ALMO CONSULTING
ActiveALMO CONSULTING has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €293k and a net result of €-11k. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-70
Solvency91▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.72 against 10.43 in 2024; short-term debt: 33.8% and cash: 14% of total assets), and 33.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
24 d late
2020
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€293k▼ 37.9%
2024 · €471k
2020: €145k
2021: €247k
2022: €335k
2023: €431k
2024: €471k
2020 → 2025
Total assets
€442k▼ 8.8%
2024 · €485k
2020: €223k
2021: €304k
2022: €372k
2023: €488k
2024: €485k
2020 → 2025
Net result
€-11k
2024 · €61k
2020: €142k
2021: €104k
2022: €90k
2023: €125k
2024: €61k
2020 → 2025
Working capital
€-42k
2024 · €134k
2020: €130k
2021: €227k
2022: €219k
2023: €252k
2024: €134k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€247k-€335k▲ 35.6%€431k▲ 28.5%€471k▲ 9.2%€293k▼ 37.9%
Operating result€135k-€119k▼ 12.0%€167k▲ 40.8%€76k▼ 54.7%€-8k
Net result€104k-€90k▼ 13.3%€125k▲ 39.4%€61k▼ 50.8%€-11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €76k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €442k
Fixed assets
€335k▼ 0.6%
Current assets
€108k▼ 27.5%
Equity and liabilities €442k
Equity
€293k▼ 37.9%
Debt
€150k▲ 952%
The debt ratio rises from 2.9% to 33.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-6k▼
2024 · €83k
Cash flow
€-10k▼
2024 · €69k
Solvency
66.2%▼
2024 · 97.1%
Current ratio
0.72▼
2024 · 10.43
Quick ratio
0.72▼
2024 · 10.43
Debt / equity
0.51▲
2024 · 0.03
ROE
-3.9%▼
2024 · 13.1%
ROA
-2.6%▼
2024 · 12.7%
Interest coverage
-2.72▼
2024 · 38.48
Debt
€150k▲
2024 · €14k
Debt ≤ 1 year
€150k▲
2024 · €14k
Income taxes
€275▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€485k€442k▼
Fixed assets21/28€337k€335k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€1k€597▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€332k€332k=
Current assets29/58€148k€108k▼
Amounts receivable within one year40/41€27k€31k▲
Trade receivables40€15k€19k▲
Other amounts receivable41€12k€12k▼
Cash at bank and in hand54/58€113k€62k▼
Deferred charges and accrued income490/1€8k€14k▲
Equity and liabilities
Total equity and liabilities10/49€485k€442k▼
Equity10/15€471k€293k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€466k€288k▼
Amounts payable17/49€14k€150k▲
Amounts payable within one year42/48€14k€150k▲
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€4k€31k▲
Taxes450/3€4k€31k▲
Other amounts payable47/48€3k€117k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€2k▼
Other operating charges640/8€663€934▲
Gross operating margin9900€84k€-5k▼
Operating profit (loss)9901€76k€-8k▼
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€2k▲
Non-recurring financial charges66B-€7k
Profit (loss) for the period before taxes9903€80k€-11k▼
Income taxes67/77€18k€275▼
Profit (loss) for the period9904€61k€-11k▼
Profit (loss) for the period to be appropriated9905€61k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€487k€454k▼
Profit (loss) brought forward from the previous period14P€426k€466k▲
Profit to be distributed694/7€22k€167k▲
Return on contributions (dividend)694€22k€167k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-11k ▼119%
Net result drops to €-11k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Equity above €200kEq €247k ▲70.2%
2 profitable years in a row build equity to €247k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwikstaartlaan 133080 TervurenGround area
1,194 m²
Building footprint
156 m²
Volume, LiDAR
961 m³
Parcel 24104A0056/00E002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALMO CONSULTING
since 20192.294.254.787
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24104A0056/00E002 | Flanders | 1,193 m² | 1 · 156 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B. VAN OLMEN
BE 0877.386.081
Kontich · Eq €292k
RLS CONSULTING
BE 0891.084.164
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SIRION
BE 0470.493.847
Asse · Eq €292k
LOGISTIC PERFORMANCE
BE 0463.823.712
Boom · Eq €293k
3J GROUP
BE 0675.665.475
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 38,288 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62010Computer programming, consultancy and related activities
62020IT consultancy
62030Computer programming, consultancy and related activities
62100Computer programming
62200Computer consultancy and computer facilities management
66300Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@almo-consulting.be
Phone:+32494627481