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ALMI

Active
Private limited companyfounded 199728 yrs activeDriftweg 203, 8450 Bredene, BelgiumKBO/BCE: BE 0461.949.632
Summary

For ALMI, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €25,362 and a net result of -€2,633. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 66% of 9601 sector peers (fiscal year 2022). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability20▼-17
Solvency93▲+33
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022
Solvency, return and age of the figures
Solvency
67.6%
Return on assets
-7%
Age of the figures
48 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
30-09-2023 close30-04-2024 deadline29-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2022 was due by 30-04-2023 and was filed on 16-03-2023, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
45 d early
2021
54 d early
2020
43 d early
2019
50 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 November 1997, ALMI was incorporated.1 Total assets went from EUR 67,688 in 2018 to EUR 37,509 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022

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Financials · fiscal year 2022, micro schema

Equity
€25,362▼ 9.4%
2021 · €27,995
Total assets
€37,509▼ 53.1%
2021 · €79,978
Net result
-€2,633▼ 1,108%
2021 · -€218
Working capital
€30,636▼ 53.8%
2021 · €66,261
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022
Operating result€8,595-€10,738▲ 24.9%€5,087▼ 52.6%€999▼ 80.4%-€2,582
Net result€5,919-€9,510▲ 60.7%€1,285within the sector's middle half▼ 86.5%-€218below the sector's middle half-€2,633below the sector's middle half▼ 1,108%
Equity€17,418-€26,928▲ 54.6%€28,213within the sector's middle half▲ 4.8%€27,995within the sector's middle half▼ 0.8%€25,362within the sector's middle half▼ 9.4%
Total assets€67,688-€66,441▼ 1.8%€80,866within the sector's middle half▲ 21.7%€79,978within the sector's middle half▼ 1.1%€37,509below the sector's middle half▼ 53.1%
Debt€50,270-€39,513▼ 21.4%€52,653▲ 33.3%€51,983▼ 1.3%€12,147▼ 76.6%
Working capital€35,286-€51,428▲ 45.7%€60,105within the sector's middle half▲ 16.9%€66,261within the sector's middle half▲ 10.2%€30,636within the sector's middle half▼ 53.8%
Solvency25.7%-40.5%▲ 14.8pp34.9%within the sector's middle half▼ 5.6pp35.0%within the sector's middle half▲ 0.1pp67.6%within the sector's middle half▲ 32.6pp
Current ratio3.31-45.22▲ 41.9117.45above the sector's middle half▼ 27.7723.21above the sector's middle half▲ 5.7619.60above the sector's middle half▼ 3.61
Return on assets (ROA)8.7%-14.3%▲ 5.6pp1.6%within the sector's middle half▼ 12.7pp-0.3%below the sector's middle half▼ 1.9pp-7.0%below the sector's middle half▼ 6.7pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2018: €8,595€8,595Net result 2018: €5,919€5,919Operating result 2019: €10,738€10,738Net result 2019: €9,510€9,510Operating result 2020: €5,087€5,087Net result 2020: €1,285€1,285Operating result 2021: €999€999Net result 2021: -€218-€218Operating result 2022: -€2,582-€2,582Net result 2022: -€2,633-€2,63320182019202020212022-€4,000-€2,000€0€2,000€4,000€6,000Operating result 2020: €5,087€5,090Net result 2020: €1,285€1,290Operating result 2021: €999€999Net result 2021: -€218-€218Operating result 2022: -€2,582-€2,580Net result 2022: -€2,633-€2,630202020212022
The operating result turns negative in 2022: a loss of €2,582 after €999 in 2021, the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €37,509
Fixed assets €5,226 ▼ 51.3%
Current assets €32,283 ▼ 53.4%
Equity and liabilities €37,509
Equity €25,362 ▼ 9.4%
Debt €12,147 ▼ 76.6%
Debt's share of the balance-sheet total falls from 65.0% to 32.4%. Equity and debt are lower.
Key figures and ratios
2022 value · change against 2021
EBITDA
€2,926▼
2021 · €7,995
Cash flow
€2,875▼
2021 · €6,778
Debt to equity
0.48▼
2021 · 1.75
ROE
-10.4%▼
2021 · -0.8%
Debt ≤ 1 year
€1,647▼
2021 · €2,983
Debt > 1 year
€10,500▼
2021 · €49,000
Income taxes
€51▲
2021 · -€500
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 38 lines
Balance sheet Code20212022
Assets
Total assets20/58€79,978€37,509▼
Fixed assets21/28€10,734€5,226▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€10,734€5,226▼
Plant, machinery and equipment23-€4,200
Furniture and vehicles24-€1,026
Current assets29/58€69,244€32,283▼
Amounts receivable within one year40/41€121€31▼
Other amounts receivable41-€31
Cash at bank and in hand54/58€69,123€32,252▼
Equity and liabilities
Total equity and liabilities10/49€79,978€37,509▼
Equity10/15€27,995€25,362▼
Contributions10/11€18,600€18,600=
Capital10-€18,600
Issued capital100-€18,600
Reserves13€10,698€10,698=
Non-distributable reserves130/1-€1,859
Reserves not available under the articles1311-€1,859
Distributable reserves133-€8,839
Profit (loss) carried forward14-€1,303-€3,936▼
Amounts payable17/49€51,983€12,147▼
Amounts payable after more than one year17€49,000€10,500▼
Financial debts170/4-€10,500
Amounts payable within one year42/48€2,983€1,647▼
Trade debts44€248€203▼
Suppliers440/4-€203
Other amounts payable47/48-€1,444
Income statement Code20212022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,996€5,508▼
Other operating charges640/8-€111
Gross operating margin9900€8,429€3,037▼
Operating profit (loss)9901€999-€2,582▼
Recurring financial charges65€1,717-
Profit (loss) for the period before taxes9903-€718-€2,582▼
Income taxes67/77-€500€51▲
Profit (loss) for the period9904-€218-€2,633▼
Profit (loss) for the period to be appropriated9905-€218-€2,633▼
Appropriation of the result
Profit (loss) to be appropriated9906--€3,936
Profit (loss) brought forward from the previous period14P--€1,303

