ALLFISK
ActiveSummary
ALLFISK has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €253,638 and a net result of €10,592. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 15372 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days only on tighter terms
Liquidity ample (current ratio 11.61 against 14.76 in 2023; short-term debt: 6.1% and cash: 4.3% of total assets), and 18.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
153 d late
2023
153 d late
2022
463 d late
2021
151 d late
2020
153 d late
2019
109 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 197 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€253,638▲ 2.2%
2023 · €248,146
Total assets
€310,297▲ 4.2%
2023 · €297,905
Net result
€10,592▼ 3.1%
2023 · €10,931
Working capital
€199,992▲ 13.8%
2023 · €175,672
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€27,921▲ 9.7%€28,188▲ 1.0%€19,783▼ 29.8%€19,220▼ 2.8%€18,837▼ 2.0%
Net result€17,286within the sector's middle half▼ 2.8%€18,000within the sector's middle half▲ 4.1%€12,657within the sector's middle half▼ 29.7%€10,931within the sector's middle half▼ 13.6%€10,592within the sector's middle half▼ 3.1%
Equity€211,458within the sector's middle half▲ 8.9%€229,457within the sector's middle half▲ 8.5%€242,115within the sector's middle half▲ 5.5%€248,146within the sector's middle half▲ 2.5%€253,638within the sector's middle half▲ 2.2%
Total assets€259,993within the sector's middle half▲ 5.2%€286,381within the sector's middle half▲ 10.1%€289,525within the sector's middle half▲ 1.1%€297,905within the sector's middle half▲ 2.9%€310,297within the sector's middle half▲ 4.2%
Debt€48,535▼ 8.3%€56,924▲ 17.3%€47,410▼ 16.7%€49,759▲ 5.0%€56,659▲ 13.9%
Working capital€96,349within the sector's middle half▲ 83.1%€124,282within the sector's middle half▲ 29.0%€155,248within the sector's middle half▲ 24.9%€175,672above the sector's middle half▲ 13.2%€199,992above the sector's middle half▲ 13.8%
Solvency81.3%above the sector's middle half▲ 2.7pp80.1%above the sector's middle half▼ 1.2pp83.6%above the sector's middle half▲ 3.5pp83.3%above the sector's middle half▼ 0.3pp81.7%above the sector's middle half▼ 1.6pp
Current ratio8.95above the sector's middle half▲ 4.437.06above the sector's middle half▼ 1.8915.13above the sector's middle half▲ 8.0714.76above the sector's middle half▼ 0.3711.61above the sector's middle half▼ 3.15
Return on assets (ROA)6.6%within the sector's middle half▼ 0.5pp6.3%within the sector's middle half▼ 0.4pp4.4%within the sector's middle half▼ 1.9pp3.7%below the sector's middle half▼ 0.7pp3.4%below the sector's middle half▼ 0.3pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 2% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €310,297
Fixed assets
€91,453 ▼ 16.5%
Current assets
€218,844 ▲ 16.1%
Equity and liabilities €310,297
Equity
€253,638 ▲ 2.2%
Debt
€56,659 ▲ 13.9%
Debt's share of the balance-sheet total rises from 16.7% to 18.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36,853▼
2023 · €40,459
Cash flow
€28,608▼
2023 · €32,170
Debt to equity
0.22▲
2023 · 0.20
ROE
4.2%▼
2023 · 4.4%
Interest coverage
12.08▼
2023 · 17.90
Debt ≤ 1 year
€18,852▲
2023 · €12,764
Debt > 1 year
€35,000=
2023 · €35,000
Income taxes
€5,633▼
2023 · €6,134
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,039 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,039 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28,008 | €27,225 | €27,851 | €21,239 | €18,016 | ▼ 15.2% |
| Other operating charges640/8 | - | €1,571 | €1,721 | €1,809 | €1,878 | ▲ 3.8% |
| Gross operating margin9900 | €57,536 | €56,984 | €49,355 | €42,268 | €38,731 | ▼ 8.4% |
| Operating profit (loss)9901 | €27,921 | €28,188 | €19,783 | €19,220 | €18,837 | ▼ 2.0% |
| Financial income75/76B | - | - | - | €105 | €439 | ▲ 318% |
| Recurring financial income75 | - | - | - | €105 | €439 | ▲ 318% |
| Financial charges65/66B | - | €1,933 | €1,753 | €2,260 | €3,051 | ▲ 35.0% |
| Recurring financial charges65 | €1,918 | €1,933 | €1,753 | €2,260 | €3,051 | ▲ 35.0% |
| Profit (loss) for the period before taxes9903 | €26,003 | €26,255 | €18,030 | €17,065 | €16,225 | ▼ 4.9% |
| Income taxes67/77 | €8,717 | €8,255 | €5,373 | €6,134 | €5,633 | ▼ 8.2% |
| Profit (loss) for the period9904 | €17,286 | €18,000 | €12,657 | €10,931 | €10,592 | ▼ 3.1% |
| Profit (loss) for the period to be appropriated9905 | €17,286 | €18,000 | €12,657 | €10,931 | €10,592 | ▼ 3.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €259,993 | €286,381 | €289,525 | €297,905 | €310,297 | ▲ 4.2% |
