ALTER EGO EXPRESS
ActiveALTER EGO EXPRESS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €537k and a net result of €117k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 91% of 10331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-8
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 4.54 against 2.48 in 2024; short-term debt: 16.6% and cash: 16.7% of total assets), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
18.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
26 d late
2023
26 d early
2022
31 d late
2021
10 d early
2020
3 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€117k▼ 17.6%
2024 · €142k
2018: €12k
2019: €112k
2020: €-2k
2021: €20k
2022: €29k
2023: €123k
2024: €142k
2018 → 2025
Working capital
€380k▲ 53.3%
2024 · €248k
2018: €-10k
2019: €109k
2020: €107k
2021: €114k
2022: €111k
2023: €112k
2024: €248k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€255k▲ 12.6%€278k▲ 9.0%€420k▲ 51.1%€537k▲ 27.9%
Operating result€45k-€74k▲ 65.7%€145k▲ 94.7%€229k▲ 58.0%€184k▼ 19.5%
Net result€20k-€29k▲ 40.9%€123k▲ 331%€142k▲ 15.5%€117k▼ 17.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €644k
Fixed assets
€157k▼ 8.7%
Current assets
€487k▲ 17.3%
Equity and liabilities €644k
Equity
€537k▲ 27.9%
Debt
€107k▼ 35.9%
The debt ratio falls from 28.5% to 16.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€206k▼
2024 · €247k
Cash flow
€139k▼
2024 · €160k
Solvency
83.4%▲
2024 · 71.5%
Current ratio
4.54▲
2024 · 2.48
Quick ratio
4.40▲
2024 · 2.38
Debt / equity
0.20▼
2024 · 0.40
ROE
21.8%▼
2024 · 33.8%
ROA
18.2%▼
2024 · 24.2%
Interest coverage
12.84▲
2024 · 11.11
Debt
€107k▼
2024 · €167k
Debt ≤ 1 year
€107k▼
2024 · €167k
Income taxes
€51k▼
2024 · €65k
Staff costs
€156k▲
2024 · €138k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€587k€644k▲
Fixed assets21/28€172k€157k▼
Tangible fixed assets22/27€73k€58k▼
Land and buildings22€16k€14k▼
Plant, machinery and equipment23€43k€34k▼
Furniture and vehicles24€15k€11k▼
Financial fixed assets28€99k€99k=
Current assets29/58€415k€487k▲
Stocks and contracts in progress3€17k€15k▼
Stocks30/36€17k€15k▼
Amounts receivable within one year40/41€303k€365k▲
Trade receivables40€31k€46k▲
Other amounts receivable41€272k€319k▲
Cash at bank and in hand54/58€95k€108k▲
Equity and liabilities
Total equity and liabilities10/49€587k€644k▲
Equity10/15€420k€537k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€144k€261k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€138k€255k▲
Profit (loss) carried forward14€214k€214k=
Amounts payable17/49€167k€107k▼
Amounts payable within one year42/48€167k€107k▼
Trade debts44€56k€35k▼
Suppliers440/4€56k€35k▼
Taxes, remuneration and social security45€111k€73k▼
Taxes450/3€65k€52k▼
Remuneration and social security454/9€46k€21k▼
Other amounts payable47/48€591-
Income statement
Code20242025
Remuneration, social security and pensions62€138k€156k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€22k▲
Other operating charges640/8€992€1k▲
Gross operating margin9900€386k€363k▼
Operating profit (loss)9901€229k€184k▼
Financial income75/76B€33€67▲
Recurring financial income75€33€67▲
Financial charges65/66B€22k€16k▼
Recurring financial charges65€22k€16k▼
Profit (loss) for the period before taxes9903€207k€168k▼
Income taxes67/77€65k€51k▼
Profit (loss) for the period9904€142k€117k▼
Profit (loss) for the period to be appropriated9905€142k€117k▼
Appropriation of the result
Profit (loss) to be appropriated9906€350k€331k▼
Profit (loss) brought forward from the previous period14P€208k€214k▲
Transfer to equity691/2€136k€117k▼
To other reserves6921€136k€117k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €537k ▲27.9%
5 profitable years in a row build equity to €537k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €142k ▲15.5%
Operating result €229k, net result €142k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
21-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 3 days late
2020
31-12
Financial
Weakest financial yearnet €-2k ▼102%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.01
Current ratio from 1.43 to 3.01; short-term debt falls from €251k to €53k.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
31-12
Financial
Equity above €200kEq €208k ▲117%
2 profitable years in a row build equity to €208k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Carlistraat 131140 EvereGround area
9.0 ha
Building footprint
2.0 ha
Volume, LiDAR
206,484 m³
2 parcels, Brussels · tallest building 28.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Raketstraat 96, 1130 Brussel
since 20212.315.008.334
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21821C0203/00A000 | Brussels | 8.8 ha | 1 · 1.9 ha | 28.6 m · 4 fl. |
| 21006A0524/00L000 | Brussels | 2,809 m² | 1 · 733 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.315.008.334
Legal Entity Identifier
254900V9CZPHPHICT695
Similar companies · same sector, comparable size
WARENHUIZEN KARAMAN
BE 0418.984.966
Begijnendijk · Eq €537k
Daerden
BE 0413.700.248
Putte · Eq €537k
LORENCI
BE 0552.902.176
Schoten · Eq €538k
FRESHDIS
BE 0898.985.013
Tongeren-Borgloon · Eq €539k
INTERGEL
BE 0436.607.193
Etterbeek · Eq €536k
Of 10,524 companies in sector 47110 we hold annual accounts for 5,860. 3,050 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-12-2001
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47113Retail trade
52112
52113
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.