Allva
ActiveSummary
Allva has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €287,457 and a net result of €26,192. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 10519 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-1
Solvency48▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.15 in 2024; short-term debt: 64.9% and cash: 26.5% of total assets), and 76.8% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.2%
Return on assets
2.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
354 d late
2023
268 d late
2022
133 d late
2021
498 d late
2020
115 d late
2019
133 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 214 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 26 October (4 of the last 5 filed years within 230 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€287,457▲ 10.0%
2024 · €261,266
Total assets
€1.2m▼ 1.6%
2024 · €1.3m
Net result
€26,192▼ 14.5%
2024 · €30,637
Working capital
€111,357▼ 1.6%
2024 · €113,166
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€91,364▲ 43.0%€40,231▼ 56.0%€29,674▼ 26.2%€46,656▲ 57.2%€45,154▼ 3.2%
Net result€41,231within the sector's middle half▲ 69.1%€10,160within the sector's middle half▼ 75.4%€9,684within the sector's middle half▼ 4.7%€30,637within the sector's middle half▲ 216%€26,192within the sector's middle half▼ 14.5%
Equity€210,785within the sector's middle half▲ 24.3%€220,945within the sector's middle half▲ 4.8%€230,629within the sector's middle half▲ 4.4%€261,266within the sector's middle half▲ 13.3%€287,457within the sector's middle half▲ 10.0%
Total assets€1.3mwithin the sector's middle half▼ 28.3%€1.3mwithin the sector's middle half▼ 2.1%€1.3mwithin the sector's middle half▲ 6.3%€1.3mwithin the sector's middle half▼ 6.8%€1.2mwithin the sector's middle half▼ 1.6%
Debt€1.1m▼ 33.7%€1.0m▼ 3.4%€1.1m▲ 6.7%€995,110▼ 10.9%€949,300▼ 4.6%
Working capital€240,036within the sector's middle half▲ 26.1%€241,060within the sector's middle half▲ 0.4%€228,330within the sector's middle half▼ 5.3%€113,166within the sector's middle half▼ 50.4%€111,357within the sector's middle half▼ 1.6%
Solvency16.3%below the sector's middle half▲ 6.9pp17.4%within the sector's middle half▲ 1.1pp17.1%below the sector's middle half▼ 0.3pp20.8%within the sector's middle half▲ 3.7pp23.2%within the sector's middle half▲ 2.4pp
Current ratio1.49within the sector's middle half▲ 0.301.43within the sector's middle half▼ 0.061.31within the sector's middle half▼ 0.121.15within the sector's middle half▼ 0.161.14within the sector's middle half▼ 0.01
Return on assets (ROA)3.2%within the sector's middle half▲ 1.8pp0.8%within the sector's middle half▼ 2.4pp0.7%within the sector's middle half▼ 0.1pp2.4%within the sector's middle half▲ 1.7pp2.1%within the sector's middle half▼ 0.3pp
Staff (FTE)25.5above the sector's middle half▲ 77.1%25.2above the sector's middle half▼ 1.2%26.9above the sector's middle half▲ 6.7%21.8above the sector's middle half▼ 19.0%24.3above the sector's middle half▲ 11.5%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€323,256 ▼ 19.6%
Current assets
€913,501 ▲ 6.9%
Equity and liabilities €1.2m
Equity
€287,457 ▲ 10.0%
Debt
€949,300 ▼ 4.6%
Debt's share of the balance-sheet total falls from 79.2% to 76.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€154,992▲
2024 · €152,815
Cash flow
€136,029▼
2024 · €136,796
Quick ratio
0.65▲
2024 · 0.64
Debt to equity
3.30▼
2024 · 3.81
ROE
9.1%▼
2024 · 11.7%
Interest coverage
20.52▲
2024 · 9.27
Debt ≤ 1 year
€802,144▲
2024 · €741,397
Debt > 1 year
€147,156▼
2024 · €253,712
Income taxes
€12,297▲
2024 · €6,114
Staff costs
€506,497▼
2024 · €537,330
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,105 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 98% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
0.9%
stopped otherwise
98%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,105 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €522,840 | €505,798 | €514,760 | €537,330 | €506,497 | ▼ 5.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €94,167 | €94,431 | €95,144 | €106,159 | €109,838 | ▲ 3.5% |
| Other operating charges640/8 | €14,434 | €30,247 | €23,354 | €7,737 | €8,140 | ▲ 5.2% |
| Gross operating margin9900 | €722,804 | €670,707 | €662,932 | €697,882 | €669,629 | ▼ 4.0% |
| Operating profit (loss)9901 | €91,364 | €40,231 | €29,674 | €46,656 | €45,154 | ▼ 3.2% |
| Financial income75/76B | €832 | €1,661 | €1,381 | €6,575 | €890 | ▼ 86.5% |
| Recurring financial income75 | €832 | €1,661 | €1,381 | €6,575 | €890 | ▼ 86.5% |
| Financial charges65/66B | €39,997 | €25,678 | €21,371 | €16,480 | €7,555 | ▼ 54.2% |
| Recurring financial charges65 | €39,997 | €25,678 | €21,371 | €16,480 | €7,555 | ▼ 54.2% |
| Profit (loss) for the period before taxes9903 | €52,198 | €16,213 | €9,684 | €36,751 | €38,489 | ▲ 4.7% |
| Income taxes67/77 | €10,968 | €6,053 | - | €6,114 | €12,297 | ▲ 101% |
| Profit (loss) for the period9904 | €41,231 | €10,160 | €9,684 | €30,637 | €26,192 | ▼ 14.5% |
