Almavit
ActiveSummary
Almavit has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €662k and a net result of €123k. Equity is growing by ~34% per year across the filed fiscal years. Its solvency ranks better than 49% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+3
Solvency79▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.58 against 0.32 in 2024; short-term debt: 20.4% and cash: 4% of total assets), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.3%
Return on assets
10.1%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
50 d early
2024
45 d early
2023
5 d early
2022
6 d early
2021
3 d early
2020
3 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€662k▲ 22.9%
2024 · €538k
2019: €60k
2020: €102k
2021: €224k
2022: €321k
2023: €450k
2024: €538k
2019 → 2025
Total assets
€1.22M▲ 0.7%
2024 · €1.21M
2019: €839k
2020: €842k
2021: €1.24M
2022: €1.25M
2023: €1.26M
2024: €1.21M
2019 → 2025
Net result
€123k▲ 39.4%
2024 · €88k
2019: €41k
2020: €43k
2021: €121k
2022: €97k
2023: €129k
2024: €88k
2019 → 2025
Working capital
€-105k▲ 52.1%
2024 · €-218k
2019: €-186k
2020: €-276k
2021: €-296k
2022: €-290k
2023: €-236k
2024: €-218k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€224k-€321k▲ 43.4%€450k▲ 40.3%€538k▲ 19.7%€662k▲ 22.9%
Operating result€145k-€166k▲ 14.9%€163k▼ 2.3%€130k▼ 20.3%€87k▼ 32.8%
Net result€121k-€97k▼ 19.8%€129k▲ 33.2%€88k▼ 31.6%€123k▲ 39.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 33% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets
€1.07M ▼ 3.1%
Current assets
€144k ▲ 42.0%
Equity and liabilities €1.22M
Equity
€662k ▲ 22.9%
Debt
€556k ▼ 17.1%
Debt's share of the balance-sheet total falls from 55.5% to 45.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€121k▼
2024 · €163k
Cash flow
€157k▲
2024 · €122k
Current ratio
0.58▲
2024 · 0.32
Debt to equity
0.84▼
2024 · 1.25
ROE
18.6%▲
2024 · 16.4%
ROA
10.1%▲
2024 · 7.3%
Interest coverage
11.34▼
2024 · 13.46
Debt ≤ 1 year
€248k▼
2024 · €320k
Debt > 1 year
€308k▼
2024 · €350k
Income taxes
€20k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.21M€1.22M▲
Fixed assets21/28€1.11M€1.07M▼
Tangible fixed assets22/27€508k€474k▼
Land and buildings22€508k€474k▼
Furniture and vehicles24€503€251▼
Financial fixed assets28€600k€600k=
Current assets29/58€101k€144k▲
Amounts receivable within one year40/41€90k€95k▲
Trade receivables40€25k€0▼
Other amounts receivable41€65k€95k▲
Cash at bank and in hand54/58€11k€49k▲
Deferred charges and accrued income490/1-€141
Equity and liabilities
Total equity and liabilities10/49€1.21M€1.22M▲
Equity10/15€538k€662k▲
Contributions10/11€19k€19k=
Reserves13€520k€643k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€520k€643k▲
Amounts payable17/49€671k€556k▼
Amounts payable after more than one year17€350k€308k▼
Financial debts170/4€350k€308k▼
Amounts payable within one year42/48€320k€248k▼
Current portion of amounts payable after more than one year42€113k€49k▼
Financial debts43€25k€21k▼
Credit institutions430/8€25k€21k▼
Trade debts44€5k€172▼
Suppliers440/4€5k€172▼
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Other amounts payable47/48€170k€171k▲
Accrued charges and deferred income492/3€1k€224▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€34k=
Other operating charges640/8€7k€7k▲
Gross operating margin9900€170k€128k▼
Operating profit (loss)9901€130k€87k▼
Financial income75/76B€1k€67k▲
Recurring financial income75€1k€67k▲
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€119k€143k▲
Income taxes67/77€30k€20k▼
Profit (loss) for the period9904€88k€123k▲
Profit (loss) for the period to be appropriated9905€88k€123k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€123k▲
Transfer to equity691/2€88k€123k▲
To other reserves6921€88k€123k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €500kEq €538k ▲19.7%
6 profitable years in a row build equity to €538k.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €129k ▲33.2%
Net result €129k, the highest in the series.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €200kEq €224k ▲118%
3 profitable years in a row build equity to €224k.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100kEq €102k ▲71.6%
2 profitable years in a row build equity to €102k.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gouden-Rivierlaan(Kor) 298500 KortrijkGround area
204 m²
Building footprint
72 m²
Volume, LiDAR
682 m³
Parcel 34352C0426/00B002, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Almavit
since 20182.276.087.083
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352C0426/00B002 | Flanders | 204 m² | 1 · 72 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOSANO INVEST
BE 0770.350.937
Waterloo · Eq €661,692
MAPIMMO
BE 0872.040.589
Ukkel · Eq €661,687
CORPORATE VALUE ASSOCIATES BELGIUM
BE 0745.423.917
Brussel · Eq €661,773
TLA INVEST
BE 0802.675.394
Waremme · Eq €661,845
RSCOM
BE 0878.044.592
Chaudfontaine · Eq €661,866
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 32,145 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2018
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:vermote_julien@hotmail.com