Allround Vervaque
ActiveSummary
The computed 12-month bankruptcy probability of Allround Vervaque is 5.0% (elevated). The 2025 annual accounts show equity of €32,460 and a net result of €12,879. Its solvency ranks better than 83% of 5,897 sector peers (NACE 49, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 20-07-2023 Normal situation
- Activity
- Removal services NACE 49420and 4 others
- Establishment unit
- 2.348.027.134 9320 Aalst, since 20-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 03-01-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 5.0%
- Gross margin
- €22,388
- ▼ 5.6%
- Turnover
- ≈ €190,000
- estimated
- Profit
- €12,879
- ▼ 24.6%
- Equity
- €32,460
- ▲ 65.8%
- Total assets
- €43,661
- ▲ 58.9%
Score breakdownraises risk3 changes of registered office in 24 monthsFounded in 2023Sector: Land transport and transport via pipelines (NACE 49)lowers riskLiquidity: current ratio 3.80, cash €22,754Show the evidence
Checked score
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 84% of them on solvency, 91% on liquidity, 94% on profitability and 84% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 86 days before the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 09-06-2026 PDF all 2 filings
Every figure per financial year
The operating result for 2025 is 9% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €300 | €950 |
| Intangible fixed assets | €250 | - |
| Depreciation and write-downs of the year | €85 | €275 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €85 | €275 | ▲ 223% |
| Other operating charges640/8 | €168 | €513 | ▲ 205% |
| Non-recurring operating charges66A | - | €220 | - |
| Gross operating margin9900 | €23,726 | €22,388 | ▼ 5.6% |
| Operating profit (loss)9901 | €23,473 | €21,380 | ▼ 8.9% |
| Financial income75/76B | €110 | €1 | ▼ 99.5% |
| Recurring financial income75 | €110 | €1 | ▼ 99.5% |
| Financial charges65/66B | €75 | €1,589 | ▲ 21× |
| Recurring financial charges65 | €75 | €1,589 | ▲ 21× |
| Profit (loss) for the period before taxes9903 | €23,508 | €19,792 | ▼ 15.8% |
| Income taxes67/77 | €6,426 | €6,913 | ▲ 7.6% |
| Profit (loss) for the period9904 | €17,082 | €12,879 | ▼ 24.6% |
| Profit (loss) for the period to be appropriated9905 | €17,082 | €12,879 | ▼ 24.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €27,481 | €43,661 | ▲ 58.9% |
| Fixed assets21/28 | €465 | €1,140 | ▲ 145% |
| Intangible fixed assets21 | €225 | €200 | ▼ 11.1% |
| Tangible fixed assets22/27 | €240 | €940 | ▲ 292% |
| Plant, machinery and equipment23 | €240 | €180 | ▼ 25.0% |
| Furniture and vehicles24 | - | €760 | - |
| Current assets29/58 | €27,016 | €42,522 | ▲ 57.4% |
| Amounts receivable within one year40/41 | €4,353 | €19,219 | ▲ 341% |
| Trade receivables40 | €2,281 | €16,322 | ▲ 616% |
| Other amounts receivable41 | €2,072 | €2,896 | ▲ 39.8% |
| Cash at bank and in hand54/58 | €22,663 | €22,754 | ▲ 0.4% |
| Deferred charges and accrued income490/1 | - | €549 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €27,481 | €43,661 | ▲ 58.9% |
| Equity10/15 | €19,582 | €32,460 | ▲ 65.8% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Reserves13 | €17,082 | €29,960 | ▲ 75.4% |
| Distributable reserves133 | €17,082 | €29,960 | ▲ 75.4% |
| Amounts payable17/49 | €7,899 | €11,201 | ▲ 41.8% |
| Amounts payable within one year42/48 | €7,899 | €11,201 | ▲ 41.8% |
| Trade debts44 | - | €2,091 | - |
| Suppliers440/4 | - | €2,091 | - |
| Taxes, remuneration and social security45 | €7,899 | €9,110 | ▲ 15.3% |
| Taxes450/3 | €7,899 | €9,110 | ▲ 15.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €17,082 | €12,879 | ▼ 24.6% |
| + Depreciation and write-downs630 | €85 | €275 | ▲ 223% |
| Operating cash flow (approximation) | €17,167 | €13,154 | ▼ 23.4% |
| Investment in fixed assets (approximation) | - | -€950 | - |
| Change in cash | - | €91 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as Allround Vervaque has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Allround Vervaque itself is higher: 5.0% within 12 months. It rests on far more data about Allround Vervaque than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Allround Vervaque. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- VERVAQUE Jari Kristof Vicky 100 shares (100%) · €2,500
Capital transactions
