ALLCONCEPT
ActiveSummary
ALLCONCEPT has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€28,460) and a net result of €17,931. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 8% of 28184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+6
Solvency15▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 5.56 against 4.21 in 2024; short-term debt: 15.4% and cash: 12.5% of total assets), but equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.9%
Return on assets
6.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 28184 sector peers (2025).
NBB · sector comparisonPosition among 28184 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
20 d late
2023
1 d early
2022
5 d early
2021
11 d early
2020
13 d early
2019
17 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€28,460▲ 38.7%
2024 · -€46,391
Total assets
€288,794▼ 1.2%
2024 · €292,285
Net result
€17,931▲ 297%
2024 · €4,513
Working capital
€202,978▲ 11.0%
2024 · €182,943
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,658€6,583▲ 16.3%€1,241▼ 81.1%€6,195▲ 399%€19,471▲ 214%
Net result€20,125within the sector's middle half€5,884within the sector's middle half▼ 70.8%€503within the sector's middle half▼ 91.5%€4,513within the sector's middle half▲ 798%€17,931within the sector's middle half▲ 297%
Equity-€57,290below the sector's middle half▲ 2.7%-€51,406below the sector's middle half▲ 10.3%-€50,903below the sector's middle half▲ 1.0%-€46,391below the sector's middle half▲ 8.9%-€28,460below the sector's middle half▲ 38.7%
Total assets€277,930within the sector's middle half▲ 149%€284,753within the sector's middle half▲ 2.5%€318,728above the sector's middle half▲ 11.9%€292,285within the sector's middle half▼ 8.3%€288,794within the sector's middle half▼ 1.2%
Debt€335,220▲ 96.8%€336,159▲ 0.3%€369,631▲ 10.0%€338,676▼ 8.4%€317,254▼ 6.3%
Working capital€177,548▲ 707%€183,148▲ 3.2%€175,669▼ 4.1%€182,943▲ 4.1%€202,978▲ 11.0%
Solvency-20.6%below the sector's middle half▲ 32.2pp-18.1%below the sector's middle half▲ 2.6pp-16.0%below the sector's middle half▲ 2.1pp-15.9%below the sector's middle half▲ 0.1pp-9.9%below the sector's middle half▲ 6.0pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 214% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €288,794
Fixed assets
€41,308 ▼ 21.0%
Current assets
€247,486 ▲ 3.1%
Key figures and ratios
EBITDA
€30,463▲
2024 · €17,497
Cash flow
€28,922▲
2024 · €15,815
Current ratio
5.56▲
2024 · 4.21
Quick ratio
5.40▲
2024 · 4.08
Debt to equity
-11.15▼
2024 · -7.30
ROA
6.2%▲
2024 · 1.5%
Interest coverage
23.65▲
2024 · 11.19
Debt ≤ 1 year
€44,508▼
2024 · €57,043
Debt > 1 year
€272,746▼
2024 · €281,633
Income taxes
€480▼
2024 · €491
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,799 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 91% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.5%
went bankrupt
5.3%
stopped otherwise
91%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,799 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €278 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,971 | €4,265 | €3,895 | €11,302 | €10,991 | ▼ 2.7% |
| Other operating charges640/8 | €2,727 | €1,624 | €4,279 | €3,042 | €1,458 | ▼ 52.1% |
| Gross operating margin9900 | €12,356 | €12,472 | €9,693 | €20,539 | €31,921 | ▲ 55.4% |
| Operating profit (loss)9901 | €5,658 | €6,583 | €1,241 | €6,195 | €19,471 | ▲ 214% |
| Financial income75/76B | €212 | €55 | €66 | €373 | €227 | ▼ 38.9% |
