ALLO DOC
ActiveSummary
ALLO DOC has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €195,237 and a net result of €95,854. Equity is growing by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 19923 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2021
Profitability100=
Solvency100▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 11.79 against 2.82 in 2021; short-term debt: 6.3% and cash: 72.5% of total assets), and 17.1% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82.9%
Return on assets
40.7%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-10-2025, 63 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
63 d late
2021
246 d late
2020
611 d late
2019
55 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 244 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€195,237▲ 100%
2021 · €97,467
Total assets
€235,431▲ 65.4%
2021 · €142,322
Net result
€95,854▲ 135%
2021 · €40,862
Working capital
€159,391▲ 162%
2021 · €60,886
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2019202020212024
Operating result€52,038-€44,579▼ 14.3%€46,517▲ 4.3%€99,138-
Net result€38,379-€44,026within the sector's middle half▲ 14.7%€40,862within the sector's middle half▼ 7.2%€95,854within the sector's middle half-
Equity€44,579-€71,605within the sector's middle half▲ 60.6%€97,467within the sector's middle half▲ 36.1%€195,237within the sector's middle half-
Total assets€102,101-€140,454below the sector's middle half▲ 37.6%€142,322below the sector's middle half▲ 1.3%€235,431within the sector's middle half-
Debt€57,522-€68,849▲ 19.7%€44,855▼ 34.9%€40,194-
Working capital€32,447-€36,853within the sector's middle half▲ 13.6%€60,886within the sector's middle half▲ 65.2%€159,391within the sector's middle half-
Solvency43.7%-51.0%within the sector's middle half▲ 7.3pp68.5%within the sector's middle half▲ 17.5pp82.9%within the sector's middle half-
Current ratio2.06-1.86within the sector's middle half▼ 0.212.82within the sector's middle half▲ 0.9611.79above the sector's middle half-
Return on assets (ROA)37.6%-31.3%above the sector's middle half▼ 6.2pp28.7%within the sector's middle half▼ 2.6pp40.7%above the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €99,138 in 2024, compared with €46,517 in 2021. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2021 as the grey bar beneath
Assets €235,431
Fixed assets
€61,274 ▲ 27.7%
Current assets
€174,157 ▲ 84.6%
Equity and liabilities €235,431
Equity
€195,237 ▲ 100%
Debt
€40,194 ▼ 10.4%
Debt's share of the balance-sheet total falls from 31.5% to 17.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€134,402▲
2021 · €69,157
Cash flow
€131,118▲
2021 · €63,502
Debt to equity
0.21▼
2021 · 0.46
ROE
49.1%▲
2021 · 41.9%
Interest coverage
42.44▼
2021 · 126.89
Debt ≤ 1 year
€14,766▼
2021 · €33,453
Debt > 1 year
€25,428▲
2021 · €11,402
Income taxes
€117▼
2021 · €5,110
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32,299 | €17,164 | €22,640 | €35,264 | - |
| Other operating charges640/8 | - | €4,369 | €1,020 | €1,551 | - |
| Non-recurring operating charges66A | - | - | - | €342 | - |
| Gross operating margin9900 | €91,477 | €66,112 | €70,177 | €136,295 | - |
| Operating profit (loss)9901 | €52,038 | €44,579 | €46,517 | €99,138 | - |
| Recurring financial income75 | €1,710 | - | - | - | - |
| Financial charges65/66B | - | €553 | €545 | €3,167 | - |
| Recurring financial charges65 | €1,392 | €553 | €545 | €3,167 | - |
| Profit (loss) for the period before taxes9903 | €52,356 | €44,026 | €45,972 | €95,971 | - |
| Income taxes67/77 | €13,977 | - | €5,110 | €117 | - |
| Profit (loss) for the period9904 | €38,379 | €44,026 | €40,862 | €95,854 | - |
| Profit (loss) for the period to be appropriated9905 | €38,379 | €44,026 | €40,862 | €95,854 | - |
| Line | 2019 | 2020 | 2021 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €102,101 | €140,454 | €142,322 | €235,431 | - |
| Fixed assets21/28 | €39,186 | €60,623 | €47,983 | €61,274 | - |
