ALLFIX
ActiveSummary
ALLFIX has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €364,147 and a net result of €56,371. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 11502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 3.8 against 1.6 in 2024; short-term debt: 8.5% and cash: 32.1% of total assets), and 8.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
14.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
12 d late
2023
37 d late
2022
28 d late
2021
12 d late
2020
61 d late
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€364,147▲ 18.3%
2024 · €307,776
Total assets
€398,164▲ 12.3%
2024 · €354,461
Net result
€56,371▲ 16.0%
2024 · €48,586
Working capital
€95,214▲ 237%
2024 · €28,225
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€55,678▲ 124%€81,131▲ 45.7%€34,490▼ 57.5%€73,944▲ 114%€83,590▲ 13.0%
Net result€39,632above the sector's middle half▲ 125%€57,505above the sector's middle half▲ 45.1%€24,402within the sector's middle half▼ 57.6%€48,586above the sector's middle half▲ 99.1%€56,371above the sector's middle half▲ 16.0%
Equity€177,283above the sector's middle half▲ 28.8%€234,788above the sector's middle half▲ 32.4%€259,191above the sector's middle half▲ 10.4%€307,776above the sector's middle half▲ 18.7%€364,147above the sector's middle half▲ 18.3%
Total assets€197,720within the sector's middle half▲ 17.4%€281,605within the sector's middle half▲ 42.4%€307,120within the sector's middle half▲ 9.1%€354,461within the sector's middle half▲ 15.4%€398,164within the sector's middle half▲ 12.3%
Debt€20,437▼ 33.5%€46,817▲ 129%€47,929▲ 2.4%€46,685▼ 2.6%€34,017▼ 27.1%
Working capital€177,283above the sector's middle half▲ 28.8%€234,788above the sector's middle half▲ 32.4%-€25,096below the sector's middle half€28,225within the sector's middle half€95,214within the sector's middle half▲ 237%
Solvency89.7%above the sector's middle half▲ 7.9pp83.4%above the sector's middle half▼ 6.3pp84.4%above the sector's middle half▲ 1.0pp86.8%above the sector's middle half▲ 2.4pp91.5%above the sector's middle half▲ 4.6pp
Current ratio9.67above the sector's middle half▲ 4.196.02above the sector's middle half▼ 3.660.48below the sector's middle half▼ 5.541.60within the sector's middle half▲ 1.133.80above the sector's middle half▲ 2.19
Return on assets (ROA)20.0%above the sector's middle half▲ 9.6pp20.4%above the sector's middle half▲ 0.4pp7.9%within the sector's middle half▼ 12.5pp13.7%above the sector's middle half▲ 5.8pp14.2%above the sector's middle half▲ 0.5pp
Staff (FTE)0
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €398,164
Fixed assets
€268,933 ▼ 3.8%
Current assets
€129,231 ▲ 72.5%
Equity and liabilities €398,164
Equity
€364,147 ▲ 18.3%
Debt
€34,017 ▼ 27.1%
Debt's share of the balance-sheet total falls from 13.2% to 8.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94,208▲
2024 · €84,270
Cash flow
€66,989▲
2024 · €58,911
Debt to equity
0.09▼
2024 · 0.15
ROE
15.5%▼
2024 · 15.8%
Interest coverage
400.51▼
2024 · 442.43
Debt ≤ 1 year
€34,017▼
2024 · €46,685
Income taxes
€26,983▲
2024 · €25,169
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €3,360 | €0 | - | - | - |
| Remuneration, social security and pensions62 | - | - | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €34,914 | €10,325 | €10,618 | ▲ 2.8% |
| Other operating charges640/8 | €202 | €205 | €181 | €1,180 | €1,316 | ▲ 11.5% |
| Gross operating margin9900 | €55,880 | €81,335 | €69,585 | €85,450 | €95,524 | ▲ 11.8% |
| Operating profit (loss)9901 | €55,678 | €81,131 | €34,490 | €73,944 | €83,590 | ▲ 13.0% |
| Financial income75/76B | - | €30 | €0 | €1 | €0 | ▼ 100% |
| Recurring financial income75 | - | €30 | €0 | €1 | €0 | ▼ 100% |
| Financial charges65/66B | €142 | €573 | €224 | €190 | €235 | ▲ 23.5% |
| Recurring financial charges65 | €142 | €573 | €224 | €190 | €235 | ▲ 23.5% |
| Profit (loss) for the period before taxes9903 | €55,536 | €80,588 | €34,267 | €73,754 | €83,355 | ▲ 13.0% |
| Income taxes67/77 | €15,905 | €23,083 | €9,864 | €25,169 | €26,983 | ▲ 7.2% |
| Profit (loss) for the period9904 | €39,632 | €57,505 | €24,402 | €48,586 | €56,371 | ▲ 16.0% |
| Profit (loss) for the period to be appropriated9905 | €39,632 | €57,505 | €24,402 | €48,586 | €56,371 | ▲ 16.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €197,720 | €281,605 | €307,120 | €354,461 | €398,164 | ▲ 12.3% |
