ALMA INFORMATICS
ActiveALMA INFORMATICS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €91k. Equity is shrinking by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 12% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency14▼-86
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.97 against 9.26 in 2024), and 94.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.6%
Return on assets
27.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 16935 sector peers (2025).
NBB · sector comparisonPosition among 16935 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
66 d early
2024
59 d late
2023
90 d late
2022
788 d late
2021
54 d late
2020
100 d late
2019
116 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€91k▼ 15.9%
2024 · €108k
2018: €37k
2019: €45k
2020: €91k
2021: €68k
2022: €66k
2023: €45k
2024: €108k
2018 → 2025
Working capital
€-8k
2024 · €202k
2018: €262k
2019: €313k
2020: €409k
2021: €481k
2022: €352k
2023: €-4k
2024: €202k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€481k-€353k▼ 26.7%€111k▼ 68.6%€231k▲ 109%€19k▼ 92.0%
Operating result€129k-€112k▼ 13.2%€90k▼ 19.6%€139k▲ 54.3%€87k▼ 37.3%
Net result€68k-€66k▼ 2.4%€45k▼ 32.3%€108k▲ 140%€91k▼ 15.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €332k
Fixed assets
€27k▼ 8.6%
Current assets
€305k▲ 35.0%
Equity and liabilities €332k
Equity
€19k▼ 92.0%
Debt
€314k▲ 1,185%
The debt ratio rises from 9.5% to 94.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€94k▼
2024 · €145k
Cash flow
€97k▼
2024 · €114k
Solvency
5.6%▼
2024 · 90.5%
Current ratio
0.97▼
2024 · 9.26
Quick ratio
0.97▼
2024 · 9.26
Debt / equity
16.90▲
2024 · 0.11
ROE
490.0%▲
2024 · 46.8%
ROA
27.4%▼
2024 · 42.3%
Interest coverage
319.87▼
2024 · 1060.68
Debt
€314k▲
2024 · €24k
Debt ≤ 1 year
€314k▲
2024 · €24k
Income taxes
€-4k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€256k€332k▲
Fixed assets21/28€30k€27k▼
Tangible fixed assets22/27€29k€27k▼
Land and buildings22€18k-
Furniture and vehicles24€11k€11k▼
Other tangible fixed assets26-€16k
Financial fixed assets28€180€180=
Current assets29/58€226k€305k▲
Amounts receivable within one year40/41€37k€63k▲
Trade receivables40€21k€23k▲
Other amounts receivable41€16k€40k▲
Cash at bank and in hand54/58€189k€242k▲
Equity and liabilities
Total equity and liabilities10/49€256k€332k▲
Equity10/15€231k€19k▼
Contributions10/11€19k€19k=
Reserves13€90k-
Non-distributable reserves130/1€90k-
Other1319€90k-
Profit (loss) carried forward14€123k-
Amounts payable17/49€24k€314k▲
Amounts payable within one year42/48€24k€314k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€7k€41k▲
Taxes450/3€2k€37k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€16k€270k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€761€1k▲
Gross operating margin9900€146k€95k▼
Operating profit (loss)9901€139k€87k▼
Financial income75/76B-€26
Recurring financial income75-€26
Financial charges65/66B€137€293▲
Recurring financial charges65€137€293▲
Profit (loss) for the period before taxes9903€139k€87k▼
Income taxes67/77€31k€-4k▼
Profit (loss) for the period9904€108k€91k▼
Profit (loss) for the period to be appropriated9905€108k€91k▼
Appropriation of the result
Profit (loss) to be appropriated9906€123k€214k▲
Profit (loss) brought forward from the previous period14P€15k€123k▲
Transfer from equity791/2-€90k
Profit to be distributed694/7-€304k
Return on contributions (dividend)694-€304k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 90 days late
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 788 days late
2024
31-12
Financial
Highest result since 2018net €108k ▲140%
Operating result €139k, net result €108k, both a record.
31-12
Financial
Liquidity times 9current ratio 9.26
Current ratio from 0.98 to 9.26; short-term debt falls from €182k to €24k.
31-12
Financial
Equity above €200kEq €231k ▲109%
7 profitable years in a row build equity to €231k.
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2022
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 54 days late
2021
08-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 100 days late
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 116 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hippolyte Rolinpromenade 61040 EtterbeekGround area
2,514 m²
Building footprint
1,052 m²
Volume, LiDAR
15,860 m³
Parcel 21363B0354/00T010, Brussels · tallest building 21.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Hippolyte Rolinpromenade 8, 1040 Etterbeek
since 20142.232.574.665
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0354/00T010 | Brussels | 2,514 m² | 1 · 1,052 m² | 21.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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QUBITUS
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 12,638 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2014
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.