| Profit (loss) for the period to be appropriated9905 | €41,231 | €10,160 | €9,684 | €30,637 | €26,192 | ▼ 14.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.3m | €1.3m | €1.3m | €1.2m | ▼ 1.6% |
| Fixed assets21/28 | €565,265 | €470,833 | €392,209 | €401,812 | €323,256 | ▼ 19.6% |
| Intangible fixed assets21 | €1 | €1 | €1 | €1 | €1 | = |
| Tangible fixed assets22/27 | €563,012 | €468,580 | €389,956 | €399,559 | €321,003 | ▼ 19.7% |
| Land and buildings22 | €44,604 | €38,091 | €31,578 | €25,065 | €18,552 | ▼ 26.0% |
| Plant, machinery and equipment23 | €504,300 | €419,804 | €351,115 | €370,654 | €292,311 | ▼ 21.1% |
| Furniture and vehicles24 | €14,107 | €10,685 | €7,262 | €3,840 | €10,140 | ▲ 164% |
| Financial fixed assets28 | €2,252 | €2,252 | €2,252 | €2,252 | €2,252 | = |
| Current assets29/58 | €729,921 | €797,712 | €955,813 | €854,563 | €913,501 | ▲ 6.9% |
| Stocks and contracts in progress3 | €348,262 | €350,607 | €361,410 | €381,700 | €389,866 | ▲ 2.1% |
| Stocks30/36 | €348,262 | €350,607 | €361,410 | €381,700 | €389,866 | ▲ 2.1% |
| Amounts receivable within one year40/41 | €15,793 | €24,883 | €192,484 | €217,435 | €169,724 | ▼ 21.9% |
| Trade receivables40 | - | - | €1,799 | €3,362 | €16,432 | ▲ 389% |
| Other amounts receivable41 | €15,793 | €24,883 | €190,686 | €214,072 | €153,292 | ▼ 28.4% |
| Cash at bank and in hand54/58 | €348,329 | €401,689 | €364,806 | €237,231 | €327,910 | ▲ 38.2% |
| Deferred charges and accrued income490/1 | €17,537 | €20,533 | €37,112 | €18,197 | €26,000 | ▲ 42.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.3m | €1.3m | €1.3m | €1.2m | ▼ 1.6% |
| Equity10/15 | €210,785 | €220,945 | €230,629 | €261,266 | €287,457 | ▲ 10.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €20,460 | ▲ 10.0% |
| Capital10 | - | - | - | €18,600 | - | - |
| Issued capital100 | - | - | - | €18,600 | - | - |
| Outside capital11 | €18,600 | €18,600 | €18,600 | - | - | - |
| Other1109/19 | €18,600 | €18,600 | €18,600 | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Legal reserve130 | - | - | - | €1,860 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Profit (loss) carried forward14 | €190,325 | €200,485 | €210,169 | €240,806 | €266,997 | ▲ 10.9% |
| Amounts payable17/49 | €1.1m | €1.0m | €1.1m | €995,110 | €949,300 | ▼ 4.6% |
| Amounts payable after more than one year17 | €570,011 | €466,444 | €362,011 | €253,712 | €147,156 | ▼ 42.0% |
| Financial debts170/4 | €570,011 | €466,444 | €362,011 | €253,712 | €147,156 | ▼ 42.0% |
| Amounts payable within one year42/48 | €489,885 | €556,652 | €727,483 | €741,397 | €802,144 | ▲ 8.2% |
| Current portion of amounts payable after more than one year42 | €101,498 | €103,167 | €104,843 | €99,484 | €108,298 | ▲ 8.9% |
| Trade debts44 | €279,041 | €353,575 | €539,207 | €547,130 | €581,716 | ▲ 6.3% |
| Suppliers440/4 | €279,041 | €353,575 | €539,207 | €547,130 | €581,716 | ▲ 6.3% |
| Taxes, remuneration and social security45 | €87,747 | €78,323 | €80,223 | €94,779 | €111,520 | ▲ 17.7% |
| Taxes450/3 | €11,232 | €7,474 | €1,926 | €7,690 | €20,883 | ▲ 172% |
| Remuneration and social security454/9 | €76,514 | €70,849 | €78,297 | €87,089 | €90,636 | ▲ 4.1% |
| Other amounts payable47/48 | €21,599 | €21,586 | €3,210 | €5 | €610 | ▲ 13,160% |
| Accrued charges and deferred income492/3 | €24,505 | €24,505 | €27,899 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,231 | €10,160 | €9,684 | €30,637 | €26,192 | ▼ 14.5% |
| + Depreciation and write-downs630 | €94,167 | €94,431 | €95,144 | €106,159 | €109,838 | ▲ 3.5% |
| Operating cash flow (approximation) | €135,397 | €104,592 | €104,828 | €136,796 | €136,029 | ▼ 0.6% |
| Investment in fixed assets (approximation) | - | €0 | -€16,519 | -€115,763 | -€31,281 | ▲ 73.0% |
| Change in cash | - | €53,360 | -€36,883 | -€127,575 | €90,679 | ▲ 171% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 354 days late
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 268 days late
2023
30-06
Financial
Weakest financial yearnet €9,684 ▼4.7%
Net result drops to €9,684, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 133 days late
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 498 days late
2021
30-06
Financial
Equity above €200,000Eq €210,785 ▲24.3%
3 profitable years in a row build equity to €210,785.
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 115 days late
2020
30-06
Financial
Equity above €150,000Eq €169,554 ▲16.8%
2 profitable years in a row build equity to €169,554.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 133 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ekerse Steenweg 42180 Antwerpen1 establishment unit
Ekerse Steenweg 4, 2180 Antwerpen
since 20192.288.207.135
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.288.207.135
Dual-learning approval
5 live approvalsOnthaal, organisatie en sales duaal (so)
Polyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,853. 3,848 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-08-2016
Fiscal year end30-06
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0661609383
Registered
15-10-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.