Equity
-€33,598
Debts exceed assets in financial year 2025.
Almar
Lifetime
10 annual accounts with figures on one time axispeak €5,444 (2022)
-€429▲ €3,940
lowest -€13,519 (2023)
-€5,377▲ €7,182
peak -€2,269 (2016)
-€33,598▼ €5,377
€40,457▲ 6.4%
Board1 name since 2016
1 director
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Gross margin from -€4,369 to -€429Loss of €5,377Equity from -€28,221 to -€33,598
Key points
from the 2025 annual accountsLosses
-€31,455 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€40,457 590% of the balance sheet
Financial debts 10%Suppliers 12%Taxes and wages 2%Other 76%
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,920 companies had the same profile as Almar has now. Each dot stands for 18 companies, two years later.
85.3%
were still trading
8.3%
stopped another way
5.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,920 companies, not a prediction for Almar. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 07-01-2016
- 90 sharesdeed of 11-01-2016
- 10 sharesdeed of 11-01-2016
Recent changes
Company renamed from Photostudio Martens to Almar
Resignation: (director) · Appointment: (director) · “Verzekeringsagent; Kredietbemiddelaar; Onderzoek,advies,bemiddeling en levering van spaar en…” (deed in Dutch) · General meeting of 13-12-2023 · Gazette deed
Registered-office move
General meeting of 31-10-2019 · Gazette deed
Incorporation
Founding capital of €18,600, 100 shares, €6,200 paid up · Founders: (partner) and (partner) · Appointment: (manager) · published on 11-01-2016 · Gazette deed
First establishment
Atelier Le Merle, Lijsterdreef 30, Schilde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Almar Schilde | €6,859 | -€429 | -489.8% | - |
| REFLEXXION Antwerp | €7,595 | -€38,793 | -100.9% | - |
| AUBWEB Soignies | €4,684 | -€759 | -332.3% | - |
| FODRO Lommel | €7,379 | -€1,051 | -351.9% | - |
| AN OVERDOSE OF AWESOMENESS Lier | €4,185 | -€5,320 | -1778.2% | - |
| INGE VANDAMME PHOTOGRAPHY Antwerp | €6,538 | -€10,378 | 40.6% | - |
| Cool & Cute Boutersem | €10,977 | -€4,165 | -464.8% | - |
These companies have the same main activity as Almar: photography, excluding press photography (NACE 74201). They are comparable in size and age: total assets between €4,180 and €11,000, founded between 2008 and 2017.
Official details
Source: KBO- Status
- Active since 07-01-2016Normal situation
- Activity
- Photography, excluding press photographyNACE 74201
- Establishment unit
- 2.249.249.7572970 Schilde, since 07-01-2016
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €6,859▼ 30.1%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on Almar
Almar files the micro format. That format states no turnover. The gross margin rose from -€9,236 in 2016 to -€429 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Almar
- What is the company number of Almar?
- The company number of Almar is 0645.714.944. The VAT number is the same number with BE in front: BE 0645.714.944.
- Where is Almar based?
- The registered office is at Lijsterdreef 30, 2970 Schilde.Company details
- What does Almar do?
- According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
- What is the legal form of Almar?
- Almar is a private limited company (BV).
- When was Almar founded?
- Almar was founded on 07-01-2016.
- Is Almar still active?
- Yes, Almar is an active enterprise in the KBO register.
- What is the turnover of Almar?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it. In financial year 2021 turnover was €27,240.Financials
- Is Almar profitable?
- In financial year 2025, Almar made a loss of €5,377.
- Where can I find the annual accounts of Almar?
- Almar filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Almar due?
- Almar must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.