| Tangible fixed assets22/27 | €39,090 | €60,527 | €47,887 | €59,878 | - |
| Plant, machinery and equipment23 | - | €132 | - | €2,379 | - |
| Furniture and vehicles24 | - | €60,395 | €47,887 | €57,499 | - |
| Financial fixed assets28 | €96 | €96 | €96 | €1,396 | - |
| Current assets29/58 | €62,915 | €79,831 | €94,339 | €174,157 | - |
| Amounts receivable within one year40/41 | €37,582 | €35,938 | €30,186 | €3,494 | - |
| Other amounts receivable41 | - | €35,938 | €30,186 | €3,494 | - |
| Cash at bank and in hand54/58 | €24,370 | €43,893 | €64,153 | €170,664 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €102,101 | €140,454 | €142,322 | €235,431 | - |
| Equity10/15 | €44,579 | €71,605 | €97,467 | €195,237 | - |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | - |
| Capital10 | - | €6,200 | €6,200 | €6,200 | - |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | - |
| Uncalled capital101 | - | €12,400 | €12,400 | €12,400 | - |
| Reserves13 | €37,860 | €37,860 | €37,860 | €62,860 | - |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | - |
| Legal reserve130 | - | €1,860 | €1,860 | €1,860 | - |
| Distributable reserves133 | - | €36,000 | €36,000 | €61,000 | - |
| Profit (loss) carried forward14 | €519 | €27,545 | €53,407 | €126,177 | - |
| Amounts payable17/49 | €57,522 | €68,849 | €44,855 | €40,194 | - |
| Amounts payable after more than one year17 | €27,054 | €25,871 | €11,402 | €25,428 | - |
| Financial debts170/4 | - | €25,871 | €11,402 | €25,428 | - |
| Amounts payable within one year42/48 | €30,468 | €42,978 | €33,453 | €14,766 | - |
| Current portion of amounts payable after more than one year42 | - | €15,080 | €14,469 | €9,817 | - |
| Trade debts44 | €1,115 | €10,898 | €3,984 | €949 | - |
| Suppliers440/4 | - | €10,898 | €3,984 | €949 | - |
| Taxes, remuneration and social security45 | - | €5,100 | €4,500 | €4,000 | - |
| Taxes450/3 | - | €5,100 | €4,500 | - | - |
| Remuneration and social security454/9 | - | - | - | €4,000 | - |
| Other amounts payable47/48 | - | €11,900 | €10,500 | - | - |
| Line | 2019 | 2020 | 2021 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,379 | €44,026 | €40,862 | €95,854 | - |
| + Depreciation and write-downs630 | €32,299 | €17,164 | €22,640 | €35,264 | - |
| Operating cash flow (approximation) | €70,678 | €61,190 | €63,502 | €131,118 | - |
| Investment in fixed assets (approximation) | - | -€38,601 | -€10,000 | - | - |
| Change in cash | - | €19,523 | €20,260 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 63 days late
2024
31-12
Financial
Highest result since 2019net €95,854 ▲135%
Operating result €99,138, net result €95,854, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 11.79
Current ratio from 2.82 to 11.79; short-term debt falls from €33,453 to €14,766.
31-12
Financial
Equity above €150,000Eq €195,237 ▲100%
4 profitable years in a row build equity to €195,237.
2023
03-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 246 days late
03-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 611 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Florenville · 1 establishment unit since 2018
Ground area
411 m²
Building footprint
99 m²
Parcel 85042B0885/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ALLO DOC
since 20182.273.688.215
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85042B0885/00M000 | Wallonia | 411 m² | 1 · 99 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DR. KARIN LEUNIS CONSULT
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Of 9,128 companies in sector 86210 we hold annual accounts for 6,335. 5,411 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded28-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
Contact
E-mail
CRISTIANVELESCU@YAHOO.COM
Phone
0483502858
E-invoicing
Reachable via Peppol
Peppol ID
0208:0691568329
Also
9925:BE0691568329
Registered
19-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.