ALTERFIN GARANTIEFONDS
ActiveSummary
ALTERFIN GARANTIEFONDS has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.0m and a net result of -€97,065. Equity has been shrinking by about 3.4% per year since 2023. The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 20-01-2000 Normal situation
- Activity
- “Bij te dragen tot de armoedebestrijding en een rechtvaardige verdeling van de rijkdommen in…” (deed in Dutch)From the articlesNo NACE code in the KBO yet
- Financial year end
- 31 December
- Peppol
- Reachable since 03-03-2026
Board and ownership
- Luv MITTALManaging director
- ALTERFIN CVDirector · since 26-06-2023
- Hugo COUDEREDirector · since 26-06-2023
- Auditor
- Forvis Mazars Bedrijfsrevisoren BV
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- -€309,175
- ▼ 95.4%
- Deficit
- €97,065
- ▲ 98.8%
- Equity
- €2.0m
- ▼ 4.5%
- Total assets
- €2.6m
- ▼ 15.8%
Score breakdownraises riskLoss of €97,065, the second in a row (financial year 2025)No registered site in the KBOlowers riskLegal form: non-profit associationSize: total assets €2.6mShow the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 82% of them on solvency, 83% on liquidity, 19% on profitability and 24% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 43 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Key points
- Caution: 2 loss-making years in a rowloss in financial year 2025 -€97,065 View
Recent changes
- · Gazette deed 2 directors appointed, 2 directors resigningResignations: Erik Devogelaere (vertegenwoordiger van lid van de raad van bestuur) and Laurent Biot (vertegenwoordiger van lid van de raad van bestuur) · Appointments: Pieter-Jan Van de Velde (vertegenwoordiger van lid van de raad van bestuur) and Dominique Morel (vertegenwoordiger van lid van de raad van bestuur) · Permanent representative: Luv Mittal
- · Gazette deed Appointment: Forvis Mazars Bedrijfsrevisoren BV (commissaris revisor)
- · Gazette deed Amendment of the articles
Key facts about ALTERFIN GARANTIEFONDS
- What is the company number of ALTERFIN GARANTIEFONDS?
- The company number of ALTERFIN GARANTIEFONDS is 0474.048.797. The VAT number is the same number with BE in front: BE 0474.048.797.
- Where is ALTERFIN GARANTIEFONDS based?
- The registered office is at Liefdadigheidsstraat 18-26, 1210 Sint-Joost-ten-Node.Company details
- What is the legal form of ALTERFIN GARANTIEFONDS?
- The legal form of ALTERFIN GARANTIEFONDS is Non-profit association (VZW).
- When was ALTERFIN GARANTIEFONDS founded?
- ALTERFIN GARANTIEFONDS was founded on 20-01-2000.
- Is ALTERFIN GARANTIEFONDS still active?
- Yes, ALTERFIN GARANTIEFONDS is an active enterprise in the KBO register.
- What is the turnover of ALTERFIN GARANTIEFONDS?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is ALTERFIN GARANTIEFONDS profitable?
- In financial year 2025, ALTERFIN GARANTIEFONDS made a loss of €97,065.
- Where can I find the annual accounts of ALTERFIN GARANTIEFONDS?
- ALTERFIN GARANTIEFONDS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ALTERFIN GARANTIEFONDS due?
- ALTERFIN GARANTIEFONDS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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