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Almila & Co

Active
Private limited companyfounded 201313 yrs activeVaartstraat 235, 2960 Brecht, BelgiumKBO/BCE: BE 0511.946.402

The computed 12-month bankruptcy probability of Almila & Co is 1.8% (moderate). The 2025 annual accounts show equity of €161k and a net result of €27k. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 3619 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
55 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-3
Solvency39▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.78 against 0.85 in 2024; short-term debt: 27% and cash: 12.8% of total assets), and 85.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
14.2%
Return on assets
2.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
49 d late
2023
43 d early
2022
31 d late
2021
19 d late
2020
23 d late
2019
45 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€161k▲ 19.8%
2024 · €134k
2018: €29k 2019: €32k 2020: €35k 2021: €57k 2022: €59k 2023: €129k 2024: €134k
2018 → 2025
Total assets
€1.14M▲ 7.9%
2024 · €1.05M
2018: €356k 2019: €325k 2020: €347k 2021: €373k 2022: €417k 2023: €426k 2024: €1.05M
2018 → 2025
Net result
€27k▲ 400%
2024 · €5k
2018: €1k 2019: €3k 2020: €3k 2021: €22k 2022: €2k 2023: €70k 2024: €5k
2018 → 2025
Working capital
€-67k▼ 143%
2024 · €-27k
2018: €-46k 2019: €-30k 2020: €-10k 2021: €-13k 2022: €30k 2023: €83k 2024: €-27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€57k-€59k▲ 4.3%€129k▲ 119%€134k▲ 4.1%€161k▲ 19.8%
Operating result€30k-€11k▼ 63.1%€97k▲ 781%€18k▼ 81.6%€62k▲ 248%
Net result€22k-€2k▼ 88.6%€70k▲ 2,748%€5k▼ 92.4%€27k▲ 400%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €30k€30kNet result 2021: €22k€22kOperating result 2022: €11k€11kNet result 2022: €2k€2kOperating result 2023: €97k€97kNet result 2023: €70k€70kOperating result 2024: €18k€18kNet result 2024: €5k€5kOperating result 2025: €62k€62kNet result 2025: €27k€27k20212022202320242025
The operating result recovers in 2025; 2025 is 248% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets €896k▼ 0.1%
Current assets €240k▲ 54.7%
Equity and liabilities €1.14M
Equity €161k▲ 19.8%
Debt €975k▲ 6.2%
The debt ratio falls from 87.2% to 85.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€181k
2024 · €77k
Cash flow
€145k
2024 · €64k
Solvency
14.2%
2024 · 12.8%
Current ratio
0.78
2024 · 0.85
Quick ratio
0.71
2024 · 0.74
Debt / equity
6.06
2024 · 6.83
ROE
16.5%
2024 · 4.0%
ROA
2.3%
2024 · 0.5%
Interest coverage
5.37
2024 · 6.13
Debt
€975k
2024 · €918k
Debt ≤ 1 year
€307k
2024 · €183k
Debt > 1 year
€644k
2024 · €687k
Income taxes
€3k
2024 · €531
Staff costs
€739k
2024 · €378k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.05M€1.14M
Fixed assets21/28€897k€896k
Intangible fixed assets21€12k€8k
Tangible fixed assets22/27€885k€887k
Land and buildings22€317k€339k
Plant, machinery and equipment23€554k€534k
Furniture and vehicles24€14k€15k
Current assets29/58€155k€240k
Stocks and contracts in progress3€20k€23k
Stocks30/36€20k€23k
Amounts receivable within one year40/41€101k€69k
Trade receivables40€91k€43k
Other amounts receivable41€9k€26k
Cash at bank and in hand54/58€34k€146k
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.14M
Equity10/15€134k€161k
Contributions10/11€8k€8k=
Reserves13€126k€153k
Distributable reserves133€126k€153k
Amounts payable17/49€918k€975k
Amounts payable after more than one year17€687k€644k
Financial debts170/4€687k€644k
Amounts payable within one year42/48€183k€307k
Current portion of amounts payable after more than one year42€44k€77k
Financial debts43€31k-
Credit institutions430/8€31k-
Trade debts44€54k€119k
Suppliers440/4€54k€119k
Advances received on contracts in progress46-€0
Taxes, remuneration and social security45€48k€94k
Taxes450/3€7k€7k
Remuneration and social security454/9€41k€86k
Other amounts payable47/48€6k€17k
Accrued charges and deferred income492/3€49k€25k
Income statement Code20242025
Remuneration, social security and pensions62€378k€739k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€119k
Other operating charges640/8€2k€1k
Gross operating margin9900€457k€921k
Operating profit (loss)9901€18k€62k
Financial income75/76B€553€695
Recurring financial income75€553€695
Financial charges65/66B€13k€34k
Recurring financial charges65€13k€34k
Profit (loss) for the period before taxes9903€6k€29k
Income taxes67/77€531€3k
Profit (loss) for the period9904€5k€27k
Profit (loss) for the period to be appropriated9905€5k€27k
Appropriation of the result
Profit (loss) to be appropriated9906€5k€27k
Transfer to equity691/2€5k€27k
To other reserves6921€5k€27k
Social balance
Average headcount (FTE)9087-33.1

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Equity above €150kEq €161k ▲19.8%
8 profitable years in a row build equity to €161k.
18-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
18-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €70k ▲2748%
Operating result €97k, net result €70k, both a record.
31-12
Financial Equity above €100kEq €129k ▲119%
6 profitable years in a row build equity to €129k.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
19-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
23-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
16-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
18-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 2 establishment units since 2013
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vaartstraat 2352960 Brecht
Ground area
5,602 m²
Building footprint
707 m²
Volume, LiDAR
3,570 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
De Linden
Vaartstraat 235, 2960 BrechtFood and beverage service activities
since 20132.217.857.587
Kanthoeve
Kantweg 26, 2390 MalleFood and beverage service activities
since 20242.365.740.027
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11032A0132/00H000 Flanders 4,925 m² 1 · 558 m² 10.7 m · 2 fl.
11043D0761/00P000 Flanders 677 m² 1 · 149 m² 7.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Brecht2.217.857.587
1 permission
Toelating · Eetgelegenheid · since 10-04-2013
Malle2.365.740.027
1 permission
Toelating · Eetgelegenheid · since 28-05-2025

Similar companies · same sector, comparable size

Of 20,499 companies in sector 56111 we hold annual accounts for 11,450. 8,941 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-02-2013
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.