ALLF Group
ActiveSummary
ALLF Group has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205k and a net result of €5k. Equity is growing by ~51.2% per year across the filed fiscal years. Its solvency ranks better than 28% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-28
Solvency48▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.44 in 2024; short-term debt: 11% and cash: 0.2% of total assets), and 77.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.5%
Return on assets
0.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
5 d late
2023
29 d late
2022
5 d early
2020
30 d late
2019
61 d late
2018
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€205k▲ 2.5%
2024 · €200k
2018: €-4k
2019: €-4k
2020: €27k
2022: €66k
2023: €148k
2024: €200k
2018 → 2025
Total assets
€912k▼ 9.9%
2024 · €1.01M
2018: €40k
2019: €26k
2020: €51k
2022: €629k
2023: €709k
2024: €1.01M
2018 → 2025
Net result
€5k▼ 90.3%
2024 · €53k
2018: €-10k
2019: €-743
2020: €21k
2022: €39k
2023: €81k
2024: €53k
2018 → 2025
Working capital
€26k▼ 53.3%
2024 · €55k
2018: €-7k
2019: €-7k
2020: €27k
2022: €-15k
2023: €56k
2024: €55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€27k-€66k▲ 145%€148k▲ 123%€200k▲ 35.6%€205k▲ 2.5%
Operating result€29k-€66k▲ 128%€127k▲ 93.9%€100k▼ 21.5%€45k▼ 55.2%
Net result€21k-€39k▲ 86.8%€81k▲ 107%€53k▼ 35.4%€5k▼ 90.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €912k
Fixed assets
€786k ▼ 5.6%
Current assets
€126k ▼ 29.9%
Equity and liabilities €912k
Equity
€205k ▲ 2.5%
Debt
€707k ▼ 13.0%
Debt's share of the balance-sheet total falls from 80.2% to 77.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102k▼
2024 · €135k
Cash flow
€62k▼
2024 · €87k
Current ratio
1.25▼
2024 · 1.44
Quick ratio
1.00▼
2024 · 1.44
Debt to equity
3.44▼
2024 · 4.05
ROE
2.5%▼
2024 · 26.2%
ROA
0.6%▼
2024 · 5.2%
Interest coverage
3.29▼
2024 · 6.64
Debt ≤ 1 year
€101k▼
2024 · €125k
Debt > 1 year
€603k▼
2024 · €686k
Income taxes
€8k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€912k▼
Fixed assets21/28€833k€786k▼
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€598k€553k▼
Land and buildings22€527k€498k▼
Plant, machinery and equipment23€26k€31k▲
Furniture and vehicles24€45k€24k▼
Financial fixed assets28€230k€230k=
Current assets29/58€180k€126k▼
Stocks and contracts in progress3-€25k
Contracts in progress37-€25k
Amounts receivable within one year40/41€53k€98k▲
Trade receivables40€35k€67k▲
Other amounts receivable41€18k€31k▲
Cash at bank and in hand54/58€123k€2k▼
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.01M€912k▼
Equity10/15€200k€205k▲
Contributions10/11€19k€19k=
Reserves13€114k€119k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€113k€118k▲
Profit (loss) carried forward14€67k€67k=
Amounts payable17/49€812k€707k▼
Amounts payable after more than one year17€686k€603k▼
Financial debts170/4€686k€603k▼
Amounts payable within one year42/48€125k€101k▼
Current portion of amounts payable after more than one year42€64k€67k▲
Trade debts44€9k€8k▼
Suppliers440/4€9k€8k▼
Taxes, remuneration and social security45€43k€15k▼
Taxes450/3€43k€15k▼
Other amounts payable47/48€10k€11k▲
Accrued charges and deferred income492/3€967€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€57k▲
Other operating charges640/8€2k€4k▲
Non-recurring operating charges66A€100€342▲
Gross operating margin9900€137k€106k▼
Operating profit (loss)9901€100k€45k▼
Financial income75/76B€3k€15▼
Recurring financial income75€3k€15▼
Financial charges65/66B€20k€32k▲
Recurring financial charges65€20k€31k▲
Non-recurring financial charges66B-€531
Profit (loss) for the period before taxes9903€83k€13k▼
Income taxes67/77€31k€8k▼
Profit (loss) for the period9904€53k€5k▼
Profit (loss) for the period to be appropriated9905€53k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€120k€72k▼
Profit (loss) brought forward from the previous period14P€67k€67k=
Transfer to equity691/2€53k€5k▼
To other reserves6921€53k€5k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-09
Financial
Equity above €200kEq €200k ▲35.6%
4 profitable years in a row build equity to €200k.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-09
Financial
Highest result since 2018net €81k ▲107%
Operating result €127k, net result €81k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 1.65
Current ratio from 0.79 to 1.65.
30-09
Financial
Equity above €100kEq €148k ▲123%
3 profitable years in a row build equity to €148k.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 2.77
Current ratio from 0.61 to 2.77; short-term debt falls from €19k to €15k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
Show earlier events
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2011
Ground area
303 m²
Building footprint
185 m²
Volume, LiDAR
2,807 m³
Parcel 21445C0293/00L007, Brussels · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
LUGOMEDIA
since 20112.204.970.247
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0293/00L007 | Brussels | 303 m² | 1 · 185 m² | 18.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,402. 6,891 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
62900Other information technology and computer services
70200Business and other management consultancy
73300Public relations and communication consultancy
74120Graphic design and visual communication
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:filiplugovic@gmail.com
Phone:0494/150157