Allô.be
ActiveSummary
The computed 12-month bankruptcy probability of Allô.be is 1.9% (moderate). The 2024 annual accounts show equity of €37,554 and a net result of €16,905. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 82% of 18930 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency92▲+28
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.17 against 1.65 in 2023; short-term debt: 31.6% and cash: 92.1% of total assets), and 33% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
67%
Return on assets
30.2%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-12-2025, 140 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
140 d late
2023
553 d late
2022
919 d late
2021
31 d late
2020
290 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 342 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€16,905▼ 39.4%
2023 · €27,880
Working capital
€38,337▲ 83.7%
2023 · €20,871
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€5,549-€14,382-€28,664▼ 99.3%€30,946€23,352▼ 24.5%
Net result€5,762within the sector's middle half▲ 129%-€14,684below the sector's middle half-€32,568below the sector's middle half▼ 122%€27,880above the sector's middle half€16,905within the sector's middle half▼ 39.4%
Equity€40,021within the sector's middle half▲ 16.8%€25,337within the sector's middle half▼ 36.7%-€7,231below the sector's middle half€20,648within the sector's middle half€37,554within the sector's middle half▲ 81.9%
Total assets€75,311within the sector's middle half▲ 39.3%€41,005below the sector's middle half▼ 45.6%€21,521below the sector's middle half▼ 47.5%€53,332within the sector's middle half▲ 148%€56,022within the sector's middle half▲ 5.0%
Debt€35,290▲ 78.2%€15,668▼ 55.6%€28,753▲ 83.5%€32,683▲ 13.7%€18,468▼ 43.5%
Working capital€34,213▲ 17.7%€18,337▼ 46.4%-€10,898€20,871€38,337▲ 83.7%
Solvency53.1%within the sector's middle half▼ 10.2pp61.8%above the sector's middle half▲ 8.6pp-33.6%below the sector's middle half▼ 95.4pp38.7%within the sector's middle half▲ 72.3pp67.0%above the sector's middle half▲ 28.3pp
Staff (FTE)1below the sector's middle half1
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 25% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €56,022
Equity
€37,554 ▲ 81.9%
Debt
€18,468 ▼ 43.5%
Debt's share of the balance-sheet total falls from 61.3% to 33.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23,686▼
2023 · €34,279
Cash flow
€17,239▼
2023 · €31,213
Current ratio
3.17▲
2023 · 1.65
Quick ratio
2.97▲
2023 · 1.47
Debt to equity
0.49▼
2023 · 1.58
ROE
45.0%▼
2023 · 135.0%
ROA
30.2%▼
2023 · 52.3%
Interest coverage
14.92▲
2023 · 11.18
Debt ≤ 1 year
€17,685▼
2023 · €32,127
Income taxes
€4,859
Staff costs
€22,783▼
2023 · €27,926
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | €55 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | €12,108 | €27,926 | €22,783 | ▼ 18.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,182 | €10,090 | €3,333 | €3,333 | €333 | ▼ 90.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €14,514 | - | - |
| Other operating charges640/8 | €6,633 | €1,164 | €625 | €740 | €1,068 | ▲ 44.4% |
| Non-recurring operating charges66A | €0 | €0 | - | - | - | - |
| Gross operating margin9900 | €19,365 | -€3,128 | -€12,598 | €77,458 | €47,536 | ▼ 38.6% |
| Operating profit (loss)9901 | €5,549 | -€14,382 | -€28,664 | €30,946 | €23,352 | ▼ 24.5% |
| Financial income75/76B | €1,178 | - | - | - | - | - |
| Recurring financial income75 | €1,178 | - | - | - | - | - |
| Non-recurring financial income76B | €1,178 | €0 | - | - | - | - |
| Financial charges65/66B | €485 | €302 | €1,804 | €3,066 | €1,588 | ▼ 48.2% |
| Recurring financial charges65 | €485 | €302 | €1,804 | €3,066 | €1,588 | ▼ 48.2% |
| Profit (loss) for the period before taxes9903 | €6,242 | -€14,684 | -€30,468 | €27,880 | €21,764 | ▼ 21.9% |
| Income taxes67/77 | €480 | - | €2,100 | - | €4,859 | - |
| Profit (loss) for the period9904 | €5,762 | -€14,684 | -€32,568 | €27,880 | €16,905 | ▼ 39.4% |
| Profit (loss) for the period to be appropriated9905 | €5,762 | -€14,684 | -€32,568 | €27,880 | €16,905 | ▼ 39.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €75,311 | €41,005 | €21,521 | €53,332 | €56,022 | ▲ 5.0% |
| Formation expenses20 | - | - | - | - | €0 | - |
| Fixed assets21/28 | €7,090 | €7,000 | €3,667 | €333 | €0 | ▼ 100% |
| Intangible fixed assets21 | €0 | €7,000 | €3,667 | €333 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €7,090 | €0 | €0 | - | €0 | - |
| Plant, machinery and equipment23 | - | - | €0 | - | €0 | - |
