Starting capital
€7.5m 75,000 shares
AllPhi Group
Overview
Lifetime
1 annual account with figurespeak €179,375 (2025)
€179,375
lowest -€149,723 (2025)
-€149,723
peak €8.6m (2025)
€8.6m
€84,165
Board6 names since 2025
5 directorsC3N BV and 4 others
Owners2 names in the annual accounts
65.52%C3N and 1 other
Documentsfilings and deeds
26-06-20264 days before the deadline
2025financial year
Loss of €149,723Capital increase of €1,200,000 07-05Incorporation 28-041 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsAt the same address
51 companies
Position in the sector
-€149,723
Lower net result than 85% of companies in financial services. Sector median €103,919 · 3,044 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 26-06-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- C3N 65.52%score 98equity €6.3m (2025) · 30-09-2025 annual accounts of C3N
- L&ES 17.24%score 87equity €209,976 (2025) · 2025 annual accounts of L&ES
Shares in 2 companies, AllPhi AI and AllPhi Belgium
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1022694655
Capital increase of €1,200,000
Appointment: DE VELDHOEK (director) · Permanent representative: Stubbe Lieven · Gazette deed
Incorporation
Founding capital of €7,500,000, 75,000 shares · Founders: C3N and L&ES · Appointments: C3N (chair), L&ES (day-to-day manager) and Moore Audit BV (statutory auditor) · published on 28-04-2025 · Gazette deed
First establishment
Nijverheidsstraat 13, Westerlo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AllPhi Group Westerlo | €179,375 | -86.2% | 99.0% | - |
| LINERA Moorslede | €321,000 | 68.0% | 11.7% | 0.8 |
| CV VENTURES Wevelgem | €300,000 | 63.5% | 57.2% | - |
| CITYCROWN Antwerp | €192,169 | 7.4% | 23.1% | - |
| Down2Earth Continuation Fund Privak Antwerp | €96,000 | - | 80.9% | - |
| THE BEAUTIFUL GREEN PAINT COMPANY Izegem | €105,831 | -7.9% | 55.0% | - |
| VDC MARKET Zonnebeke | €125,000 | 48.2% | 1.7% | - |
Grey: the largest companies of the sector (financial services (NACE 64)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as AllPhi Group: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €3.3m and €21m, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 24-04-2025Normal situation
- Registered office
- 52 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Activities of holding companiesNACE 64210and 3 others
- Establishment unit
- 2.372.977.6132260 Westerlo, since 24-04-2025
- Financial year end
- 30 November
- Peppol
- Reachable since 21-10-2026
Annual accounts to 30-11-2025
- €149,723
- €8.6m
- €8.6m
- Filing
- Filed on 26-06-2026, 4 days before the end of the filing period
Insights on AllPhi Group
AllPhi Group is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8.6m and a net result of -€149,723.
Its solvency ranks better than 93% of 3,042 sector peers (NACE 64, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
full format, filed on 26-06-2026, 4 days before the deadline€8.6m
€8.6m
-€149,723
99.0%
-1.8%
-1.7%
Money flows
of every €100 of turnover, €83.47 was lost in 2025Balance sheet
balance sheet total €8.6m on 30-11-2025What the company ownsHow it is paid for
Position in the sector
99.0%
Higher than 93% of 3,042 companies in 2025.
-1.7%
Higher than 14% of 3,034 companies in 2025.
AllPhi Group
Middle half of the sector
80% of the sector
Full accounts in financial services (NACE 64)
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
8.6m | |
20 |
51,695 | |
21/28 |
8.1m | |
28 |
8.1m | |
280/1 |
8.1m | |
280 |
8.1m | |
29/58 |
482,747 | |
3 |
0 | |
40/41 |
316,300 | |
40 |
62,013 | |
41 |
254,287 | |
54/58 |
166,425 | |
490/1 |
23 | |
| Balance sheet: equity and liabilities | ||
10/49 |
8.6m | |
10/15 |
8.6m | |
10/11 |
8.7m | |
10 |
8.7m | |
100 |
8.7m | |
14 |
-149,723 | |
17/49 |
84,165 | |
42/48 |
84,165 | |
44 |
84,165 | |
440/4 |
84,165 | |
| Income statement | ||
70/76A |
179,375 | |
70 |
179,375 | |
60/66A |
334,015 | |
61 |
325,833 | |
630 |
7,582 | |
640/8 |
600 | |
9901 |
-154,640 | |
75/76B |
4,937 | |
75 |
4,937 | |
751 |
4,937 | |
65/66B |
19 | |
65 |
19 | |
652/9 |
19 | |
9903 |
-149,723 | |
9904 |
-149,723 | |
9905 |
-149,723 | |
| Appropriation of the result | ||
9906 |
-149,723 | |
| Document | ||
The notes to these accounts have 25 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-11-2025 | full format | 26-06-2026 | 2026-00209507 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 8.1m | ||
| -86.2% | ||
| 99.0% | ||
| -1.8% | ||
| -1.7% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-11-2025 |
|---|---|
| Financial fixed assets | €8.1m |
| €7,582 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Auditor
feesThe auditor is Moore Audit.
