ALPHAR GILLY
ActiveALPHAR GILLY has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €725k and a net result of €105k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.72 in 2024; short-term debt: 18.9% and cash: 1.6% of total assets), and 25% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75%
Return on assets
10.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
55 d early
2023
29 d early
2022
49 d early
2021
4 d early
2020
11 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€725k▼ 2.8%
2024 · €745k
2018: €569k
2019: €594k
2020: €609k
2021: €620k
2022: €639k
2023: €667k
2024: €745k
2018 → 2025
Total assets
€967k▲ 4.7%
2024 · €924k
2018: €860k
2019: €862k
2020: €860k
2021: €864k
2022: €910k
2023: €934k
2024: €924k
2018 → 2025
Net result
€105k▲ 3.3%
2024 · €101k
2018: €37k
2019: €25k
2020: €29k
2021: €48k
2022: €49k
2023: €80k
2024: €101k
2018 → 2025
Working capital
€-68k▼ 141%
2024 · €-28k
2018: €-158k
2019: €-178k
2020: €-211k
2021: €-232k
2022: €-213k
2023: €-186k
2024: €-28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€620k-€639k▲ 3.0%€667k▲ 4.3%€745k▲ 11.8%€725k▼ 2.8%
Operating result€62k-€66k▲ 7.5%€97k▲ 46.8%€127k▲ 31.1%€136k▲ 6.7%
Net result€48k-€49k▲ 2.0%€80k▲ 64.5%€101k▲ 26.6%€105k▲ 3.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €967k
Fixed assets
€852k=
Current assets
€115k▲ 60.6%
Equity and liabilities €967k
Equity
€725k▼ 2.8%
Debt
€242k▲ 35.8%
The debt ratio rises from 19.3% to 25.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
75.0%▼
2024 · 80.7%
Current ratio
0.63▼
2024 · 0.72
Quick ratio
0.63▼
2024 · 0.72
Debt / equity
0.33▲
2024 · 0.24
ROE
14.5%▲
2024 · 13.6%
ROA
10.8%▼
2024 · 11.0%
Debt
€242k▲
2024 · €178k
Debt ≤ 1 year
€183k▲
2024 · €100k
Debt > 1 year
€59k▼
2024 · €78k
Income taxes
€22k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€924k€967k▲
Fixed assets21/28€852k€852k=
Financial fixed assets28€852k€852k=
Current assets29/58€71k€115k▲
Amounts receivable within one year40/41€42k€93k▲
Trade receivables40€42k€63k▲
Other amounts receivable41-€31k
Current investments50/53€24k€4k▼
Cash at bank and in hand54/58€3k€15k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€924k€967k▲
Equity10/15€745k€725k▼
Contributions10/11€138k€138k=
Reserves13€307k€286k▼
Non-distributable reserves130/1€307k€286k▼
Other1319€307k€286k▼
Profit (loss) carried forward14€301k€301k=
Amounts payable17/49€178k€242k▲
Amounts payable after more than one year17€78k€59k▼
Financial debts170/4€78k€59k▼
Amounts payable within one year42/48€100k€183k▲
Current portion of amounts payable after more than one year42€19k€21k▲
Trade debts44€730€2k▲
Suppliers440/4€730€2k▲
Taxes, remuneration and social security45€12k€26k▲
Taxes450/3€12k€23k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€68k€134k▲
Income statement
Code20242025
Other operating charges640/8€968€998▲
Gross operating margin9900€128k€137k▲
Operating profit (loss)9901€127k€136k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€8k€11k▲
Recurring financial charges65€8k€11k▲
Profit (loss) for the period before taxes9903€119k€127k▲
Income taxes67/77€18k€22k▲
Profit (loss) for the period9904€101k€105k▲
Profit (loss) for the period to be appropriated9905€101k€105k▲
Appropriation of the result
Profit (loss) to be appropriated9906€403k€406k▲
Profit (loss) brought forward from the previous period14P€301k€301k=
Transfer from equity791/2€23k€125k▲
Transfer to equity691/2€101k€105k▲
To other reserves6921€101k€105k▲
Profit to be distributed694/7€23k€125k▲
Return on contributions (dividend)694€23k€125k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €105k ▲3.3%
Operating result €136k, net result €105k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Weakest financial yearnet €25k ▼34%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée Impériale 426060 CharleroiGround area
368 m²
Building footprint
185 m²
Volume, LiDAR
2,034 m³
2 parcels, Wallonia · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ALPHAR GILLY
since 20052.147.785.876
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52026D0489/00W000 | Wallonia | 219 m² | 1 · 101 m² | 11.5 m · 3 fl. |
| 52026D0497/00S000 | Wallonia | 149 m² | 1 · 83 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,462 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2005
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70120
47730Retail sale of pharmaceutical products
52310
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.