Allpack
ActiveSummary
Allpack has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€46,664) and a net result of -€193,981. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 10% of 2310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-58
Solvency17▼-26
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.61 against 0.95 in 2024; short-term debt: 103.2% and cash: 1.8% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-7.7%
Return on assets
-32%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€46,664
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
23 d early
2023
8 d late
2022
4 d early
2021
4 d late
2020
6 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
-€46,664
2024 · €147,316
Total assets
€605,456▼ 25.1%
2024 · €808,167
Net result
-€193,981
2024 · €6,567
Working capital
-€243,559▼ 727%
2024 · -€29,468
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€52,469▲ 43.2%€22,297▼ 57.5%€45,047▲ 102%€22,088▼ 51.0%-€177,967
Net result€38,276within the sector's middle half▲ 44.5%€9,942within the sector's middle half▼ 74.0%€29,374within the sector's middle half▲ 195%€6,567within the sector's middle half▼ 77.6%-€193,981below the sector's middle half
Equity€101,433within the sector's middle half▲ 31.5%€111,375within the sector's middle half▲ 9.8%€140,749within the sector's middle half▲ 26.4%€147,316within the sector's middle half▲ 4.7%-€46,664below the sector's middle half
Total assets€648,998within the sector's middle half▼ 9.1%€764,481within the sector's middle half▲ 17.8%€821,017within the sector's middle half▲ 7.4%€808,167within the sector's middle half▼ 1.6%€605,456within the sector's middle half▼ 25.1%
Debt€545,144▼ 14.2%€650,935▲ 19.4%€678,347▲ 4.2%€659,180▼ 2.8%€650,699▼ 1.3%
Working capital-€83,121below the sector's middle half▼ 25.8%€70,357within the sector's middle half-€2,890within the sector's middle half-€29,468within the sector's middle half▼ 920%-€243,559below the sector's middle half▼ 727%
Solvency15.6%below the sector's middle half▲ 4.8pp14.6%below the sector's middle half▼ 1.1pp17.1%within the sector's middle half▲ 2.6pp18.2%below the sector's middle half▲ 1.1pp-7.7%below the sector's middle half▼ 25.9pp
Current ratio0.84within the sector's middle half▼ 0.041.14within the sector's middle half▲ 0.300.99within the sector's middle half▼ 0.150.95within the sector's middle half▼ 0.050.61below the sector's middle half▼ 0.34
Return on assets (ROA)5.9%within the sector's middle half▲ 2.2pp1.3%within the sector's middle half▼ 4.6pp3.6%within the sector's middle half▲ 2.3pp0.8%within the sector's middle half▼ 2.8pp-32.0%below the sector's middle half▼ 32.9pp
Staff (FTE)0below the sector's middle half0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €177,967 after €22,088 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €605,456
Fixed assets
€224,058 ▼ 14.3%
Current assets
€381,398 ▼ 30.3%
Key figures and ratios
EBITDA
-€140,687▼
2024 · €63,200
Cash flow
-€156,700▼
2024 · €47,679
Quick ratio
0.39▼
2024 · 0.46
Debt to equity
-13.94▼
2024 · 4.47
Interest coverage
-8.61▼
2024 · 4.63
Debt ≤ 1 year
€624,957▲
2024 · €576,297
Debt > 1 year
€14,362▼
2024 · €72,967
Income taxes
€0▼
2024 · €2,258
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 598 companies that looked in July 2024 the way this one looks now, 9.4% went bankrupt within 24 months and 83% are still going.