| Item | 30-11-2025 |
|---|---|
| Fee for the audit | €2,573 |
| Other work by the auditor | €2,000 |
Source: notes to the 2025 annual accounts (relations with the auditor)
Insights on AllPhi Group
Debt's share of the balance-sheet total is 1.0%.
Board & ownership
Board
5 directors, 3 in day-to-day management, 1 auditor, no change since May 2025C3N BV
Chair, director and managing director, permanent representative VANEERDEWEGH Roel
appointed by deed of 28-04-2025
Director, chair and managing director
director since 24-04-2025
chair appointed by deed of 28-04-2025
term until 07-03-2031
listed in the 2025 annual accounts, filed on 26-06-2026
L&ES BV
Director and day-to-day manager, permanent representative SCHAUWAERS Dorus
director since 24-04-2025
day-to-day manager appointed by deed of 28-04-2025
term until 07-03-2031
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 26-06-2026
DE VELDHOEK BV
Director, permanent representative Stubbe Lieven
since 30-04-2025
term until 07-03-2031
listed in the 2025 annual accounts, filed on 26-06-2026
Statutory auditor, permanent representative Ingrid Vosch
since 24-04-2025
term until 03-03-2028
listed in the 2025 annual accounts, filed on 26-06-2026
Permanent representatives 3
Mandates through the years
6 names, the dashed line is todayC3N BV
Director
Director
L&ES
Director, Day-to-day manager
Director, Day-to-day manager
C3N
Chair, Director, Managing director
Chair, Director, Managing director
C3N
Chair, Director, Managing director
Chair, Director, Managing director
DE VELDHOEK
Director
Director
Moore Audit
Statutory auditor
Statutory auditor
LeadershipBoardRest of the term
Mandates as a list
- C3N BV
- Director, from 24-04-2025 to date
- L&ES
- Director, from 24-04-2025 to date
- Day-to-day manager, appointed by deed of 28-04-2025, still in office
- C3N
- Director, appointed by deed of 28-04-2025, still in office
- Chair, appointed by deed of 28-04-2025, still in office
- Managing director, appointed by deed of 28-04-2025, still in office
- C3N
- Director, appointed by deed of 28-04-2025, still in office
- Chair, appointed by deed of 28-04-2025, still in office
- Managing director, appointed by deed of 28-04-2025, still in office
- DE VELDHOEK
- Director, from 30-04-2025 to date
- Moore Audit
- Statutory auditor, from 24-04-2025 to date
Control
65.52%
This company
AllPhi Group
Equity €8.6m
Loss €149,723 in 2025
Capital
- Capital
- €8,700,000
- Shares
- 87,000 in the 2025 annual accounts
- Contribution per share
- €100
- Equity per share
- €98.28 in 2025
- Source
- deed of 28-04-2025 and 1 later capital increase
Articles of association
deed of 28-04-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 3 directorsTerm of at most 6 years
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of March at 19:00
Shareholders
2 ownersOwners 2
- C3NparentEquity €6.3m Profit of €5.3m in 2025 (profit of €5,276 in 2024) Checked score 98Sourceaccounts C3N 30-09-202565.52%
- Equity €209,976 Profit of €206,880 in 2025 (profit of €54,896 in 2024) Checked score 87Sourceaccounts L&ES 202517.24%
Capital transactions
Shareholders according to the deeds
At incorporation
deed of 28-04-2025 ↗
Capital over time
- 07-05-2025 Capital increase of €1,200,000 · in cash
- 28-04-2025 Incorporation · €7,500,000 · 75,000 shares
Network & group
Holdings
own accounts to 30-11-2025This companyAllPhi Group2 holdings, 1 country
accounts to 30-11-2025
Belgium 2 Equity Result
- BE AllPhi Belgium €274,348 result -€405,535
- BE AllPhi AI - result -
Source: list of holdings in its own 30-11-2025 accounts. Every holding stands with its own latest accounts.
