ALLFLOR
ActiveSummary
ALLFLOR has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €182,465. Equity is growing by ~43.5% per year across the filed fiscal years. Its solvency ranks better than 71% of 8115 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability68▼-2
Solvency90▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120,000 at 30 days acceptable
Liquidity ample (current ratio 2.66 against 2.38 in 2024; short-term debt: 34.4% and cash: 31.8% of total assets), and 35.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.8%
Return on assets
7.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
3 d early
2023
26 d early
2022
49 d early
2021
52 d early
2020
26 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#5 oldest company in Menen, Wholesale and retail trade sector
Equity
€1.5m▼ 4.2%
2024 · €1.6m
Total assets
€2.4m▼ 11.2%
2024 · €2.7m
Net result
€182,465▲ 587%
2024 · €26,556
Working capital
€1.4m▼ 4.6%
2024 · €1.4m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€193,408▼ 4.2%-€43,906€73,029€50,244▼ 31.2%€57,092▲ 13.6%
Net result€159,868▼ 4.6%€1.3m▲ 727%€49,641▼ 96.2%€26,556▼ 46.5%€182,465▲ 587%
Equity€441,561▲ 15.7%€1.8m▲ 299%€1.6m▼ 9.8%€1.6m▲ 1.7%€1.5m▼ 4.2%
Total assets€1.6m▼ 16.1%€2.6m▲ 68.7%€2.4m▼ 9.5%€2.7m▲ 13.5%€2.4m▼ 11.2%
Debt€1.1m▼ 24.3%€861,522▼ 22.7%€784,048▼ 9.0%€1.1m▲ 37.4%€842,009▼ 21.8%
Working capital-€20,199▲ 72.6%€1.4m€1.4m▼ 0.6%€1.4m▲ 1.6%€1.4m▼ 4.6%
Staff (FTE)9.2=9.1▼ 1.1%8.7▼ 4.4%8.1▼ 6.9%10.2▲ 25.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2025 Net result +587% on 2024. Cause not known from the registers.
- 2023 Net result -96% on 2022. Cause not known from the registers.
- 2022 Net result +727%, Equity +299%, Total assets +69% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.4m
Fixed assets
€197,062 ▼ 8.9%
Current assets
€2.2m ▼ 11.4%
Equity and liabilities €2.4m
Equity
€1.5m ▼ 4.2%
Debt
€842,009 ▼ 21.8%
Debt's share of the balance-sheet total falls from 40.0% to 35.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€104,214▲
2024 · €100,256
Cash flow
€229,588▲
2024 · €76,568
Current ratio
2.66▲
2024 · 2.38
Quick ratio
2.32▲
2024 · 2.11
Debt to equity
0.54▼
2024 · 0.67
ROE
11.8%▲
2024 · 1.6%
ROA
7.6%▲
2024 · 1.0%
Interest coverage
4.79▼
2024 · 7.35
Debt ≤ 1 year
€823,594▼
2024 · €1.0m
Debt > 1 year
€13,362▼
2024 · €31,178
Income taxes
€17,447▲
2024 · €16,326
Staff costs
€568,685▲
2024 · €473,177
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €0 | €300 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | €475,973 | €440,089 | €473,177 | €568,685 | ▲ 20.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €49,439 | €112,030 | €54,214 | €50,012 | €47,123 | ▼ 5.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | -€3,062 | -€3,062 | €46,691 | ▲ 1,625% |
| Other operating charges640/8 | - | €44,558 | €10,833 | €5,632 | €8,802 | ▲ 56.3% |
| Non-recurring operating charges66A | - | - | €11,438 | €27,113 | €0 | ▼ 100% |
| Gross operating margin9900 | €881,746 | €588,655 | €586,542 | €603,116 | €728,392 | ▲ 20.8% |
| Operating profit (loss)9901 | €193,408 | -€43,906 | €73,029 | €50,244 | €57,092 | ▲ 13.6% |
| Financial income75/76B | - | €1.7m | €17,545 | €15,654 | €164,592 | ▲ 951% |
| Recurring financial income75 | €5,757 | €8,155 | €17,545 | €15,654 | €164,592 | ▲ 951% |
| Non-recurring financial income76B | - | €1.7m | - | - | - | - |
| Financial charges65/66B | - | €17,566 | €11,908 | €23,017 | €21,772 | ▼ 5.4% |
| Recurring financial charges65 | €29,637 | €17,566 | €11,908 | €13,648 | €21,772 | ▲ 59.5% |
| Non-recurring financial charges66B | - | - | - | €9,369 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €169,528 | €1.7m | €78,666 | €42,881 | €199,912 | ▲ 366% |
| Income taxes67/77 | €9,660 | €349,389 | €29,025 | €16,326 | €17,447 | ▲ 6.9% |
| Profit (loss) for the period9904 | €159,868 | €1.3m | €49,641 | €26,556 | €182,465 | ▲ 587% |
| Profit (loss) for the period to be appropriated9905 | €159,868 | €1.3m | €49,641 | €26,556 | €182,465 | ▲ 587% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €2.6m | €2.4m | €2.7m | €2.4m | ▼ 11.2% |
| Fixed assets21/28 | €578,002 | €427,468 | €291,478 | €216,200 | €197,062 | ▼ 8.9% |
| Tangible fixed assets22/27 | €532,635 | €382,101 | €246,111 | €170,833 | €151,695 | ▼ 11.2% |
| Land and buildings22 | - | €197,619 | €0 | - | - | - |
| Plant, machinery and equipment23 | - | €86,087 | €77,323 | €107,148 | €107,656 | ▲ 0.5% |
| Furniture and vehicles24 | - | €98,395 | €16,903 | €8,146 | €2,686 | ▼ 67.0% |
| Leasing and similar rights25 | - | - | €151,885 | €55,538 | €41,353 | ▼ 25.5% |
| Financial fixed assets28 | €45,367 | €45,367 | €45,367 | €45,367 | €45,367 | = |
| Current assets29/58 | €978,015 | €2.2m | €2.1m | €2.5m | €2.2m | ▼ 11.4% |
| Stocks and contracts in progress3 | €198,710 | €194,173 | €214,730 | €285,251 | €286,481 | ▲ 0.4% |
| Stocks30/36 | - | €194,173 | €214,730 | €285,251 | €286,481 | ▲ 0.4% |
