Summary
ALTERN & TAKE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2.2m and a net result of €16,576. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 776 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
15 d early
2022
31 d late
2021
29 d late
2020
24 d late
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, full schema
Equity
€2.2m▲ 0.8%
2023 · €2.1m
Net result
€16,576▲ 18.7%
2023 · €13,961
Total assets
€2.2m▲ 0.5%
2023 · €2.2m
Solvency
99.5%▲ 0.2pp
2023 · 99.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€9,156▼ 45.1%-€16,006€21€8,901▲ 42,085%€4,766▼ 46.5%
Net result€1.2mabove the sector's middle half▲ 7,049%-€10,753below the sector's middle half€34,274within the sector's middle half€13,961within the sector's middle half▼ 59.3%€16,576below the sector's middle half▲ 18.7%
Equity€2.1mabove the sector's middle half▲ 124%€2.1mabove the sector's middle half▼ 0.5%€2.1mabove the sector's middle half▲ 1.6%€2.1mabove the sector's middle half▲ 0.7%€2.2mabove the sector's middle half▲ 0.8%
Total assets€2.1mabove the sector's middle half▲ 117%€2.1mwithin the sector's middle half▼ 2.1%€2.1mwithin the sector's middle half▲ 1.9%€2.2mwithin the sector's middle half▲ 0.9%€2.2mwithin the sector's middle half▲ 0.5%
Debt€38,847▼ 13.3%€5,445▼ 86.0%€11,605▲ 113%€16,414▲ 41.4%€11,157▼ 32.0%
Working capital€1.6mabove the sector's middle half▲ 121%€1.6mabove the sector's middle half▼ 0.7%€1.6mabove the sector's middle half▲ 2.3%€1.7mabove the sector's middle half▲ 0.8%€1.7mabove the sector's middle half▲ 1.0%
Solvency98.2%above the sector's middle half▲ 2.7pp99.7%above the sector's middle half▲ 1.6pp99.5%above the sector's middle half▼ 0.3pp99.2%above the sector's middle half▼ 0.2pp99.5%above the sector's middle half▲ 0.2pp
Current ratio42.75above the sector's middle half▲ 25.38
Return on assets (ROA)54.3%above the sector's middle half▲ 52.6pp-0.5%below the sector's middle half▼ 54.8pp1.6%within the sector's middle half▲ 2.1pp0.6%below the sector's middle half▼ 1.0pp0.8%below the sector's middle half▲ 0.1pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 46% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.2m
Fixed assets
€478,312 ▼ 0.2%
Current assets
€1.7m ▲ 0.7%
Equity and liabilities €2.2m
Equity
€2.2m ▲ 0.8%
Debt
€11,157 ▼ 32.0%
Debt's share of the balance-sheet total falls from 0.8% to 0.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.8%▲
2023 · 0.7%
Debt ≤ 1 year
€11,157▼
2023 · €16,414
Income taxes
€5,611▼
2023 · €5,799
A ratio outside any meaningful range has been withheld (balance sheet total €2.2m, equity €2.2m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0 | €176 | €370 | €796 | €831 | ▲ 4.4% |
| Other operating charges640/8 | - | €19,558 | €868 | €50 | €1,110 | ▲ 2,121% |
| Gross operating margin9900 | €10,024 | €3,728 | €1,260 | €9,747 | €6,708 | ▼ 31.2% |
| Operating profit (loss)9901 | €9,156 | -€16,006 | €21 | €8,901 | €4,766 | ▼ 46.5% |
| Financial income75/76B | - | €6,363 | €44,484 | €11,930 | €17,472 | ▲ 46.5% |
| Recurring financial income75 | €4,881 | €6,363 | €8,626 | €11,930 | €16,473 | ▲ 38.1% |
| Non-recurring financial income76B | - | €0 | €35,858 | €0 | €999 | - |
| Financial charges65/66B | - | €1,086 | €1,445 | €1,071 | €51 | ▼ 95.2% |
| Recurring financial charges65 | €41 | €1,086 | €1,445 | €73 | €51 | ▼ 29.8% |
| Non-recurring financial charges66B | - | - | - | €998 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €1.2m | -€10,730 | €43,060 | €19,759 | €22,187 | ▲ 12.3% |
| Income taxes67/77 | €3,648 | €23 | €8,786 | €5,799 | €5,611 | ▼ 3.2% |
| Profit (loss) for the period9904 | €1.2m | -€10,753 | €34,274 | €13,961 | €16,576 | ▲ 18.7% |
| Profit (loss) for the period to be appropriated9905 | €1.2m | -€10,753 | €34,274 | €13,961 | €16,576 | ▲ 18.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.1m | €2.1m | €2.1m | €2.2m | €2.2m | ▲ 0.5% |
| Fixed assets21/28 | €480,227 | €480,726 | €478,265 | €479,143 | €478,312 | ▼ 0.2% |
| Tangible fixed assets22/27 | - | €499 | €1,038 | €2,914 | €2,083 | ▼ 28.5% |
| Furniture and vehicles24 | - | €499 | €1,038 | €2,914 | €2,083 | ▼ 28.5% |