| Fixed assets21/28 | - | - | €284,286 | €279,551 | €268,933 | ▼ 3.8% |
| Tangible fixed assets22/27 | - | - | €284,286 | €279,551 | €268,933 | ▼ 3.8% |
| Land and buildings22 | - | - | €284,286 | €274,786 | €265,286 | ▼ 3.5% |
| Furniture and vehicles24 | - | - | - | €4,765 | €3,647 | ▼ 23.5% |
| Current assets29/58 | €197,720 | €281,605 | €22,833 | €74,909 | €129,231 | ▲ 72.5% |
| Amounts receivable within one year40/41 | €4,790 | €2,729 | €2,729 | €2,729 | €1,228 | ▼ 55.0% |
| Other amounts receivable41 | €4,790 | €2,729 | €2,729 | €2,729 | €1,228 | ▼ 55.0% |
| Cash at bank and in hand54/58 | €192,930 | €278,877 | €4,105 | €72,181 | €128,004 | ▲ 77.3% |
| Deferred charges and accrued income490/1 | - | - | €16,000 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €197,720 | €281,605 | €307,120 | €354,461 | €398,164 | ▲ 12.3% |
| Equity10/15 | €177,283 | €234,788 | €259,191 | €307,776 | €364,147 | ▲ 18.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €158,683 | €216,188 | €240,591 | €289,176 | €345,547 | ▲ 19.5% |
| Non-distributable reserves130/1 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | - | - | - | - | - |
| Distributable reserves133 | €156,823 | €216,188 | €240,591 | €289,176 | €345,547 | ▲ 19.5% |
| Amounts payable17/49 | €20,437 | €46,817 | €47,929 | €46,685 | €34,017 | ▼ 27.1% |
| Amounts payable within one year42/48 | €20,437 | €46,817 | €47,929 | €46,685 | €34,017 | ▼ 27.1% |
| Trade debts44 | €4,601 | €6,566 | €7,819 | €7,623 | €3,660 | ▼ 52.0% |
| Suppliers440/4 | €4,601 | €6,566 | €7,819 | €7,623 | €3,660 | ▼ 52.0% |
| Taxes, remuneration and social security45 | €15,836 | €38,919 | €33,000 | €35,033 | €27,152 | ▼ 22.5% |
| Taxes450/3 | €15,836 | €38,919 | €33,000 | €35,033 | €27,152 | ▼ 22.5% |
| Other amounts payable47/48 | - | €1,332 | €7,110 | €4,029 | €3,205 | ▼ 20.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,632 | €57,505 | €24,402 | €48,586 | €56,371 | ▲ 16.0% |
| + Depreciation and write-downs630 | - | - | €34,914 | €10,325 | €10,618 | ▲ 2.8% |
| Operating cash flow (approximation) | €39,632 | €57,505 | €59,316 | €58,911 | €66,989 | ▲ 13.7% |
| Investment in fixed assets (approximation) | - | - | - | -€5,590 | €0 | ▲ 100% |
| Change in cash | - | €85,947 | -€274,772 | €68,076 | €55,823 | ▼ 18.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 3.80
Current ratio from 1.60 to 3.80; short-term debt falls from €46,685 to €34,017.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 1.60
Current ratio from 0.48 to 1.60; short-term debt falls from €47,929 to €46,685.
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Highest result since 2018net €57,505 ▲45.1%
Net result €57,505, the highest in the series.
31-12
Financial
Equity above €200,000Eq €234,788 ▲32.4%
5 profitable years in a row build equity to €234,788.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Equity above €150,000Eq €177,283 ▲28.8%
4 profitable years in a row build equity to €177,283.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €17,627 ▼65.1%
Net result drops to €17,627, the lowest in the series; recovery starts the following year.
Show earlier events
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100,000Eq €120,024 ▲72.6%
2 profitable years in a row build equity to €120,024.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 2001
Ground area
861 m²
Building footprint
138 m²
Volume, LiDAR
720 m³
2 parcels, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALLFIX
since 20012.116.125.868
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41021A0278/00M000 | Flanders | 549 m² | 1 · 138 m² | 7.7 m · 2 fl. |
| 42011B1166/00E000 | Flanders | 313 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 505 companies in sector 46841 we hold annual accounts for 365. 274 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-01-2001
Fiscal year end31-12
Activities, NACEBEL 2025
46841Wholesale trade
86230Dental practice
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46620Wholesale of machine tools
47521Retail sale of hardware, building materials, paint and glass (general range)
47830Retail sale of motorcycles and motorcycle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473714148
Registered
27-03-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.