| Amounts receivable within one year40/41 | €671,862 | €834,428 | €822,796 | €1.3m | €1.1m | ▼ 21.6% |
| Trade receivables40 | - | €473,053 | €465,040 | €797,752 | €950,188 | ▲ 19.1% |
| Other amounts receivable41 | - | €361,375 | €357,756 | €544,024 | €101,242 | ▼ 81.4% |
| Current investments50/53 | - | €701,620 | €668,975 | €0 | €86,992 | - |
| Cash at bank and in hand54/58 | €82,594 | €436,522 | €343,593 | €838,022 | €759,643 | ▼ 9.4% |
| Deferred charges and accrued income490/1 | - | €30,754 | €32,940 | €13,067 | €9,887 | ▼ 24.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €2.6m | €2.4m | €2.7m | €2.4m | ▼ 11.2% |
| Equity10/15 | €441,561 | €1.8m | €1.6m | €1.6m | €1.5m | ▼ 4.2% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €194,845 | €1.7m | €1.5m | €1.6m | €1.5m | ▼ 4.3% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | - | €62,988 | €55,037 | €55,037 | €55,037 | = |
| Distributable reserves133 | - | €1.6m | €1.5m | €1.5m | €1.4m | ▼ 4.5% |
| Profit (loss) carried forward14 | €184,716 | - | - | - | €0 | - |
| Amounts payable17/49 | €1.1m | €861,522 | €784,048 | €1.1m | €842,009 | ▼ 21.8% |
| Amounts payable after more than one year17 | €100,007 | €53,600 | €103,514 | €31,178 | €13,362 | ▼ 57.1% |
| Financial debts170/4 | - | €53,600 | €103,514 | €31,178 | €13,362 | ▼ 57.1% |
| Amounts payable within one year42/48 | €998,215 | €775,363 | €669,089 | €1.0m | €823,594 | ▼ 20.9% |
| Current portion of amounts payable after more than one year42 | - | €46,407 | €55,026 | €19,930 | €17,816 | ▼ 10.6% |
| Financial debts43 | - | - | - | €200,000 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €200,000 | €0 | ▼ 100% |
| Trade debts44 | €486,661 | €568,581 | €513,286 | €735,547 | €454,093 | ▼ 38.3% |
| Suppliers440/4 | - | €568,581 | €513,286 | €735,547 | €454,093 | ▼ 38.3% |
| Taxes, remuneration and social security45 | - | €139,987 | €99,980 | €84,876 | €101,685 | ▲ 19.8% |
| Taxes450/3 | - | €48,935 | €5,973 | €3,819 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €91,053 | €94,008 | €81,057 | €101,685 | ▲ 25.4% |
| Other amounts payable47/48 | - | €20,388 | €797 | €842 | €250,000 | ▲ 29,596% |
| Accrued charges and deferred income492/3 | - | €32,560 | €11,444 | €4,922 | €5,053 | ▲ 2.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €159,868 | €1.3m | €49,641 | €26,556 | €182,465 | ▲ 587% |
| + Depreciation and write-downs630 | €49,439 | €112,030 | €54,214 | €50,012 | €47,123 | ▼ 5.8% |
| Operating cash flow (approximation) | €209,308 | €1.4m | €103,856 | €76,568 | €229,588 | ▲ 200% |
| Investment in fixed assets (approximation) | - | €38,504 | €81,775 | €25,267 | -€27,985 | ▼ 211% |
| Change in cash | - | €353,928 | -€92,929 | €494,429 | -€78,379 | ▼ 116% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
State Gazette act
Resignation: BFG (managing director)Power of attorney6 facts ▸
State Gazette act
Resignation: BFG (managing director)
Power of attorney6 facts ▸
- Board meeting, 10-08-2026
- Director resignation, BFG (managing director)
- Power of attorney
- Power of attorney, Koen De Bock
- Power of attorney, Sara Yildirim
- Power of attorney
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Highest result since 2019net €1.3m ▲727%
Net result €1.3m, the highest in the series.
31-03
Financial
Liquidity triplescurrent ratio 2.83
Current ratio from 0.98 to 2.83; short-term debt falls from €998,215 to €775,363.
31-03
Financial
Equity above €1mEq €1.8m ▲299%
4 profitable years in a row build equity to €1.8m.
2021
09-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
07-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 11 acts read
About the unread acts
Of the 11 Belgian State Gazette acts we know for this company, 1 has been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
10 of this company's 11 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 1997
Ground area
9,858 m²
Parcel 34027F0519/00X000, Flanders. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
ALLFLOR BVBA
since 19972.013.065.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34027F0519/00X000 | Flanders | 9,858 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| BFG |
|
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- BELGIUM FLOWER GROUP
- ALLFLOR
Highest known parent: BELGIUM FLOWER GROUP. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 1
-
99.87%
According to the annual accounts to 31-03-2022 of ALLFLOR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 356 EUR awarded · 356 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 356 EUR | 356 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteMenen2.013.065.447
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Of 552 companies in sector 46220 we hold annual accounts for 308. 162 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded22-12-1976
Fiscal year end31-03
Activities, NACEBEL 2025
46220Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0416723183
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.