Parent
C3N
Checked score 980894.787.683 · 65.52% of the shares · equity €6.3m · profit €5.3m (2025)
At the same address
Nijverheidsstraat 13, 2260 Westerlo · 51 other companies| DELEN PRIVATE BANK
establishment since 01-01-2018 · founded in 1994 · group ACKERMANS & VAN HAAREN |
total assets €3.48bn (2025) 0453.076.211 |
| SWECO
establishment since 01-02-2023 · founded in 1965 |
1,952 FTE (2025) 0405.647.664 |
| HENKEL BELGIUM
establishment since 01-01-2026 · founded in 2014 · group Henkel AG & Co. KGaA |
239 FTE (2025) 0567.902.930 |
| CS BIDCO
registered office since 16-12-2024 · founded in 2024 |
total assets €220.0m (2025) 1017.442.995 |
| Cipal Schaubroeck
registered office since 10-10-2016 · founded in 2016 · group CS BIDCO |
376 FTE (2025) 0664.474.051 |
| SBB Gecertificeerde Accountants en Adviseurs
establishment since 24-12-1996 · founded in 1996 |
turnover €65.3m (2025) 0459.609.556 |
| Verzekeringskantoor Van Dessel
establishment since 02-10-1995 · founded in 1991 |
164 FTE (2025) 0446.433.491 |
| LOPAR
registered office since 21-01-1987 · founded in 1987 |
total assets €54.7m (2025) 0430.266.561 |
| Dipar V
registered office since 22-12-2016 · founded in 2016 |
total assets €48.2m (2025) 0667.988.223 |
| INNOCHEM
registered office since 27-07-1988 · founded in 1988 |
5.9 FTE (2026) 0434.738.657 |
Holdings and subsidiaries
2 holdingsHoldings 2
Share, source and own figures per holding (2)
Source for every holding own accounts 30-11-2025
- AllPhi AIsubsidiary100%
- AllPhi BelgiumsubsidiaryEquity €274,348 Loss of €405,535 in 2025 (loss of €196,362 in 2024) Checked score 53100%
Board mandates elsewhere
1 board mandateBoard mandates of AllPhi GroupAllPhi Group sits on their board1
Connections & network
6 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
DE GENERAL
via C3N · Director (not named in the articles) · deed of 19-05-2020
Founded in 2020 · total assets €28,871 (2025) · negative equity
→
STUBBE TOBACCO TRADING
via DE VELDHOEK · Managing director · deed of 14-02-2024
Founded in 2004 · 17 FTE (2025)
→
FLANDRIA - Tabak, sigaren en sigarettenfabriek
via DE VELDHOEK · Chair of the board and managing director · deed of 23-09-2022
Founded in 1971 · 20 FTE (2025)
→
TABAKSBEDRIJF STUBBE
via DE VELDHOEK · Managing director and chair of the board · deed of 24-10-2022
Founded in 1987 · 23 FTE (2025)
→
Show 2 more companies with a shared director
CT ParaMedics
via C3N · Director (not named in the articles) · deed of 15-01-2021
Founded in 2005 · 18 FTE (2025)
→
IMMO DE KLUIS
via C3N · Director (not named in the articles) · deed of 20-01-2020
Founded in 2020 · total assets €369,276 (2025)
→
Timeline
Timeline
5 events since 2025Board
Capital
Filings
Establishments
20252026
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:1022694655
Annual accounts 2025 filed NBBfull format · 4 days before the deadline
2025
Capital increase of €1,200,000Appointment: DE VELDHOEK (director) · Permanent representative: Stubbe Lieven6 points ▸
- Capital increase, €1,200,000
- Share issue, €12,000
- Capital, €8,700,000, 87,000 shares
- Director appointment, DE VELDHOEK
- Permanent representative, Stubbe Lieven
- Power of attorney, Mayke Op de Beeck
- The deed holds 3 more points.