| Financial fixed assets28 | €480,227 | €480,227 | €477,227 | €476,229 | €476,229 | = |
| Current assets29/58 | €1.7m | €1.6m | €1.7m | €1.7m | €1.7m | ▲ 0.7% |
| Amounts receivable after more than one year29 | - | - | - | - | €403,672 | - |
| Other amounts receivable291 | - | - | - | - | €403,672 | - |
| Amounts receivable within one year40/41 | €488,113 | €488,495 | €1.2m | €1.2m | €1.0m | ▼ 13.1% |
| Trade receivables40 | - | €18,348 | €19,705 | €29,705 | €37,225 | ▲ 25.3% |
| Other amounts receivable41 | - | €470,148 | €1.2m | €1.2m | €1.0m | ▼ 14.1% |
| Cash at bank and in hand54/58 | €1.2m | €1.1m | €475,327 | €470,743 | €236,987 | ▼ 49.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €534 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.1m | €2.1m | €2.1m | €2.2m | €2.2m | ▲ 0.5% |
| Equity10/15 | €2.1m | €2.1m | €2.1m | €2.1m | €2.2m | ▲ 0.8% |
| Contributions10/11 | - | €66,234 | €66,234 | €66,234 | €66,234 | = |
| Reserves13 | €2.0m | €2.0m | €2.1m | €2.1m | €2.1m | ▲ 0.8% |
| Non-distributable reserves130/1 | - | €6,623 | €6,623 | €6,623 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | - | €6,623 | €6,623 | €6,623 | €0 | ▼ 100% |
| Distributable reserves133 | - | €2.0m | €2.1m | €2.1m | €2.1m | ▲ 1.1% |
| Amounts payable17/49 | €38,847 | €5,445 | €11,605 | €16,414 | €11,157 | ▼ 32.0% |
| Amounts payable within one year42/48 | €38,847 | €5,445 | €11,605 | €16,414 | €11,157 | ▼ 32.0% |
| Trade debts44 | €6,300 | €1,797 | €1,490 | €1,829 | €3,320 | ▲ 81.5% |
| Suppliers440/4 | - | €1,797 | €1,490 | €1,829 | €3,320 | ▲ 81.5% |
| Bills of exchange payable441 | - | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €3,648 | €10,115 | €14,585 | €7,837 | ▼ 46.3% |
| Taxes450/3 | - | €3,648 | €10,115 | €14,585 | €7,837 | ▼ 46.3% |
| Other amounts payable47/48 | - | €0 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.2m | -€10,753 | €34,274 | €13,961 | €16,576 | ▲ 18.7% |
| + Depreciation and write-downs630 | €0 | €176 | €370 | €796 | €831 | ▲ 4.4% |
| Operating cash flow (approximation) | €1.2m | -€10,576 | €34,644 | €14,757 | €17,407 | ▲ 18.0% |
| Investment in fixed assets (approximation) | - | -€676 | €2,091 | -€1,675 | €0 | ▲ 100% |
| Change in cash | - | -€45,035 | -€652,230 | -€4,585 | -€233,756 | ▼ 4,999% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Back to profitnet €34,274
Net result €34,274 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet -€10,753
Net result drops to -€10,753, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 296.77
Current ratio from 42.75 to 296.77; short-term debt falls from €38,847 to €5,445.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
31-12
Financial
Highest result since 2018net €1.2m ▲7,049%
Net result €1.2m, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 42.75
Current ratio from 17.37 to 42.75; short-term debt falls from €44,803 to €38,847.
31-12
Financial
Equity above €2mEq €2.1m ▲124%
3 profitable years in a row build equity to €2.1m.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
31-12
Financial
Liquidity times 6current ratio 17.37
Current ratio from 3.13 to 17.37; short-term debt falls from €336,327 to €44,803.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2010
Ground area
934 m²
Building footprint
352 m²
Volume, LiDAR
2,081 m³
Parcel 57069C0256/00F000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALTERN & TAKE
since 20102.195.426.536
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57069C0256/00F000 | Wallonia | 934 m² | 1 · 352 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EASDAQ
BE 0455.240.893
Leuven · Eq €1.9m
EASYVEST
BE 0631.809.696
Elsene · Eq €2.5m
JAMINEX
BE 0429.504.815
Kortrijk · Eq €2.8m
GAMMATEX
BE 0445.917.116
Kortrijk · Eq €3.0m
DE VILLEGAS ART
BE 0863.383.835
Schaarbeek · Eq €3.2m
Of 63 companies in sector 66110 we hold annual accounts for 37. 18 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-09-2010
Fiscal year end31-12
Activities, NACEBEL 2025
66110Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0829296451
Registered
07-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.