ALLFORPHONE
Open bankruptcyA bankruptcy procedure is open for ALLFORPHONE according to publications in the Belgian State Gazette; curator: PIERRE SCHMITS.
Summary
The 2023 annual accounts show equity of €205,317 and a net result of €12,678.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Liège division
- Declared bankrupt
- 2 June 2025
- Supervising judge
- Ghislain Ransy
- Official Gazette
- 06-06-2025 (pdf) ↗search the document for 2025/124057
Deadlines
- Appeal or third-party opposition until
- passed on 21 June 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 2 July 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 17 July 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 2 June 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Pierre SchmitsRue Laoureux 42, 4800 Verviersp.schmits@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 09-07-2024, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
22 d early
2022
31 d late
2021
198 d late
2020
516 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 169 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Retail sale of information and communication equipment sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12,678▲ 117%
2022 · €5,836
Working capital
€229,014▲ 34.9%
2022 · €169,745
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€37,264▲ 153%€62,942▲ 68.9%€10,322▼ 83.6%-€6,928€24,240
Net result€33,034▲ 170%€61,062above the sector's middle half▲ 84.8%€18,940within the sector's middle half▼ 69.0%€5,836within the sector's middle half▼ 69.2%€12,678within the sector's middle half▲ 117%
Equity€106,801▲ 44.8%€167,863above the sector's middle half▲ 57.2%€186,803above the sector's middle half▲ 11.3%€192,639above the sector's middle half▲ 3.1%€205,317above the sector's middle half▲ 6.6%
Total assets€344,975▲ 12.9%€435,518above the sector's middle half▲ 26.2%€417,496above the sector's middle half▼ 4.1%€444,045above the sector's middle half▲ 6.4%€365,028above the sector's middle half▼ 17.8%
Debt€238,174▲ 2.8%€267,655▲ 12.4%€230,693▼ 13.8%€251,406▲ 9.0%€159,712▼ 36.5%
Working capital€104,331▲ 37.3%€144,899above the sector's middle half▲ 38.9%€162,981above the sector's middle half▲ 12.5%€169,745above the sector's middle half▲ 4.1%€229,014above the sector's middle half▲ 34.9%
Solvency31.0%▲ 6.8pp38.5%within the sector's middle half▲ 7.6pp44.7%within the sector's middle half▲ 6.2pp43.4%within the sector's middle half▼ 1.4pp56.2%within the sector's middle half▲ 12.9pp
Current ratio1.44▲ 0.111.54within the sector's middle half▲ 0.101.71within the sector's middle half▲ 0.161.68within the sector's middle half▼ 0.033.03above the sector's middle half▲ 1.36
Return on assets (ROA)9.6%▲ 5.6pp14.0%within the sector's middle half▲ 4.4pp4.5%within the sector's middle half▼ 9.5pp1.3%within the sector's middle half▼ 3.2pp3.5%within the sector's middle half▲ 2.2pp
Staff (FTE)1.6▼ 30.4%1.6within the sector's middle half=1.5▼ 6.3%1.5=1.2▼ 20.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €24,240 after a loss of €6,928 in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €365,028
Fixed assets
€23,303 ▲ 1.8%
Current assets
€341,725 ▼ 18.9%
Equity and liabilities €365,028
Equity
€205,317 ▲ 6.6%
Debt
€159,712 ▼ 36.5%
Debt's share of the balance-sheet total falls from 56.6% to 43.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28,692▲
2022 · -€3,353
Cash flow
€17,130▲
2022 · €9,411
Quick ratio
2.51▲
2022 · 1.43
Debt to equity
0.78▼
2022 · 1.31
ROE
6.2%▲
2022 · 3.0%
Interest coverage
2.17▲
2022 · -1.23
Debt ≤ 1 year
€112,712▼
2022 · €251,406
Debt > 1 year
€47,000
Income taxes
€13,359▲
