcels, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Wihéries 31/A, 6560 Erquelinnes
since 20162.253.878.043
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56035B0601/00D000 | Wallonia | 2,295 m² | 1 · 193 m² | 9.3 m · 2 fl. |
| 56074A0146/00S000 | Wallonia | 1,227 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteErquelinnes2.253.878.043
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EQUIVET
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,725 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2016
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.