- Small
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
9.4%
went bankrupt
6.0%
stopped otherwise
83%
still going
A further 1.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 598 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €10,000 | €0 | - | €1,764 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €43,704 | €32,214 | €37,851 | €41,112 | €37,280 | ▼ 9.3% |
| Other operating charges640/8 | €1,089 | €2,320 | €1,724 | €647 | €685 | ▲ 5.8% |
| Non-recurring operating charges66A | €0 | - | - | - | - | - |
| Gross operating margin9900 | €97,262 | €56,831 | €84,621 | €63,848 | -€140,002 | ▼ 319% |
| Operating profit (loss)9901 | €52,469 | €22,297 | €45,047 | €22,088 | -€177,967 | ▼ 906% |
| Financial income75/76B | €1 | €0 | €261 | €142 | €74 | ▼ 48.3% |
| Recurring financial income75 | €1 | €0 | €261 | €142 | €74 | ▼ 48.3% |
| Financial charges65/66B | €7,046 | €10,883 | €12,286 | €13,655 | €16,337 | ▲ 19.6% |
| Recurring financial charges65 | €7,046 | €10,883 | €12,286 | €13,655 | €16,337 | ▲ 19.6% |
| Profit (loss) for the period before taxes9903 | €45,424 | €11,414 | €33,022 | €8,576 | -€194,231 | ▼ 2,365% |
| Transfer from deferred taxes780 | €1,642 | €250 | €250 | €250 | €250 | = |
| Transfer to deferred taxes680 | €2,500 | €0 | - | - | - | - |
| Income taxes67/77 | €6,290 | €1,723 | €3,898 | €2,258 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €38,276 | €9,942 | €29,374 | €6,567 | -€193,981 | ▼ 3,054% |
| Transfer from tax-exempt reserves789 | €3,272 | €750 | €750 | €750 | €750 | = |
| Transfer to tax-exempt reserves689 | €7,500 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €34,048 | €10,692 | €30,124 | €7,317 | -€193,231 | ▼ 2,741% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €648,998 | €764,481 | €821,017 | €808,167 | €605,456 | ▼ 25.1% |
| Fixed assets21/28 | €206,367 | €203,578 | €293,588 | €261,338 | €224,058 | ▼ 14.3% |
| Intangible fixed assets21 | - | - | €12,246 | €9,366 | €6,486 | ▼ 30.7% |
| Tangible fixed assets22/27 | €206,367 | €203,578 | €281,342 | €251,973 | €217,572 | ▼ 13.7% |
| Land and buildings22 | €47,199 | €65,038 | €83,769 | €79,376 | €71,517 | ▼ 9.9% |
| Plant, machinery and equipment23 | €149,707 | €138,539 | €144,673 | €121,705 | €110,269 | ▼ 9.4% |
| Furniture and vehicles24 | €9,462 | €0 | €1,120 | €11,623 | €9,028 | ▼ 22.3% |
| Leasing and similar rights25 | - | - | €51,779 | €39,269 | €26,759 | ▼ 31.9% |
| Current assets29/58 | €442,631 | €560,904 | €527,429 | €546,829 | €381,398 | ▼ 30.3% |
| Stocks and contracts in progress3 | €239,810 | €271,390 | €234,586 | €281,109 | €135,600 | ▼ 51.8% |
| Stocks30/36 | €239,810 | €271,390 | €234,586 | €281,109 | €135,600 | ▼ 51.8% |
| Amounts receivable within one year40/41 | €164,564 | €204,174 | €257,406 | €259,482 | €232,926 | ▼ 10.2% |
| Trade receivables40 | €144,899 | €134,413 | €173,757 | €122,891 | €127,113 | ▲ 3.4% |
| Other amounts receivable41 | €19,665 | €69,761 | €83,648 | €136,592 | €105,812 | ▼ 22.5% |
| Cash at bank and in hand54/58 | €35,081 | €79,439 | €31,177 | €3,584 | €10,717 | ▲ 199% |
| Deferred charges and accrued income490/1 | €3,176 | €5,901 | €4,262 | €2,654 | €2,156 | ▼ 18.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €648,998 | €764,481 | €821,017 | €808,167 | €605,456 | ▼ 25.1% |
| Equity10/15 | €101,433 | €111,375 | €140,749 | €147,316 | -€46,664 | ▼ 132% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €81,433 | €91,375 | €120,749 | €127,316 | €126,566 | ▼ 0.6% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Tax-exempt reserves132 | €7,264 | €6,514 | €5,764 | €5,014 | €4,264 | ▼ 15.0% |
| Distributable reserves133 | €72,169 | €82,861 | €112,985 | €120,302 | €120,302 | = |
| Profit (loss) carried forward14 | €0 | €0 | - | - | -€193,231 | - |
