ALOCA
ActiveALOCA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.60M and a net result of €549k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 1221 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▼-1
Solvency71▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 2.3 in 2023; short-term debt: 43.1% and cash: 6.8% of total assets), but 54% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46%
Return on assets
9.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
62 d early
2022
28 d early
2021
34 d early
2020
22 d early
2019
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.60M▲ 15.5%
2023 · €2.25M
2019: €1.35M
2020: €1.64M
2021: €1.98M
2022: €2.17M
2023: €2.25M
2019 → 2024
Total assets
€5.65M▲ 25.6%
2023 · €4.50M
2019: €4.84M
2020: €3.21M
2021: €4.08M
2022: €5.41M
2023: €4.50M
2019 → 2024
Net result
€549k▲ 13.4%
2023 · €484k
2019: €423k
2020: €299k
2021: €635k
2022: €586k
2023: €484k
2019 → 2024
Working capital
€2.33M▲ 16.8%
2023 · €1.99M
2019: €1.20M
2020: €1.51M
2021: €1.83M
2022: €1.95M
2023: €1.99M
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.64M-€1.98M▲ 20.4%€2.17M▲ 9.4%€2.25M▲ 3.9%€2.60M▲ 15.5%
Operating result€430k-€781k▲ 81.7%€790k▲ 1.2%€564k▼ 28.6%€704k▲ 24.8%
Net result€299k-€635k▲ 112%€586k▼ 7.7%€484k▼ 17.4%€549k▲ 13.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 25% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.65M
Fixed assets
€885k▼ 9.1%
Current assets
€4.77M▲ 35.2%
Equity and liabilities €5.65M
Equity
€2.60M▲ 15.5%
Debt
€3.05M▲ 35.8%
The debt ratio rises from 50.0% to 54.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€793k▲
2023 · €654k
Cash flow
€638k▲
2023 · €574k
Solvency
46.0%▼
2023 · 50.0%
Current ratio
1.96▼
2023 · 2.30
Quick ratio
1.88▼
2023 · 2.20
Debt / equity
1.17▲
2023 · 1.00
ROE
21.1%▼
2023 · 21.5%
ROA
9.7%▼
2023 · 10.8%
Interest coverage
53.70▲
2023 · 31.23
Debt
€3.05M▲
2023 · €2.25M
Debt ≤ 1 year
€2.44M▲
2023 · €1.53M
Debt > 1 year
€616k▼
2023 · €718k
Income taxes
€140k▲
2023 · €60k
Staff costs
€1.34M▲
2023 · €1.23M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4.50M€5.65M▲
Fixed assets21/28€973k€885k▼
Tangible fixed assets22/27€971k€883k▼
Land and buildings22€971k€883k▼
Financial fixed assets28€2k€2k=
Current assets29/58€3.52M€4.77M▲
Amounts receivable after more than one year29-€100k
Other amounts receivable291-€100k
Stocks and contracts in progress3€162k€199k▲
Stocks30/36€162k€160k▼
Contracts in progress37-€39k
Amounts receivable within one year40/41€2.56M€4.05M▲
Trade receivables40€2.30M€3.25M▲
Other amounts receivable41€265k€803k▲
Cash at bank and in hand54/58€764k€385k▼
Deferred charges and accrued income490/1€37k€31k▼
Equity and liabilities
Total equity and liabilities10/49€4.50M€5.65M▲
Equity10/15€2.25M€2.60M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€2.19M€2.54M▲
Non-distributable reserves130/1€47k€47k=
Legal reserve130€47k€47k=
Distributable reserves133€2.14M€2.49M▲
Profit (loss) carried forward14€1k€202▼
Amounts payable17/49€2.25M€3.05M▲
Amounts payable after more than one year17€718k€616k▼
Financial debts170/4€718k€616k▼
Amounts payable within one year42/48€1.53M€2.44M▲
Current portion of amounts payable after more than one year42€102k€102k=
Trade debts44€968k€1.46M▲
Suppliers440/4€968k€1.46M▲
Advances received on contracts in progress46-€459k
Taxes, remuneration and social security45€55k€63k▲
Taxes450/3-€40k
Remuneration and social security454/9€55k€22k▼
Other amounts payable47/48€404k€354k▼
Income statement
Code20232024
Non-recurring operating income76A€18k€19k▲
Remuneration, social security and pensions62€1.23M€1.34M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€90k€88k▼
Other operating charges640/8€17k€18k▲
Non-recurring operating charges66A-€8k
Gross operating margin9900€1.90M€2.16M▲
Operating profit (loss)9901€564k€704k▲
Financial income75/76B€1k€10▼
Recurring financial income75€1k€10▼
Financial charges65/66B€21k€15k▼
Recurring financial charges65€21k€15k▼
Profit (loss) for the period before taxes9903€544k€689k▲
Income taxes67/77€60k€140k▲
Profit (loss) for the period9904€484k€549k▲
Profit (loss) for the period to be appropriated9905€484k€549k▲
Appropriation of the result
Profit (loss) to be appropriated9906€489k€550k▲
Profit (loss) brought forward from the previous period14P€5k€1k▼
Transfer to equity691/2€88k€350k▲
To other reserves6921€88k€350k▲
Profit to be distributed694/7€400k€200k▼
Directors or managers695€400k€200k▼
Social balance
Average headcount (FTE)908717.918.5▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €2MEq €2.17M ▲9.4%
4 profitable years in a row build equity to €2.17M.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2019net €635k ▲112%
Net result €635k, the highest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €299k ▼29.3%
Net result drops to €299k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
05-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ondernemerslaan 102960 BrechtGround area
7,710 m²
Building footprint
1,194 m²
Volume, LiDAR
2 m³
Parcel 11333D0808/00A000, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
ALOCA
since 20012.100.354.856
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11333D0808/00A000 | Flanders | 7,710 m² | 1 · 1,194 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 8,499 EUR awarded · 7,819 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,792 EUR | 1,792 EUR |
| 2024 | 1 | 1,998 EUR | 2,207 EUR |
| 2023 | 1 | 3,375 EUR | 2,486 EUR |
| 2022 | 1 | 1,334 EUR | 1,334 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
6 categoriesALOCA NV46249
Similar companies · same sector, comparable size
Westland
BE 0417.713.375
Lo-Reninge · Eq €2.60M
SKB
BE 0821.488.545
Wuustwezel · Eq €2.60M
Stavelse Metaalbouw
BE 0412.099.748
Alveringem · Eq €2.59M
Verhofsté
BE 0439.215.109
Zele · Eq €2.61M
SPCm
BE 0463.335.643
Hoogstraten · Eq €2.62M
Of 3,986 companies in sector 25110 we hold annual accounts for 2,147. 953 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-06-2001
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
28110
42990Civil engineering
42220Construction of utility projects for electricity and telecommunications
43120Site preparation
43320Joinery installation
45112
45215
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.