ALMA ENGINEERING
ActiveSummary
ALMA ENGINEERING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,160 and a net result of €18,845. Equity is shrinking by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 7814 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency65▼-13
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.79 in 2024; short-term debt: 60% and cash: 55.9% of total assets), and 60% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40%
Return on assets
53.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-05-2026, 61 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
61 d early
2024
58 d early
2023
56 d early
2022
43 d early
2021
54 d early
2020
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 52 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€14,160▼ 20.3%
2024 · €17,765
Total assets
€35,364▲ 6.1%
2024 · €33,342
Net result
€18,845▼ 45.6%
2024 · €34,621
Working capital
€4,716▼ 61.7%
2024 · €12,300
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€40,809▲ 683%€45,095▲ 10.5%€42,923▼ 4.8%€42,915=€26,480▼ 38.3%
Net result€32,314▲ 521%€31,995▼ 1.0%€31,433▼ 1.8%€34,621▲ 10.1%€18,845▼ 45.6%
Equity€39,516▲ 449%€71,512▲ 81.0%€38,145▼ 46.7%€17,765▼ 53.4%€14,160▼ 20.3%
Total assets€52,397▲ 329%€86,901▲ 65.9%€66,782▼ 23.2%€33,342▼ 50.1%€35,364▲ 6.1%
Debt€12,880▲ 157%€15,390▲ 19.5%€28,637▲ 86.1%€15,577▼ 45.6%€21,203▲ 36.1%
Working capital€39,516▲ 449%€71,512▲ 81.0%€31,911▼ 55.4%€12,300▼ 61.5%€4,716▼ 61.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 38% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35,364
Fixed assets
€9,444 ▲ 72.8%
Current assets
€25,919 ▼ 7.0%
Equity and liabilities €35,364
Equity
€14,160 ▼ 20.3%
Debt
€21,203 ▲ 36.1%
Debt's share of the balance-sheet total rises from 46.7% to 60.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€27,248▼
2024 · €43,683
Cash flow
€19,613▼
2024 · €35,389
Current ratio
1.22▼
2024 · 1.79
Debt to equity
1.50▲
2024 · 0.88
ROE
133.1%▼
2024 · 194.9%
ROA
53.3%▼
2024 · 103.8%
Interest coverage
95.83▼
2024 · 261.01
Debt ≤ 1 year
€21,203▲
2024 · €15,577
Income taxes
€7,350▼
2024 · €8,262
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €768 | €768 | = |
| Other operating charges640/8 | €1,273 | €1,302 | €2,037 | €1,917 | €1,608 | ▼ 16.1% |
| Gross operating margin9900 | €42,082 | €46,397 | €44,960 | €45,600 | €28,856 | ▼ 36.7% |
| Operating profit (loss)9901 | €40,809 | €45,095 | €42,923 | €42,915 | €26,480 | ▼ 38.3% |
| Financial income75/76B | €110 | €353 | €205 | €136 | - | - |
| Recurring financial income75 | €110 | €353 | €205 | €136 | - | - |
| Financial charges65/66B | €596 | €695 | €588 | €167 | €284 | ▲ 69.9% |
| Recurring financial charges65 | €596 | €695 | €588 | €167 | €284 | ▲ 69.9% |
| Profit (loss) for the period before taxes9903 | €40,324 | €44,753 | €42,540 | €42,883 | €26,195 | ▼ 38.9% |
| Income taxes67/77 | €8,009 | €12,758 | €11,107 | €8,262 | €7,350 | ▼ 11.0% |
| Profit (loss) for the period9904 | €32,314 | €31,995 | €31,433 | €34,621 | €18,845 | ▼ 45.6% |
| Profit (loss) for the period to be appropriated9905 | €32,314 | €31,995 | €31,433 | €34,621 | €18,845 | ▼ 45.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €52,397 | €86,901 | €66,782 | €33,342 | €35,364 | ▲ 6.1% |
| Fixed assets21/28 | - | - | €6,233 | €5,465 | €9,444 | ▲ 72.8% |
| Tangible fixed assets22/27 | - | - | €6,233 | €5,465 | €9,444 | ▲ 72.8% |
| Plant, machinery and equipment23 | - | - | €6,233 | €5,465 | €9,444 | ▲ 72.8% |
| Current assets29/58 | €52,397 | €86,901 | €60,549 | €27,877 | €25,919 | ▼ 7.0% |
| Amounts receivable within one year40/41 | €18,440 | €31,193 | €10,480 | €14,483 | €3,451 | ▼ 76.2% |
| Trade receivables40 | €10,440 | €9,860 | €10,480 | €14,483 | €451 | ▼ 96.9% |
| Other amounts receivable41 | €8,000 | €21,333 | - | - | €3,000 | - |
| Cash at bank and in hand54/58 | €33,957 | €53,258 | €47,682 | €10,706 | €19,780 | ▲ 84.8% |
| Deferred charges and accrued income490/1 | - | €2,450 | €2,387 | €2,689 | €2,689 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €52,397 | €86,901 | €66,782 | €33,342 | €35,364 | ▲ 6.1% |
| Equity10/15 | €39,516 | €71,512 | €38,145 | €17,765 | €14,160 | ▼ 20.3% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Capital10 | €2,000 | €2,000 | €2,000 | - | - | - |
| Issued capital100 | €2,000 | €2,000 | €2,000 | - | - | - |
| Profit (loss) carried forward14 | €37,516 | €69,512 | €36,145 | €15,765 | €12,160 | ▼ 22.9% |
| Amounts payable17/49 | €12,880 | €15,390 | €28,637 | €15,577 | €21,203 | ▲ 36.1% |
| Amounts payable within one year42/48 | €12,880 | €15,390 | €28,637 | €15,577 | €21,203 | ▲ 36.1% |
| Financial debts43 | €412 | €424 | €287 | €913 | - | - |
| Credit institutions430/8 | €412 | €424 | €287 | €913 | - | - |
| Trade debts44 | €1,407 | €1,056 | €3,708 | €1,143 | €1,424 | ▲ 24.6% |
| Suppliers440/4 | €1,407 | €1,056 | €3,708 | €1,143 | €1,424 | ▲ 24.6% |
| Taxes, remuneration and social security45 | €11,061 | €13,910 | €4,843 | €13,521 | €4,388 | ▼ 67.5% |
| Taxes450/3 | €11,061 | €13,910 | €4,843 | €13,521 | €4,388 | ▼ 67.5% |
| Other amounts payable47/48 | - | - | €19,800 | - | €15,391 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32,314 | €31,995 | €31,433 | €34,621 | €18,845 | ▼ 45.6% |
| + Depreciation and write-downs630 | - | - | - | €768 | €768 | = |
| Operating cash flow (approximation) | €32,314 | €31,995 | €31,433 | €35,389 | €19,613 | ▼ 44.6% |
| Investment in fixed assets (approximation) | - | - | - | €0 | -€4,747 | - |
| Change in cash | - | €19,301 | -€5,576 | -€36,976 | €9,074 | ▲ 125% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €34,621 ▲10.1%
Net result €34,621, the highest in the series.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walhain · 1 establishment unit since 2020
Ground area
1,230 m²
Building footprint
103 m²
Volume, LiDAR
532 m³
Parcel 25071C0062/00F000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALMA ENGINEERING
since 20202.310.414.393
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25071C0062/00F000 | Wallonia | 1,230 m² | 1 · 103 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. 5,188 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0758843668
Also
9925:BE0758843668
Registered
06-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.