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AlMaTiCo

Active Private limited companyfounded 2014active for 12 yearsSint-Ignatiusstraat 44, 9120 Beveren-Kruibeke-ZwijndrechtKBO/BCE: BE 0563.448.551

Lifetime

11 annual accounts with figures on one time axis
peak €190,112 (2016)
€32,601▼ 34.8%
lowest -€24,273 (2022)
€1,703▼ 86.8%
peak €330,312 (2021)
€314,733▲ 0.5%
€151,378▼ 49.5%
peak 0 FTE (2018)
-not published
Board2 names since 2020
1 directorOreglia Alain
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Gross margin from €50,035 to €32,601Result from €12,883 to €1,703Debts from €299,905 to €151,378

Key points

from the 2025 annual accounts

Turnover

≈ €85,000 estimated

The abbreviated format states no turnover.

Investments

€5,211 6.9 × depreciation
2022202320242025

Green is investment, beige is depreciation.

Filings

11 annual accounts since 2015
AprilJune31 JulyOctober201520202025

The last five annual accounts were filed 14 to 34 days before the end of the period.

Checked score

93
Excellent
Financially stronger than 43% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

93+17equity 67.5% of total assets
58-2short-term debt 32.5% · cash 17.4%
29-7return on assets 0.4%

Score breakdown

lowers risk
Size: total assets €466,111
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.63, cash €80,980
Equity €314,733 (67.5% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 63% of them on solvency, 49% on liquidity, 16% on profitability and 43% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,049 companies had the same profile as AlMaTiCo has now. Each dot stands for 16 companies, two years later.

95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of AlMaTiCo itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,049 companies, not a prediction for AlMaTiCo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.63 (1.34 in 2024), above the usual 1.5. Short-term debt is 32.5% and cash 17.4% of total assets. 32.5% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Size: total assets €466,111
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 1.63, cash €80,980
NBB · annual accounts
lowers risk · Equity €314,733 (67.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
16 days early
2023
14 days early
2022
34 days early
2021
31 days early
2020
94 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

OA
Director, since 10-07-2020

Shares in 1 company, ORO PROJECTS

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0563448551
Environmental permit granted Bomen vellen die geen deel uitmaken van een bos en/of bodemreliëf wijzigen, Bouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies and 1 more · Beveren-Kruibeke-Zwijndrecht
Registered office moved from Beveren-Waas to Kallo New registered office: Sint-Ignatiusstraat 44, 9120 Kallo · Previous registered office: Kalishoekstraat 142, 9120 Beveren-Waas · Board meeting of 06-11-2020 · Gazette deed
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments Resignations: Oreglia Alain (director) and De Maeyer Maggy (director) · Appointment: Oreglia Alain (director) · “Het verlenen van bijstand, advies en leiding aan bedrijven, privé personen en instellingen, voornamelijk doch…” (deed in Dutch) · General meeting of 10-07-2020 · Gazette deed
All 23 events

Comparable companies

same main activity, similar in size and age
Company
AlMaTiCo Beveren-Kruibeke-Zwijndrecht €466,111 €32,601 67.5% -
KONVINS Ghent €452,710 €33,500 14.8% -
TriARConsulting Sint-Martens-Latem €446,508 €36,204 73.6% -
LUMUMAR Lede €529,536 €34,782 28.3% -
JRL Consult Brussels €487,240 €31,125 25.1% -
BNK GROUP Aartselaar €483,857 €28,499 20.2% -
JONAS MANAGEMENT Lille €504,879 €36,731 75.5% -

These companies have the same main activity as AlMaTiCo: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €447,000 and €530,000, founded between 2014 and 2015.

Official details

Source: KBO
Status
Active since 30-09-2014Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.235.428.7429120 Beveren-Kruibeke-Zwijndrecht, since 30-09-2014
Financial year end
31 December
Peppol
Reachable since 24-09-2025
Company details

Annual accounts 2025

€466,111▼ 24.0%
Filing
Filed on 29-06-2026, 32 days before the end of the filing period
Financials

Insights on AlMaTiCo

AlMaTiCo files the abbreviated format. That format states no turnover. The gross margin fell from €94,436 in 2015 to €32,601 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about AlMaTiCo

What is the company number of AlMaTiCo?
The company number of AlMaTiCo is 0563.448.551. The VAT number is the same number with BE in front: BE 0563.448.551.
Where is AlMaTiCo based?
The registered office is at Sint-Ignatiusstraat 44, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
What does AlMaTiCo do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of AlMaTiCo?
AlMaTiCo is a private limited company (BV).
When was AlMaTiCo founded?
AlMaTiCo was founded on 30-09-2014.
Is AlMaTiCo still active?
Yes, AlMaTiCo is an active enterprise in the KBO register.
What is the turnover of AlMaTiCo?
The turnover in financial year 2025 is ≈ €85,000. This figure is estimated from the gross margin of €32,601 and 69 comparable companies (NACE 70200). It probably lies between €52,000 and €130,000.Financials
Is AlMaTiCo profitable?
In financial year 2025, AlMaTiCo made a profit of €1,703.
Where can I find the annual accounts of AlMaTiCo?
AlMaTiCo filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AlMaTiCo due?
AlMaTiCo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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