| Provisions and deferred taxes16 | €2,421 | €2,171 | €1,921 | €1,671 | €1,421 | ▼ 15.0% |
| Deferred taxes168 | €2,421 | €2,171 | €1,921 | €1,671 | €1,421 | ▼ 15.0% |
| Amounts payable17/49 | €545,144 | €650,935 | €678,347 | €659,180 | €650,699 | ▼ 1.3% |
| Amounts payable after more than one year17 | €19,392 | €156,425 | €140,589 | €72,967 | €14,362 | ▼ 80.3% |
| Financial debts170/4 | €19,392 | €156,425 | €140,589 | €72,967 | €14,362 | ▼ 80.3% |
| Amounts payable within one year42/48 | €525,752 | €490,546 | €530,319 | €576,297 | €624,957 | ▲ 8.4% |
| Current portion of amounts payable after more than one year42 | €28,394 | €58,801 | €70,182 | €63,455 | €58,606 | ▼ 7.6% |
| Financial debts43 | €99,800 | €99,800 | €99,800 | €99,800 | €99,800 | = |
| Credit institutions430/8 | €99,800 | €99,800 | €99,800 | €99,800 | €99,800 | = |
| Trade debts44 | €294,732 | €253,143 | €280,810 | €343,170 | €410,245 | ▲ 19.5% |
| Suppliers440/4 | €294,732 | €253,143 | €280,810 | €343,170 | €410,245 | ▲ 19.5% |
| Taxes, remuneration and social security45 | €6,290 | €1,723 | €3,898 | €1,258 | €0 | ▼ 100% |
| Taxes450/3 | €6,290 | €1,723 | €3,898 | €1,258 | €0 | ▼ 100% |
| Other amounts payable47/48 | €96,535 | €77,080 | €75,630 | €68,613 | €56,306 | ▼ 17.9% |
| Accrued charges and deferred income492/3 | - | €3,964 | €7,438 | €9,915 | €11,380 | ▲ 14.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,276 | €9,942 | €29,374 | €6,567 | -€193,981 | ▼ 3,054% |
| + Depreciation and write-downs630 | €43,704 | €32,214 | €37,851 | €41,112 | €37,280 | ▼ 9.3% |
| Operating cash flow (approximation) | €81,980 | €42,156 | €67,225 | €47,679 | -€156,700 | ▼ 429% |
| Investment in fixed assets (approximation) | - | -€29,424 | -€127,861 | -€8,862 | €0 | ▲ 100% |
| Change in cash | - | €44,357 | -€48,262 | -€27,593 | €7,133 | ▲ 126% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet -€193,981
Net result drops to -€193,981, the lowest in the series.
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 8 days late
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
30-09
Financial
Highest result since 2018net €38,276 ▲44.5%
Operating result €52,469, net result €38,276, both a record.
30-09
Financial
Equity above €100,000Eq €101,433 ▲31.5%
2 profitable years in a row build equity to €101,433.
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
30-09
Financial
Back to profitnet €26,494
Net result €26,494 after 2 loss-making years.
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
03-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 3 days late
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 71 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2013
Ground area
1,078 m²
Building footprint
457 m²
Volume, LiDAR
2,107 m³
Parcel 72030D1018/00E005, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Allpack
since 20132.225.914.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030D1018/00E005 | Flanders | 1,077 m² | 1 · 457 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- PEKA Group
- Allpack
Highest known parent: PEKA Group. The sources do not say who stands above it.
Owners 1
- PEKA GroupparentSourceaccounts PEKA Group 2025100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 303 companies in sector 82920 we hold annual accounts for 197. 130 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-12-2013
Fiscal year end30-09
Activities, NACEBEL 2025
82920Office administrative, office support and other business support activities
01610Support activities for crop production
02100Forestry and logging
46649Wholesale of other machinery and equipment
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID
0208:0543603143
Also
9925:BE0543603143
Registered
25-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.