| Furniture and vehicles24 | €7,090 | €0 | €0 | - | €0 | - |
| Current assets29/58 | €68,221 | €34,005 | €17,855 | €52,998 | €56,022 | ▲ 5.7% |
| Stocks and contracts in progress3 | - | - | - | €5,898 | €3,450 | ▼ 41.5% |
| Stocks30/36 | - | - | - | €5,898 | €3,450 | ▼ 41.5% |
| Amounts receivable within one year40/41 | €55,465 | €23,470 | €7,486 | €13,884 | €985 | ▼ 92.9% |
| Trade receivables40 | €44,752 | €14,190 | - | €13,884 | €0 | ▼ 100% |
| Other amounts receivable41 | €10,713 | €9,280 | €7,486 | - | €985 | - |
| Cash at bank and in hand54/58 | €12,756 | €10,445 | €9,692 | €33,216 | €51,586 | ▲ 55.3% |
| Deferred charges and accrued income490/1 | - | €90 | €678 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €75,311 | €41,005 | €21,521 | €53,332 | €56,022 | ▲ 5.0% |
| Equity10/15 | €40,021 | €25,337 | -€7,231 | €20,648 | €37,554 | ▲ 81.9% |
| Contributions10/11 | €6,550 | €6,550 | €6,550 | €6,550 | €6,550 | = |
| Capital10 | €6,550 | €6,550 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €12,050 | €12,050 | - | - | - | - |
| Reserves13 | €20,708 | €20,708 | €20,708 | €20,708 | €20,708 | = |
| Non-distributable reserves130/1 | €708 | €708 | €708 | €20,708 | €20,708 | = |
| Legal reserve130 | €708 | €708 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €20,708 | - | - |
| Financial assistance1313 | - | - | - | - | €708 | - |
| Other1319 | - | - | €708 | - | €20,000 | - |
| Distributable reserves133 | €20,000 | €20,000 | €20,000 | - | - | - |
| Profit (loss) carried forward14 | €12,763 | -€1,922 | -€34,490 | -€6,610 | €10,295 | ▲ 256% |
| Amounts payable17/49 | €35,290 | €15,668 | €28,753 | €32,683 | €18,468 | ▼ 43.5% |
| Amounts payable after more than one year17 | €1,281 | €0 | €0 | - | - | - |
| Financial debts170/4 | €1,281 | €0 | €0 | - | - | - |
| Amounts payable within one year42/48 | €34,008 | €15,668 | €28,753 | €32,127 | €17,685 | ▼ 45.0% |
| Current portion of amounts payable after more than one year42 | €7,580 | €1,281 | €0 | - | - | - |
| Financial debts43 | - | - | €276 | €0 | - | - |
| Credit institutions430/8 | - | - | €276 | €0 | - | - |
| Trade debts44 | €22,398 | €13,184 | €22,430 | €17,137 | €1,417 | ▼ 91.7% |
| Suppliers440/4 | €22,398 | €13,184 | €22,430 | €17,137 | €1,417 | ▼ 91.7% |
| Taxes, remuneration and social security45 | €4,030 | €1,204 | €6,037 | €10,486 | €16,259 | ▲ 55.1% |
| Taxes450/3 | €4,030 | €1,204 | €1,853 | €3,285 | €10,608 | ▲ 223% |
| Remuneration and social security454/9 | - | - | €4,184 | €7,201 | €5,651 | ▼ 21.5% |
| Other amounts payable47/48 | - | - | €9 | €4,504 | €9 | ▼ 99.8% |
| Accrued charges and deferred income492/3 | €0 | - | - | €556 | €783 | ▲ 40.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,762 | -€14,684 | -€32,568 | €27,880 | €16,905 | ▼ 39.4% |
| + Depreciation and write-downs630 | €7,182 | €10,090 | €3,333 | €3,333 | €333 | ▼ 90.0% |
| Operating cash flow (approximation) | €12,944 | -€4,595 | -€29,235 | €31,213 | €17,239 | ▼ 44.8% |
| Investment in fixed assets (approximation) | - | -€10,000 | €0 | €0 | €0 | - |
| Change in cash | - | -€2,311 | -€753 | €23,525 | €18,370 | ▼ 21.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
04-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 553 days late
04-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 919 days late
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 140 days late
2023
31-12
Financial
Back to profitnet €27,880
Net result €27,880 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.65
Current ratio from 0.62 to 1.65.
2022
31-12
Financial
Weakest financial yearnet -€32,568
Net result drops to -€32,568, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 290 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
24-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 55 days late
2016
21-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 113 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2014
Ground area
184 m²
Building footprint
98 m²
Volume, LiDAR
709 m³
Parcel 55006C0158/00V002, Wallonia · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Snack Turquoise
since 20142.226.496.725
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55006C0158/00V002 | Wallonia | 184 m² | 1 · 98 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSoignies2.226.496.725
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,779. 8,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-06-2013
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0535840668
Registered
28-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.