ALTERRA & PARTNERS
ActiveALTERRA & PARTNERS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €16k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-13
Solvency49▼-51
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 3.82 in 2024), and 70.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.1%
Return on assets
5.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
6 d late
2023
1 d early
2022
457 d late
2021
23 d late
2020
31 d late
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 21.2%
2024 · €75k
2018: €66k
2019: €73k
2020: €79k
2021: €121k
2022: €163k
2023: €226k
2024: €75k
2018 → 2025
Total assets
€312k▲ 208%
2024 · €101k
2018: €144k
2019: €118k
2020: €103k
2021: €145k
2022: €187k
2023: €249k
2024: €101k
2018 → 2025
Net result
€16k▼ 67.3%
2024 · €48k
2018: €59k
2019: €39k
2020: €41k
2021: €42k
2022: €43k
2023: €51k
2024: €48k
2018 → 2025
Working capital
€11k▼ 84.6%
2024 · €73k
2018: €83k
2019: €96k
2020: €89k
2021: €118k
2022: €162k
2023: €223k
2024: €73k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€163k▲ 35.3%€226k▲ 38.7%€75k▼ 66.9%€91k▲ 21.2%
Operating result€54k-€50k▼ 7.7%€57k▲ 15.6%€54k▼ 6.4%€25k▼ 54.0%
Net result€42k-€43k▲ 0.9%€51k▲ 19.2%€48k▼ 4.7%€16k▼ 67.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 54% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €312k
Fixed assets
€231k▲ 10,897%
Current assets
€81k▼ 17.9%
Equity and liabilities €312k
Equity
€91k▲ 21.2%
Debt
€221k▲ 741%
The debt ratio rises from 26.0% to 70.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€31k▼
2024 · €55k
Cash flow
€22k▼
2024 · €50k
Solvency
29.1%▼
2024 · 74.0%
Current ratio
1.16▼
2024 · 3.82
Quick ratio
1.16▼
2024 · 3.82
Debt / equity
2.44▲
2024 · 0.35
ROE
17.5%▼
2024 · 64.6%
ROA
5.1%▼
2024 · 47.8%
Interest coverage
7.31▼
2024 · 405.94
Debt
€221k▲
2024 · €26k
Debt ≤ 1 year
€70k▲
2024 · €26k
Debt > 1 year
€151k
Income taxes
€5k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€312k▲
Fixed assets21/28€2k€231k▲
Tangible fixed assets22/27€2k€231k▲
Land and buildings22-€227k
Furniture and vehicles24€2k€3k▲
Current assets29/58€99k€81k▼
Amounts receivable within one year40/41€38k€76k▲
Trade receivables40€31k€53k▲
Other amounts receivable41€7k€24k▲
Cash at bank and in hand54/58€60k€5k▼
Deferred charges and accrued income490/1€870€439▼
Equity and liabilities
Total equity and liabilities10/49€101k€312k▲
Equity10/15€75k€91k▲
Contributions10/11€20k€20k=
Reserves13€0-
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Profit (loss) carried forward14€54k€70k▲
Amounts payable17/49€26k€221k▲
Amounts payable after more than one year17-€151k
Financial debts170/4-€151k
Amounts payable within one year42/48€26k€70k▲
Current portion of amounts payable after more than one year42-€19k
Trade debts44€3k€42k▲
Suppliers440/4€3k€42k▲
Advances received on contracts in progress46€6k€2k▼
Taxes, remuneration and social security45€17k€7k▼
Taxes450/3€17k€7k▼
Accrued charges and deferred income492/3€384-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€7k▲
Other operating charges640/8€2k€237▼
Gross operating margin9900€57k€32k▼
Operating profit (loss)9901€54k€25k▼
Financial income75/76B€9k€732▼
Recurring financial income75€9k€732▼
Financial charges65/66B€136€4k▲
Recurring financial charges65€136€4k▲
Profit (loss) for the period before taxes9903€62k€21k▼
Income taxes67/77€14k€5k▼
Profit (loss) for the period9904€48k€16k▼
Profit (loss) for the period to be appropriated9905€48k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€254k€70k▼
Profit (loss) brought forward from the previous period14P€206k€54k▼
Profit to be distributed694/7€200k-
Return on contributions (dividend)694€200k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €16k ▼67.3%
Net result drops to €16k, the lowest in the series.
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 457 days late
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €200kEq €226k ▲38.7%
6 profitable years in a row build equity to €226k.
2022
30-09
Financial
Equity above €150kEq €163k ▲35.3%
5 profitable years in a row build equity to €163k.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-09
Financial
Equity above €100kEq €121k ▲53.8%
4 profitable years in a row build equity to €121k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
30-09
Financial
Liquidity triplescurrent ratio 8.62
Current ratio from 2.84 to 8.62; short-term debt falls from €45k to €13k.
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sterrenlaan 391700 DilbeekGround area
404 m²
Building footprint
81 m²
Volume, LiDAR
558 m³
Parcel 23016B0055/00F009, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ALTERRA & PARTNERS
since 20162.259.340.727
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016B0055/00F009 | Flanders | 404 m² | 1 · 81 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FREQUENCE M.
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ISLA
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,449 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2016
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73120Media representation
73300Public relations and communication consultancy
78200Temporary employment agencies and other provision of personnel
78300Employment activities
85592Vocational training
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.