| Fixed assets21/28 | €151,526 | €141,600 | €123,291 | €109,469 | €91,453 | ▼ 16.5% |
| Tangible fixed assets22/27 | €151,526 | €141,600 | €123,291 | €109,469 | €91,453 | ▼ 16.5% |
| Land and buildings22 | - | €129,489 | €114,512 | €97,223 | €84,022 | ▼ 13.6% |
| Furniture and vehicles24 | - | €12,111 | €8,779 | €12,246 | €7,431 | ▼ 39.3% |
| Current assets29/58 | €108,467 | €144,781 | €166,234 | €188,436 | €218,844 | ▲ 16.1% |
| Amounts receivable within one year40/41 | €75,322 | €103,051 | €127,806 | €100,180 | €181,778 | ▲ 81.5% |
| Trade receivables40 | - | €22,348 | €27,308 | €22,935 | €19,834 | ▼ 13.5% |
| Other amounts receivable41 | - | €80,703 | €100,498 | €77,245 | €161,944 | ▲ 110% |
| Cash at bank and in hand54/58 | €9,395 | €15,980 | €14,678 | €64,506 | €13,316 | ▼ 79.4% |
| Deferred charges and accrued income490/1 | - | €25,750 | €23,750 | €23,750 | €23,750 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €259,993 | €286,381 | €289,525 | €297,905 | €310,297 | ▲ 4.2% |
| Equity10/15 | €211,458 | €229,457 | €242,115 | €248,146 | €253,638 | ▲ 2.2% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €79,235 | €96,235 | €108,235 | €114,135 | €119,535 | ▲ 4.7% |
| Non-distributable reserves130/1 | - | €63,559 | €75,559 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Other1319 | - | €61,700 | €73,700 | - | - | - |
| Distributable reserves133 | - | €32,676 | €32,676 | €112,276 | €117,676 | ▲ 4.8% |
| Profit (loss) carried forward14 | €113,631 | €114,630 | €115,288 | €115,419 | €115,511 | ▲ 0.1% |
| Amounts payable17/49 | €48,535 | €56,924 | €47,410 | €49,759 | €56,659 | ▲ 13.9% |
| Amounts payable after more than one year17 | €35,000 | €35,000 | €35,000 | €35,000 | €35,000 | = |
| Financial debts170/4 | - | €35,000 | €35,000 | €35,000 | €35,000 | = |
| Amounts payable within one year42/48 | €12,118 | €20,499 | €10,986 | €12,764 | €18,852 | ▲ 47.7% |
| Trade debts44 | €612 | €1,725 | €353 | €1,241 | €2,683 | ▲ 116% |
| Suppliers440/4 | - | €1,725 | €353 | €1,241 | €2,683 | ▲ 116% |
| Taxes, remuneration and social security45 | - | €13,004 | €7,964 | €6,206 | €8,032 | ▲ 29.4% |
| Taxes450/3 | - | €13,004 | €7,964 | €6,206 | €8,032 | ▲ 29.4% |
| Other amounts payable47/48 | - | €5,770 | €2,669 | €5,317 | €8,137 | ▲ 53.0% |
| Accrued charges and deferred income492/3 | - | €1,425 | €1,424 | €1,995 | €2,807 | ▲ 40.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,286 | €18,000 | €12,657 | €10,931 | €10,592 | ▼ 3.1% |
| + Depreciation and write-downs630 | €28,008 | €27,225 | €27,851 | €21,239 | €18,016 | ▼ 15.2% |
| Operating cash flow (approximation) | €45,294 | €45,225 | €40,508 | €32,170 | €28,608 | ▼ 11.1% |
| Investment in fixed assets (approximation) | - | -€17,299 | -€9,542 | -€7,417 | €0 | ▲ 100% |
| Change in cash | - | €6,585 | -€1,302 | €49,828 | -€51,190 | ▼ 203% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
05-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 463 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 15.13
Current ratio from 7.06 to 15.13; short-term debt falls from €20,499 to €10,986.
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 151 days late
2021
31-12
Financial
Highest result since 2018net €18,000 ▲4.1%
Operating result €28,188, net result €18,000, both a record.
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
2020
31-12
Financial
Equity above €200,000Eq €211,458 ▲8.9%
3 profitable years in a row build equity to €211,458.
17-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 109 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 4.52
Current ratio from 1.56 to 4.52; short-term debt falls from €30,108 to €14,945.
15-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 46 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 235 days late
22-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 599 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brakel · 1 establishment unit since 1989
Ground area
1,597 m²
Building footprint
156 m²
Volume, LiDAR
979 m³
Parcel 45056A0202/00P000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
ALLFISK
since 19892.044.752.179
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45056A0202/00P000 | Flanders | 1,597 m² | 1 · 156 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,265 companies in sector 69209 we hold annual accounts for 1,101. 818 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded20-07-1989
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0437887395
Also
9925:BE0437887395
Registered
05-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.