Altaïr
ActiveAltaïr is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.49M and a net result of €182k. Equity is shrinking by ~14.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 83% of 2377 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
7 d late
2021
on the day
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€5.49M▲ 3.4%
2024 · €5.31M
2019: €20.97M
2020: €21.15M
2021: €21.20M
2022: €21.03M
2023: €5.37M
2024: €5.31M
2019 → 2025
Net result
€182k
2024 · €-67k
2019: €-3.22M
2020: €174k
2021: €57k
2022: €-173k
2023: €-55k
2024: €-67k
2019 → 2025
Total assets
€5.83M▲ 3.0%
2024 · €5.65M
2019: €21.46M
2020: €21.71M
2021: €21.56M
2022: €21.40M
2023: €6.35M
2024: €5.65M
2019 → 2025
Solvency
94.2%▲ 0.3pp
2024 · 93.9%
2019: 97.7%
2020: 97.4%
2021: 98.4%
2022: 98.2%
2023: 84.6%
2024: 93.9%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21.20M-€21.03M▼ 0.8%€5.37M▼ 74.4%€5.31M▼ 1.2%€5.49M▲ 3.4%
Operating result€-186k-€-246k▼ 32.4%€-149k▲ 39.6%€-148k▲ 0.9%€74k
Net result€57k-€-173k€-55k▲ 68.2%€-67k▼ 21.2%€182k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €74k after a loss of €148k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.83M
Fixed assets
€4.60M▼ 6.9%
Current assets
€1.22M▲ 72.8%
Equity and liabilities €5.83M
Equity
€5.49M▲ 3.4%
Provisions
€248k▼ 3.0%
Debt
€88k▼ 1.9%
The debt ratio falls from 1.6% to 1.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
94.2%▲
2024 · 93.9%
ROE
3.3%▲
2024 · -1.3%
ROA
3.1%▲
2024 · -1.2%
Debt
€88k▼
2024 · €90k
Debt ≤ 1 year
€18k▼
2024 · €26k
Debt > 1 year
€12k=
2024 · €12k
Income taxes
€1k▲
2024 · €427
Staff costs
€0▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.65M€5.83M▲
Fixed assets21/28€4.95M€4.60M▼
Tangible fixed assets22/27€4.95M€4.60M▼
Land and buildings22€4.73M€4.43M▼
Plant, machinery and equipment23€18k€12k▼
Furniture and vehicles24€203k€164k▼
Current assets29/58€708k€1.22M▲
Amounts receivable within one year40/41€16k€12k▼
Trade receivables40€2k€0▼
Other amounts receivable41€14k€12k▼
Current investments50/53€663k€1.12M▲
Cash at bank and in hand54/58€22k€85k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€5.65M€5.83M▲
Equity10/15€5.31M€5.49M▲
Contributions10/11€500k€500k=
Capital10€500k€500k=
Issued capital100€500k€500k=
Reserves13€2.23M€2.21M▼
Non-distributable reserves130/1€1.55M€1.55M=
Legal reserve130€1.55M€1.55M=
Tax-exempt reserves132€681k€658k▼
Profit (loss) carried forward14€2.58M€2.78M▲
Provisions and deferred taxes16€256k€248k▼
Deferred taxes168€256k€248k▼
Amounts payable17/49€90k€88k▼
Amounts payable after more than one year17€12k€12k=
Other amounts payable178/9€12k€12k=
Amounts payable within one year42/48€26k€18k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€23k€14k▼
Accrued charges and deferred income492/3€51k€58k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€147k▲
Other operating charges640/8€52k€46k▼
Gross operating margin9900€17k€267k▲
Operating profit (loss)9901€-148k€74k▲
Financial income75/76B€53k€43k▼
Recurring financial income75€53k€43k▼
Financial charges65/66B€-21k€-58k▼
Recurring financial charges65€-21k€-58k▼
Profit (loss) for the period before taxes9903€-74k€175k▲
Transfer from deferred taxes780€8k€8k=
Income taxes67/77€427€1k▲
Profit (loss) for the period9904€-67k€182k▲
Transfer from tax-exempt reserves789€23k€23k=
Profit (loss) for the period to be appropriated9905€-44k€204k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.58M€2.78M▲
Profit (loss) brought forward from the previous period14P€2.62M€2.58M▼
Transfer from equity791/2€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director reappointment · Mandate compensation9 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director reappointment · Mandate compensation9 facts ▸
- General meeting, 2025-11-27
- Director reappointment, Benoit Rousseaux (administrateur)
- Director reappointment, Jimmy Rousseaux (administrateur)
- Director reappointment, Tanguy Rousseaux (administrateur)
- Director reappointment, Véronique Wibo (administrateur)
- Mandate compensation, Jimmy Rousseaux
- Mandate compensation, Tanguy Rousseaux
- Board meeting, 2025-11-27
- Director appointment, Benoit Rousseaux (administrateur-délégué)
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Back to profitnet €182k
Net result €182k after 3 loss-making years.
30-06
Financial
Liquidity doublescurrent ratio 67.24
Current ratio from 26.95 to 67.24; short-term debt falls from €26k to €18k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Liquidity times 12current ratio 26.95
Current ratio from 2.29 to 26.95; short-term debt falls from €642k to €26k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
07-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 7 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Back to profitnet €174k
Net result €174k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2025
This board is reconstructed from a single act (26107714). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Benoit Rousseaux
CurrentDirector · since 27-11-2025
Jimmy Rousseaux
CurrentDirector · since 27-11-2025
Tanguy Rousseaux
CurrentDirector · since 27-11-2025
Véronique Wibo
CurrentDirector · since 27-11-2025
27-11-2025
Benoit Rousseaux: Mandate renewed as Director
27-11-2025
Benoit Rousseaux: Appointed as Managing director
27-11-2025
Jimmy Rousseaux: Mandate renewed as Director
27-11-2025
Tanguy Rousseaux: Mandate renewed as Director
27-11-2025
Véronique Wibo: Mandate renewed as Director
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hamoirlaan 121180 UkkelGround area
1.4 ha
Building footprint
1,166 m²
Volume, LiDAR
17,774 m³
2 parcels, Brussels · tallest building 18.9 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Hamoirlaan 12, 1180 Ukkel
since 19972.084.784.970
Waterloosesteenweg 837, 1180 Ukkel
since 20062.160.836.831
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0294/00Z019 | Brussels | 1.3 ha | 1 · 914 m² | 18.9 m · 6 fl. |
| 21612C0056/02G091 | Brussels | 442 m² | 1 · 252 m² | 15.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Recognitions · licences · registrations
Legal Entity Identifier
967600CNFG4UJHYCT981
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 7,838 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-02-1991
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:b.rousseaux@altair.eu