2022 · €1,514
Staff costs
€56,980▲
2022 · €32,836
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €66,558 | €29,058 | €6,125 | €32,836 | €56,980 | ▲ 73.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €417 | €2,352 | €3,068 | €3,575 | €4,452 | ▲ 24.6% |
| Other operating charges640/8 | €4,419 | €1,174 | €1,250 | €6,236 | €930 | ▼ 85.1% |
| Gross operating margin9900 | €108,658 | €95,526 | €20,767 | €35,719 | €86,602 | ▲ 142% |
| Operating profit (loss)9901 | €37,264 | €62,942 | €10,322 | -€6,928 | €24,240 | ▲ 450% |
| Financial income75/76B | €17,578 | €21,129 | €14,627 | €17,010 | €15,022 | ▼ 11.7% |
| Recurring financial income75 | €17,578 | €21,129 | €14,627 | €17,010 | €15,022 | ▼ 11.7% |
| Financial charges65/66B | €3,292 | €5,114 | €3,583 | €2,732 | €13,225 | ▲ 384% |
| Recurring financial charges65 | €3,292 | €5,114 | €3,583 | €2,732 | €13,225 | ▲ 384% |
| Profit (loss) for the period before taxes9903 | €51,550 | €78,957 | €21,367 | €7,350 | €26,037 | ▲ 254% |
| Income taxes67/77 | €18,516 | €17,896 | €2,427 | €1,514 | €13,359 | ▲ 782% |
| Profit (loss) for the period9904 | €33,034 | €61,062 | €18,940 | €5,836 | €12,678 | ▲ 117% |
| Profit (loss) for the period to be appropriated9905 | €33,034 | €61,062 | €18,940 | €5,836 | €12,678 | ▲ 117% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €344,975 | €435,518 | €417,496 | €444,045 | €365,028 | ▼ 17.8% |
| Fixed assets21/28 | €4,843 | €23,438 | €23,821 | €22,894 | €23,303 | ▲ 1.8% |
| Tangible fixed assets22/27 | €4,583 | €23,178 | €23,561 | €22,634 | €23,043 | ▲ 1.8% |
| Plant, machinery and equipment23 | €4,583 | €4,110 | €3,638 | €3,165 | €2,693 | ▼ 14.9% |
| Furniture and vehicles24 | - | - | €2,951 | €3,201 | €4,705 | ▲ 47.0% |
| Other tangible fixed assets26 | - | €19,068 | €16,973 | €16,268 | €15,645 | ▼ 3.8% |
| Financial fixed assets28 | €260 | €260 | €260 | €260 | €260 | = |
| Current assets29/58 | €340,132 | €412,079 | €393,674 | €421,151 | €341,725 | ▼ 18.9% |
| Amounts receivable after more than one year29 | - | - | - | - | €263,736 | - |
| Other amounts receivable291 | - | - | - | - | €263,736 | - |
| Stocks and contracts in progress3 | €57,363 | €48,421 | €52,540 | €60,750 | €58,823 | ▼ 3.2% |
| Stocks30/36 | €57,363 | €48,421 | €52,540 | €60,750 | €58,823 | ▼ 3.2% |
| Amounts receivable within one year40/41 | €278,187 | €350,233 | €330,537 | €344,419 | €9,276 | ▼ 97.3% |
| Trade receivables40 | €28,122 | €39,683 | €3,805 | €9,922 | €9,095 | ▼ 8.3% |
| Other amounts receivable41 | €250,065 | €310,550 | €326,732 | €334,497 | €182 | ▼ 99.9% |
| Cash at bank and in hand54/58 | €4,171 | €3,444 | €3,693 | €8,943 | €2,041 | ▼ 77.2% |
| Deferred charges and accrued income490/1 | €412 | €9,981 | €6,904 | €7,039 | €7,849 | ▲ 11.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €344,975 | €435,518 | €417,496 | €444,045 | €365,028 | ▼ 17.8% |
| Equity10/15 | €106,801 | €167,863 | €186,803 | €192,639 | €205,317 | ▲ 6.6% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | €12,400 | - | - | - | - | - |
| Issued capital100 | €18,600 | - | - | - | - | - |
| Uncalled capital101 | €6,200 | - | - | - | - | - |
| Outside capital11 | - | - | €12,400 | €12,400 | €12,400 | = |
| Other1109/19 | - | - | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €59,860 | €59,860 | €59,860 | €59,860 | €59,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €58,000 | €58,000 | €58,000 | €58,000 | €58,000 | = |
| Profit (loss) carried forward14 | €34,541 | €95,603 | €114,543 | €120,379 | €133,057 | ▲ 10.5% |
| Amounts payable17/49 | €238,174 | €267,655 | €230,693 | €251,406 | €159,712 | ▼ 36.5% |
