ALMA

Active

Private limited companyfounded 2019active for 7 yearsPlatte Lostraat 354, 3010 Leuven, BelgiumKBO/BCE: BE 0732.544.691

Summary

The computed 12-month bankruptcy probability of ALMA is 9.8% (elevated). For ALMA, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €35,191 and a net result of €23,696. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 9,331 sector peers (NACE 47, financial year 2023). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

ALMAActive

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811

2 sites

Size

€207,336turnover 2023

Equity: €35,191
Profit: €23,696

Financial health

Bankruptcy probabilitywithin 12 months: 9.8%

2023 figures too old to score

Structure

Accounts 444 days overdue0 of 3 deeds read

Signalsraises risk2 financial years not filed after the legal deadline; latest accounts 342 days late; 2 of the last 3 lateFigures for financial year 2023 (filed 08-07-2025)Size: turnover €207,336, total assets €35,191Two or more financial years not filedFiled more than 90 days latelowers riskLiquidity: cash €23,225Show the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2022

Strong

Solvency 100=

equity 100.0% of total assets

Liquidity 100+40

cash 66.0%

Profitability 100+32

return on assets 67.3%

Bankruptcy probability, 12 months

9.8% Elevated

0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,221 companies, NACE 47, micro)

Last 24 months 11-2024: 11.5%highest value 12-2024: 11.5%● unchanged vs 11-2024highest value 01-2025: 11.5%● unchanged vs 12-2024highest value 02-2025: 11.5%● unchanged vs 01-2025highest value 03-2025: 11.4%▼ -0.1 percentage points vs 02-2025 04-2025: 11.4%● unchanged vs 03-2025 05-2025: 11.4%● unchanged vs 04-2025 06-2025: 11.4%● unchanged vs 05-2025 07-2025: 11.4%● unchanged vs 06-2025 08-2025: 2.9%▼ -8.5 percentage points vs 07-2025lowest value 09-2025: 3.3%▲ +0.4 percentage points vs 08-2025 10-2025: 4.8%▲ +1.5 percentage points vs 09-2025 11-2025: 4.8%● unchanged vs 10-2025 12-2025: 6.0%▲ +1.2 percentage points vs 11-2025 01-2026: 8.0%▲ +2.0 percentage points vs 12-2025 02-2026: 8.0%● unchanged vs 01-2026 03-2026: 8.1%▲ +0.1 percentage points vs 02-2026 04-2026: 7.6%▼ -0.5 percentage points vs 03-2026 05-2026: 7.6%● unchanged vs 04-2026 06-2026: 7.4%▼ -0.2 percentage points vs 05-2026 07-2026: 7.4%● unchanged vs 06-2026 08-2026: 9.8%▲ +2.4 percentage points vs 07-2026 09-2026: 9.8%● unchanged vs 08-2026 10-2026: 9.8%● unchanged vs 09-2026

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Signals

Six signals.

lowers riskraises risk

2 financial years not filed after the legal deadline; latest accounts 342 days late; 2 of the last 3 late

NBB · filings

Figures for financial year 2023 (filed 08-07-2025)

NBB · annual accounts

Size: turnover €207,336, total assets €35,191

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: cash €23,225

NBB · annual accounts

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 4 filings

Position against the passed deadline

31-12-2024 year end31-07-2025 deadline18-10-2026 today

Filed more than 90 days late

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 08-07-2025, 342 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 4 filings

Deviation from the deadline

2025

not filed

2024

not filed

2023

342 days late

2022

708 days late

2021

29 days late

2020

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 278 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

08-07-2025 Annual accounts filedfinancial year 2023 · abbreviated…
08-07-2025 Annual accounts filedfinancial year 2022 · abbreviated…
31-12-2023 Highest result from 2020 to 2023net €23,696 ▲304%

Key points

Risk: Accounts not fileddeadline was 31-07-2025 444 days late View
Positive: Among the best 5% on solvencysector median 37.3% · 9,331 companies 100.0% View
Turnover 20232 financial years filed €207,336 View