Alter & Co
ActiveSummary
The computed 12-month bankruptcy probability of Alter & Co is 5.6% (elevated). The 2023 annual accounts show negative equity (-€3,807) and a net result of -€8,807. Its solvency ranks better than 20% of 24620 sector peers (fiscal year 2023). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Axes, FY 2023
Profitability5
Solvency19
Growth-
Track record79
Bankruptcy probability, 12 months
5.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-5.6%
Return on assets
-12.8%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 08-10-2024, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2023
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2023 accounts 69 days after the deadline; the sector median for financial year 2023 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
-€3,807
Total assets
€68,580
Net result
-€8,807
Working capital
€41,937
Turnover and EBIT margin not published: the micro schema does not require them.
Key figures and ratios
Solvency
-5.6%
Current ratio
2.57
Quick ratio
1.03
Debt to equity
-19.01
ROA
-12.8%
Debt
€72,387
Debt ≤ 1 year
€26,643
Debt > 1 year
€45,744
Annual accounts
| Line | 2023 |
|---|---|
| Gross operating margin9900 | -€8,135 |
| Operating profit (loss)9901 | -€8,135 |
| Financial charges65/66B | €671 |
| Recurring financial charges65 | €671 |
| Profit (loss) for the period before taxes9903 | -€8,807 |
| Profit (loss) for the period9904 | -€8,807 |
| Profit (loss) for the period to be appropriated9905 | -€8,807 |
| Line | 2023 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €68,580 | |
| Current assets29/58 | €68,580 | |
| Stocks and contracts in progress3 | €41,247 | |
| Stocks30/36 | €41,247 | |
| Amounts receivable within one year40/41 | €6,994 | |
| Trade receivables40 | €4,274 | |
| Other amounts receivable41 | €2,720 | |
| Cash at bank and in hand54/58 | €20,340 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €68,580 | |
| Equity10/15 | -€3,807 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | -€8,807 | |
| Amounts payable17/49 | €72,387 | |
| Amounts payable after more than one year17 | €45,744 | |
| Financial debts170/4 | €45,744 | |
| Amounts payable within one year42/48 | €26,643 | |
| Current portion of amounts payable after more than one year42 | €4,256 | |
| Trade debts44 | €4,975 | |
| Suppliers440/4 | €4,975 | |
| Other amounts payable47/48 | €17,412 | |
| Line | 2023 |
|---|---|
| Profit (loss) for the period9904 | -€8,807 |
| Operating cash flow (approximation) | -€8,807 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2023
Ground area
235 m²
Building footprint
30 m²
Volume, LiDAR
211 m³
Parcel 57463L0291/00Y000, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Alter&co
since 20232.349.098.983
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57463L0291/00Y000 | Wallonia | 235 m² | 1 · 30 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTournai2.349.098.983
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,390 companies in sector 47761 we hold annual accounts for 1,156. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
46214Wholesale trade
46220Wholesale trade
47120Other non-specialised retail sale
77226Rental and leasing activities
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0805394958
Registered
20-05-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.