ALLO RENOV
ActiveALLO RENOV has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-13
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 67.41 against 11.41 in 2024; short-term debt: 1.1% and cash: 16.9% of total assets), and 1.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
2 d early
2023
29 d late
2022
23 d late
2021
201 d late
2020
185 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▼ 5.1%
2024 · €97k
2018: €27k
2019: €41k
2020: €21k
2021: €21k
2022: €28k
2023: €92k
2024: €97k
2018 → 2025
Total assets
€94k▼ 10.6%
2024 · €105k
2018: €47k
2019: €83k
2020: €100k
2021: €54k
2022: €58k
2023: €107k
2024: €105k
2018 → 2025
Net result
€-5k
2024 · €5k
2018: €10k
2019: €13k
2020: €-19k
2021: €200
2022: €6k
2023: €65k
2024: €5k
2018 → 2025
Working capital
€69k▲ 0.3%
2024 · €68k
2018: €27k
2019: €31k
2020: €5k
2021: €6k
2022: €10k
2023: €72k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€28k▲ 29.3%€92k▲ 233%€97k▲ 5.5%€93k▼ 5.1%
Operating result€2k-€7k▲ 346%€72k▲ 859%€21k▼ 71.3%€9k▼ 58.1%
Net result€200-€6k▲ 3,041%€65k▲ 930%€5k▼ 92.2%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€24k▼ 19.4%
Current assets
€70k▼ 7.2%
Equity and liabilities €94k
Equity
€93k▼ 5.1%
Debt
€1k▼ 85.6%
The debt ratio falls from 6.9% to 1.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €29k
Cash flow
€2k▼
2024 · €13k
Solvency
98.9%▲
2024 · 93.1%
Current ratio
67.41▲
2024 · 11.41
Quick ratio
61.99▲
2024 · 10.75
Debt / equity
0.01▼
2024 · 0.07
ROE
-5.4%▼
2024 · 5.2%
ROA
-5.3%▼
2024 · 4.8%
Interest coverage
51.34▼
2024 · 52.75
Debt
€1k▼
2024 · €7k
Debt ≤ 1 year
€1k▼
2024 · €7k
Income taxes
€15k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€94k▼
Fixed assets21/28€30k€24k▼
Tangible fixed assets22/27€30k€24k▼
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€16k€13k▼
Current assets29/58€75k€70k▼
Stocks and contracts in progress3€4k€6k▲
Stocks30/36€4k€6k▲
Amounts receivable within one year40/41€60k€48k▼
Trade receivables40€1k€1k▲
Other amounts receivable41€59k€47k▼
Cash at bank and in hand54/58€11k€16k▲
Equity and liabilities
Total equity and liabilities10/49€105k€94k▼
Equity10/15€97k€93k▼
Contributions10/11€6k€6k=
Reserves13€13k€13k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€11k€11k=
Profit (loss) carried forward14€78k€73k▼
Amounts payable17/49€7k€1k▼
Amounts payable after more than one year17€611-
Financial debts170/4€611-
Amounts payable within one year42/48€7k€1k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€1k€752▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€30k€19k▼
Operating profit (loss)9901€21k€9k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€544€313▼
Recurring financial charges65€544€313▼
Profit (loss) for the period before taxes9903€23k€10k▼
Income taxes67/77€18k€15k▼
Profit (loss) for the period9904€5k€-5k▼
Profit (loss) for the period to be appropriated9905€5k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€73k▼
Profit (loss) brought forward from the previous period14P€73k€78k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity times 6current ratio 67.41
Current ratio from 11.41 to 67.41; short-term debt falls from €7k to €1k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €65k ▲930%
Operating result €72k, net result €65k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 5.91
Current ratio from 1.58 to 5.91; short-term debt falls from €17k to €15k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
17-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 201 days late
2022
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 185 days late
2021
31-12
Financial
Back to profitnet €200
Net result €200 after one loss-making year.
2020
31-12
Financial
Weakest financial yearnet €-19k ▼246%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Carton de Wiartlaan 161090 JetteGround area
210 m²
Building footprint
157 m²
Volume, LiDAR
1,791 m³
2 parcels, Brussels · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Hubert Heymansstraat 41, 1082 Sint-Agatha-Berchem
since 20112.204.619.067
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464F0018/00Z000 | Brussels | 107 m² | 1 · 73 m² | 16.1 m · 5 fl. |
| 21342B0089/00T002 | Brussels | 103 m² | 1 · 84 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GDK Renovatie
BE 0674.383.986
Dentergem · Eq €92k
CHANTIER DEVILEZ DENIS
BE 0473.625.759
Jemeppe-sur-Sambre · Eq €94k
LENOIR EDDY
BE 0451.659.516
Couvin · Eq €94k
DYNAMIC HORIZON
BE 0457.455.859
Roeselare · Eq €91k
NEW PEINTURA
BE 0527.939.326
Thuin · Eq €94k
Of 1,722 companies in sector 47521 we hold annual accounts for 1,289. 817 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2011
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
47522Retail trade
47523Retail trade
47524Retail trade
47525Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.