| Amounts payable after more than one year17 | €2,372 | €474 | - | - | €47,000 | - |
| Financial debts170/4 | €2,372 | €474 | - | - | - | - |
| Other amounts payable178/9 | - | - | - | - | €47,000 | - |
| Amounts payable within one year42/48 | €235,802 | €267,180 | €230,693 | €251,406 | €112,712 | ▼ 55.2% |
| Current portion of amounts payable after more than one year42 | €4,679 | €1,898 | €474 | - | - | - |
| Trade debts44 | €38,841 | €7,034 | €8,475 | €17,038 | €18,096 | ▲ 6.2% |
| Suppliers440/4 | €38,841 | €7,034 | €8,475 | €17,038 | €18,096 | ▲ 6.2% |
| Advances received on contracts in progress46 | - | - | - | - | €9,342 | - |
| Taxes, remuneration and social security45 | €121,282 | €179,649 | €156,743 | €179,569 | €82,873 | ▼ 53.8% |
| Taxes450/3 | €107,628 | €171,734 | €153,227 | €168,614 | €69,119 | ▼ 59.0% |
| Remuneration and social security454/9 | €13,654 | €7,915 | €3,517 | €10,954 | €13,754 | ▲ 25.6% |
| Other amounts payable47/48 | €71,000 | €78,600 | €65,000 | €54,800 | €2,400 | ▼ 95.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,034 | €61,062 | €18,940 | €5,836 | €12,678 | ▲ 117% |
| + Depreciation and write-downs630 | €417 | €2,352 | €3,068 | €3,575 | €4,452 | ▲ 24.6% |
| Operating cash flow (approximation) | €33,452 | €63,414 | €22,008 | €9,411 | €17,130 | ▲ 82.0% |
| Investment in fixed assets (approximation) | - | -€20,947 | -€3,452 | -€2,648 | -€4,861 | ▼ 83.6% |
| Change in cash | - | -€727 | €249 | €5,250 | -€6,903 | ▼ 231% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
06-06
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · event 02-06-2025
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200,000Eq €205,317 ▲6.6%
6 profitable years in a row build equity to €205,317.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 198 days late
2022
31-12
Financial
Weakest financial yearnet €5,836 ▼69.2%
Net result drops to €5,836, the lowest in the series.
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 516 days late
2020
31-12
Financial
Highest result since 2018net €61,062 ▲84.8%
Operating result €62,942, net result €61,062, both a record.
31-12
Financial
Equity above €150,000Eq €167,863 ▲57.2%
3 profitable years in a row build equity to €167,863.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
31-12
Financial
Equity above €100,000Eq €106,801 ▲44.8%
2 profitable years in a row build equity to €106,801.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
Show earlier events
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 361 days late
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 726 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 2 establishment units since 2015
Ground area
266 m²
Building footprint
137 m²
Volume, LiDAR
1,633 m³
2 parcels, Wallonia · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
ALLFORPHONE
since 20152.242.640.592
ALLFORPHONE
since 20152.242.642.176
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63002B0288/00X006 | Wallonia | 154 m² | 1 · 67 m² | 14.6 m · 4 fl. |
| 63079A0688/00D000 | Wallonia | 111 m² | 1 · 69 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PIERRE SCHMITS RUE LAOUREUX 42, 4800 VERVIERS- |
02-06-2025 → present |
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Of 3,224 companies in sector 47400 we hold annual accounts for 1,808. 1,348 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded10-06-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
47120Other non-specialised retail sale
E-invoicing
Reachable via Peppol
Peppol ID
0208:0631909666
Registered
16-12-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.