- 25-07-2023 Incorporation · €2,500 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Bestuur, 1”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 25-07-2023 (in Dutch)
Network & group
Allround Vervaque shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of Allround Vervaque. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
09-03
Gazette deed
Registered office moved from Opwijk to ErembodegemNew seat: Erembodegem-Dorp 103 bus 31, 9320 Erembodegem · Previous seat: Kattestraat 20, 1745 Opwijk2 points ▸
- General meeting, 23-02-2026
- Registered-office move, Erembodegem-Dorp 103 bus 31, 9320 Erembodegem
30-06
Gazette deed
Registered office moved from De Panne to OpwijkNew seat: Kattestraat 20, 1745 Opwijk · Previous seat: Dynastielaan 4 bus 608, 8660 De Panne2 points ▸
- Board meeting, 19-06-2025
- Registered-office move, Kattestraat 20,1745 Opwijk
11-02
Gazette deed
Registered office moved within De PanneNew seat: 8660 De Panne, Dynastielaan 4 bus 608 · Previous seat: 8660 De Panne, Kerkstraat 2/1 bus 3052 points ▸
- General meeting, 28-01-2025
- Registered-office move, 8660 De Panne,Dynastielaan 4 bus 608
25-07
Gazette deed
IncorporationAppointment: VERVAQUE Jari Kristof Vicky (director) · Permanent representative: VERVAQUE Jari Kristof Vicky · Founder7 points ▸
- Founder, VERVAQUE Jari Kristof Vicky
- Founding capital, €2,500
- Registered office clause, “8660 De Panne,Kerkstraat 2/1 bus 305” (deed in Dutch)
- Board rule, 1
- Director appointment, VERVAQUE Jari Kristof Vicky (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Permanent representative, VERVAQUE Jari Kristof Vicky
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
On 20 July 2023, Allround Vervaque was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 The registered office moved to De Panne in 2025, to Opwijk in 2025 and to Erembodegem in 2026.345 VERVAQUE Jari Kristof Vicky has served as director since 2023.6
Company details
Register details
Identity
KBO recordRegistered office and establishments
2 former offices
- Kattestraat 20, 1745 Opwijk until 23-02-2026 · act of 09-03-2026
- Dynastielaan 4 bus 608, 8660 De Panne until 19-06-2025 · act of 30-06-2025
Activities
NACEBEL 2025Codes under NACEBEL 2008
37 activities
- Grafische activiteiten n.e.g.
- Handelsbemiddeling gespecialiseerd in andere goederen
- Handelsbemiddeling in goederen,algemeen assortiment
- Detailhandel in allerlei producten via het internet (e-commerce)
- Verhuisbedrijven
- Ontwerpen en programmeren van computerprogramma's
- Computerconsultancy-activiteiten
- Gegevensverwerking,webhosting en aanverwante activiteiten
- Al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van de klant :
- Invoeren van gegevens
- Volledige verwerking van gegevens
- Permanent beheren van en werken met de gegevensverwerkende apparatuur van derden
- Webportalen
- Reclamebureaus
- Ontwerpen en voeren van reclame-en promotiecampagnes voor derden via de verschillende media
- Ontwerpen en plaatsen van buitenreclame : reclameborden en-panelen,lichtkranten en neonreclame,aanbrengen van reclame op bussen,enz.
- Ontwerpen van publicitaire teksten en slogans (copywriters)
- Verspreiden en thuisbezorgen van monsters en reclamemateriaal,inclusief streekkrantjes en dergelijke
- Activiteiten van grafische designers
- Overige gespecialiseerde wetenschappelijke en technische activiteiten
- Verhuur of operationele leasing van lichte bestelwagens (max 3,5 t) zonder chauffeur
- Overige zakelijke dienstverlening,n.e.g.
- Elektrotechnische installatiewerken aan gebouwen
- Isolatiewerkzaamheden
- Bouwwerkzaamheden,algemene bouwwerken
- Vastgoedmakelaar
- Bemiddeling bij de aankoop,verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
- Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis
- Innen van de huur (residentiële gebouwen)
- Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis
- Patrimoniumvennootschap
- Handel in eigen onroerend goed
- Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed,exclusief sociale woningen
- Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed,exclusief terreinen
- Managementsactiviteiten van holdings: tussenkomen in het dagelijks bestuur,vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal,enz.
- Activiteiten van hoofdkantoren
- Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,enz.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 41342B0530/00N000 | Flanders | 404 m² | 1 · 96 m² | 25.3 m · 3 |