Turnover
≈ €200,000 estimated
The micro format states no turnover.
ALQ SERVICES
Lifetime
1 annual account with figurespeak €34,054 (2025)
€34,054
peak €26,927 (2025)
€26,927
peak €25,761 (2025)
€25,761
€82,670
Board1 name since 2025
1 directorAARAB Lotfi
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Incorporation 06-05Dividend €1,6661 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€82,670 76% of the balance sheet
Suppliers 2%Taxes and wages 11%Other 87%
Of this, €78,670 falls due within a year.
Starting capital
€500 1,000 shares
2025 accounts filed 28 days after the deadline
Checked score
68
Healthy
Financially stronger than 56% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 2.0%
07-2026: 2.0%● unchanged vs 06-2026
08-2026: 2.4%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.8%▼ -1.6 percentage points vs 08-2026lowest value
10-2026: 0.8%● unchanged vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
Size: total assets €108,431
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 1.38, cash €52,488
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 25% of them on solvency, 59% on liquidity and 85% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as ALQ SERVICES has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ALQ SERVICES itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for ALQ SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.38, below the usual 1.5. Short-term debt is 72.6% and cash 48.4% of total assets. 76.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
28 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1022938541
Incorporation
Founding capital of €500, 1,000 shares · Founder: AARAB Lotfi · Appointment: AARAB Lotfi (director) · published on 06-05-2025 · Gazette deed
First establishment
Raadstraat 43/1er, Ixelles
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ALQ SERVICES Ixelles | €108,431 | €34,054 | 23.8% | - |
| BVA BUILD Koekelberg | €104,212 | €38,868 | 23.8% | - |
| C&S Molenbeek-Saint-Jean | €112,614 | €26,252 | 18.6% | - |
| EK RENOVATION Namur | €88,147 | €43,826 | 41.6% | - |
| Altrivo Bilzen-Hoeselt | €93,216 | €24,336 | 21.0% | - |
| STIJNVEST Bruges | €93,956 | €29,999 | 16.7% | - |
| TRIBECO Drogenbos | €150,552 | €34,861 | 17.7% | - |
These companies have the same main activity as ALQ SERVICES: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €88,100 and €151,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 02-05-2025Normal situation
- Activity
- Other building finishing workNACE 43350
- Establishment unit
- 2.374.380.1531050 Ixelles, since 02-05-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Insights on ALQ SERVICES
ALQ SERVICES has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,761 and a net result of €26,927.
Its solvency ranks better than 25% of 35,136 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ALQ SERVICES
- What is the company number of ALQ SERVICES?
- The company number of ALQ SERVICES is 1022.938.541. The VAT number is the same number with BE in front: BE 1022.938.541.
- Where is ALQ SERVICES based?
- The registered office is at Raadstraat 43/1er, 1050 Ixelles.Company details
- What does ALQ SERVICES do?
- According to the KBO register, the main activity is other building finishing work (NACE 43350).
- What is the legal form of ALQ SERVICES?
- ALQ SERVICES is a private limited company (BV).
- When was ALQ SERVICES founded?
- ALQ SERVICES was founded on 02-05-2025.
- Is ALQ SERVICES still active?
- Yes, ALQ SERVICES is an active enterprise in the KBO register.
- What is the turnover of ALQ SERVICES?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €34,054 and 88 comparable companies (NACE 433). It probably lies between €140,000 and €340,000.Financials
- Is ALQ SERVICES profitable?
- In financial year 2025, ALQ SERVICES made a profit of €26,927.
- Where can I find the annual accounts of ALQ SERVICES?
- ALQ SERVICES filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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