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,608€7,553€10,155€6,996€5,508▼ 21.3%
Other operating charges640/8----€111-
Gross operating margin9900€15,740€18,746€15,870€8,429€3,037▼ 64.0%
Operating profit (loss)9901€8,595€10,738€5,087€999-€2,582▼ 358%
Recurring financial income75-€21----
Recurring financial charges65€676€1,249€1,720€1,717--
Profit (loss) for the period before taxes9903€7,919€9,510€3,367-€718-€2,582▼ 260%
Income taxes67/77€2,000€0€2,082-€500€51▲ 110%
Profit (loss) for the period9904€5,919€9,510€1,285-€218-€2,633▼ 1,108%
Profit (loss) for the period to be appropriated9905€5,919€9,510€1,285-€218-€2,633▼ 1,108%
Line20182019202020212022Change
Assets
Total assets20/58€67,688€66,441€80,866€79,978€37,509▼ 53.1%
Fixed assets21/28€17,132€13,850€17,108€10,734€5,226▼ 51.3%
Intangible fixed assets21----€0-
Tangible fixed assets22/27€17,132€13,850€17,108€10,734€5,226▼ 51.3%
Plant, machinery and equipment23----€4,200-
Furniture and vehicles24----€1,026-
Current assets29/58€50,556€52,591€63,758€69,244€32,283▼ 53.4%
Amounts receivable within one year40/41€1,352€1,670€3,776€121€31▼ 74.4%
Other amounts receivable41----€31-
Cash at bank and in hand54/58€49,204€50,921€59,982€69,123€32,252▼ 53.3%
Equity and liabilities
Total equity and liabilities10/49€67,688€66,441€80,866€79,978€37,509▼ 53.1%
Equity10/15€17,418€26,928€28,213€27,995€25,362▼ 9.4%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Capital10----€18,600-
Issued capital100----€18,600-
Reserves13€10,698€10,698€10,698€10,698€10,698=
Non-distributable reserves130/1----€1,859-
Reserves not available under the articles1311----€1,859-
Distributable reserves133----€8,839-
Profit (loss) carried forward14-€11,880-€2,370-€1,085-€1,303-€3,936▼ 202%
Amounts payable17/49€50,270€39,513€52,653€51,983€12,147▼ 76.6%
Amounts payable after more than one year17€35,000€38,350€49,000€49,000€10,500▼ 78.6%
Financial debts170/4----€10,500-
Amounts payable within one year42/48€15,270€1,163€3,653€2,983€1,647▼ 44.8%
Trade debts44€14,010€299€649€248€203▼ 18.1%
Suppliers440/4----€203-
Other amounts payable47/48----€1,444-
Line20182019202020212022Change
Profit (loss) for the period9904€5,919€9,510€1,285-€218-€2,633▼ 1,108%
+ Depreciation and write-downs630€6,608€7,553€10,155€6,996€5,508▼ 21.3%
Operating cash flow (approximation)€12,527€17,063€11,440€6,778€2,875▼ 57.6%
Investment in fixed assets (approximation)--€4,271-€13,413-€622€0▲ 100%
Change in cash-€1,717€9,061€9,141-€36,871▼ 503%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2023
16-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Weakest financial yearnet -€2,633
Net result drops to -€2,633, the lowest in the series.
07-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
18-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
11-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial Highest result since 2018net €9,510 ▲60.7%
Operating result €10,738, net result €9,510, both a record.
30-09
Financial Liquidity times 14current ratio 45.22
Current ratio from 3.31 to 45.22; short-term debt falls from €15,270 to €1,163.
07-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
21-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
18-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
09-03
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
11-03
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
07-03
NBB filing Annual accounts filed
fiscal year 2013 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bredene · 1 establishment unit since 1997
seat establishment The establishment unit on the map
Ground area
634 m²
Building footprint
368 m²
Volume, LiDAR
5,990 m³
Parcel 35002B0307/00M005, Flanders · tallest building 21.5 m, ±7 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ALMI-EXPERT-BEDRIJFSADVIES
Driftweg 203, 8450 BredeneNACE 6523201
since 19972.084.373.117
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35002B0307/00M005 Flanders 634 m² 1 · 368 m² 21.5 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 2 entries · 69 EUR awarded · 108 EUR paid
Year Entries awardedpaid
2025 1 69 EUR69 EUR
2023 1 0 EUR39 EUR
Schemes
2 entries · 69 EUR · 108 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 1,758 companies in sector 71122 we hold annual accounts for 771. 562 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-11-1997
Fiscal year end30-09
Activities, NACEBEL 2025
71122Land surveying
68310Real estate agency activities
74301Translation services
Contact
E-mail fons.kemps@telenet.be
Phone 0478543488
E-invoicing
Reachable via Peppol
Peppol ID 0208:0461949632
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.