IncorporationFounding capital of €7,500,000, 75,000 shares · Founders: C3N and L&ES · Appointments: C3N (chair), L&ES (day-to-day manager) and Moore Audit BV (statutory auditor) · published on 28-04-202513 points ▸
- Board rule, 2
- Director appointment, C3N
- Permanent representative, VANEERDEWEGH Roel
- Director appointment, L&ES
- Permanent representative, SCHAUWAERS Dorus
- Director appointment, C3N (chair)
- Director appointment, C3N (managing director)
- Director appointment, L&ES (day-to-day manager)
- Auditor appointment, Moore Audit BV (statutory auditor)
- Founder, C3N
- Founder, L&ES
- Capital, €7,500,000
- Founding capital, €7,500,000, 75,000 shares
- The deed holds 1 more point.
First establishment Nijverheidsstraat 13, Westerlo
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1022.694.655
- VAT number
- BE 1022.694.655
- Peppol ID
- 0208:1022694655
- Legal form
- Public limited company
- Status
- Active, normal situation
- Founded
- 24-04-2025
- Financial year
- ends on 30 November
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of March at 19:00deed of 28-04-2025 (in Dutch)
- Peppol
- Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- AllPhi Group in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 28-04-2025 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- AllPhi Groupdeed of 28-04-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Nijverheidsstraat 13, 2260 Westerlo”deed of 28-04-2025 (in Dutch)
Activities
NACEBEL 202564210
Activities of holding companies main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het beleggen, het intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, deelbewijzen, obligaties, warrants…”deed of 28-04-2025 (in Dutch)
10 activities
- Het beleggen, het intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, deelbewijzen, obligaties, warrants, certificaten, schuldvorderingen, gelden en andere roerende waarden, uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van handelsvennootschappen, administratiekantoren, instellingen en verenigingen al dan niet met een (semi)- publiekrechtelijk statuut
- Het beheren van beleggingen en van participaties in dochtervennootschappen, het waarnemen van bestuurdersfuncties, het verlenen van advies, management en andere diensten
- Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan van de cliënt
- Het verstrekken van leningen en voorschotten onder eender welke vorm of duur, aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit, alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen
- De deelname aan onroerende investeringen, elke activiteit verbonden aan onroerende goederen bebouwd of onbebouwd, alsook alle willekeurige handelingen met betrekking tot onroerend recht en meer specifiek-: het verwerven door aankoop of anders, de verkoop, de ruiling, de verbetering, de uitrusting, de wijziging, de leasing van onroerende goederen
- Deze opsomming is niet limitatief en de termen vermogensbeheer of advies in deze statuten vermeld zijn activiteiten andere dan deze bedoeld door de wet van zes april negentienhonderd vijfennegentig inzake de secundaire markten, het statuut van en het toezicht op de beleggingsondernemingen, de bemiddelaars en de beleggingsadviseurs
- Uitsluitend in eigen naam en voor eigen rekening: het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen, al dan niet onder het stelsel van de BTW, met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur- en verhuur, de ruil, de verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken, van onroerende goederen of onroerende zakelijke rechten
- Uitsluitend in eigen naam en voor eigen rekening: het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan- en verkoop, de huur- en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen
- Uitsluitend in eigen naam en voor eigen rekening: het aangaan en verstrekken van leningen, kredieten, financieringen en het aangaan van leasingcontracten, in het kader van de bovenvermelde doelstellingen
- De ontwikkeling en de centralisering, ten voordele van vennootschappen die behoren tot de groep waartoe zij behoort, van sales en marketing, HR en personeelsbeleid, juridische en fiscale ondersteuning, van publiciteit, informatieverlening en -verzameling, verzekering en herverzekering, wetenschappelijk onderzoek, betrekkingen met de nationale en internationale autoriteiten, alsook de centralisering van werkzaamheden op het gebied van financiën, boekhouding, administratie en informatica, de centralisering van de financiële handelingen en van het dekken van de risico's die voortvloeien uit de schommelingen van de wisselkoersen inzake interest en basisproducten, met inbegrip van herfacturatie en factoring, alsmede alle werkzaamheden die een voorbereidend of hulpverlenend karakter hebben voor de vennootschappen van de groep
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Nijverheidsstraat 13 registered office 2260 Westerlo | 24-04-2025 | 2.372.977.613 |
Buildings and parcels at the address
- Ground area
- 2.4 ha
- Buildings
- 1,680 m²
- Volume, LiDAR
- 37,410 m³
- Tallest building
- 30.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 13028B0138/00V000 | 2.4 ha | 1 · 1,680 m² | 30.0 m · 8 |