| Recurring financial income75 | €212 | €55 | €66 | €373 | €227 | ▼ 38.9% |
| Financial charges65/66B | €451 | €281 | €305 | €1,564 | €1,288 | ▼ 17.6% |
| Recurring financial charges65 | €451 | €281 | €305 | €1,564 | €1,288 | ▼ 17.6% |
| Profit (loss) for the period before taxes9903 | €5,419 | €6,357 | €1,002 | €5,004 | €18,410 | ▲ 268% |
| Transfer from deferred taxes780 | €18,545 | - | - | - | - | - |
| Income taxes67/77 | €3,840 | €472 | €500 | €491 | €480 | ▼ 2.3% |
| Profit (loss) for the period9904 | €20,125 | €5,884 | €503 | €4,513 | €17,931 | ▲ 297% |
| Profit (loss) for the period to be appropriated9905 | €20,125 | €5,884 | €503 | €4,513 | €17,931 | ▲ 297% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €277,930 | €284,753 | €318,728 | €292,285 | €288,794 | ▼ 1.2% |
| Fixed assets21/28 | €27,872 | €28,157 | €63,601 | €52,299 | €41,308 | ▼ 21.0% |
| Tangible fixed assets22/27 | €27,737 | €28,022 | €63,466 | €52,164 | €41,173 | ▼ 21.1% |
| Plant, machinery and equipment23 | - | €1,077 | €817 | €557 | €297 | ▼ 46.7% |
| Furniture and vehicles24 | €3,801 | €5,202 | €43,100 | €34,251 | €25,402 | ▼ 25.8% |
| Other tangible fixed assets26 | €23,936 | €21,743 | €19,550 | €17,357 | €15,474 | ▼ 10.8% |
| Financial fixed assets28 | €135 | €135 | €135 | €135 | €135 | = |
| Current assets29/58 | €250,058 | €256,596 | €255,126 | €239,986 | €247,486 | ▲ 3.1% |
| Stocks and contracts in progress3 | €36,663 | €140,172 | €145,721 | €7,000 | €7,000 | = |
| Stocks30/36 | €36,663 | €136,597 | €142,236 | €7,000 | €7,000 | = |
| Contracts in progress37 | - | €3,575 | €3,485 | - | - | - |
| Amounts receivable within one year40/41 | €86,947 | €76,710 | €83,923 | €64,063 | €56,688 | ▼ 11.5% |
| Trade receivables40 | €80,940 | €51,959 | €51,186 | €52,714 | €52,434 | ▼ 0.5% |
| Other amounts receivable41 | €6,007 | €24,752 | €32,737 | €11,349 | €4,254 | ▼ 62.5% |
| Current investments50/53 | €91 | €91 | €91 | €144,240 | €144,386 | ▲ 0.1% |
| Cash at bank and in hand54/58 | €123,453 | €35,796 | €23,198 | €20,774 | €36,142 | ▲ 74.0% |
| Deferred charges and accrued income490/1 | €2,904 | €3,827 | €2,194 | €3,909 | €3,270 | ▼ 16.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €277,930 | €284,753 | €318,728 | €292,285 | €288,794 | ▼ 1.2% |
| Equity10/15 | -€57,290 | -€51,406 | -€50,903 | -€46,391 | -€28,460 | ▲ 38.7% |
| Contributions10/11 | €43,592 | €43,592 | €43,592 | €43,592 | €43,592 | = |
| Capital10 | €43,592 | €43,592 | - | - | - | - |
| Issued capital100 | €43,592 | €43,592 | - | - | - | - |
| Reserves13 | €4,359 | €4,359 | €4,359 | €4,359 | €4,359 | = |
| Non-distributable reserves130/1 | €4,359 | €4,359 | - | - | - | - |
| Legal reserve130 | €4,359 | €4,359 | - | - | - | - |
| Distributable reserves133 | - | - | €4,359 | €4,359 | €4,359 | = |
| Profit (loss) carried forward14 | -€105,241 | -€99,357 | -€98,855 | -€94,342 | -€76,411 | ▲ 19.0% |
| Amounts payable17/49 | €335,220 | €336,159 | €369,631 | €338,676 | €317,254 | ▼ 6.3% |
| Amounts payable after more than one year17 | €262,710 | €262,710 | €290,174 | €281,633 | €272,746 | ▼ 3.2% |
| Financial debts170/4 | €262,710 | €262,710 | €290,174 | €281,633 | €272,746 | ▼ 3.2% |
| Amounts payable within one year42/48 | €72,510 | €73,449 | €79,457 | €57,043 | €44,508 | ▼ 22.0% |
| Current portion of amounts payable after more than one year42 | - | - | €7,536 | €8,541 | €8,887 | ▲ 4.1% |
| Trade debts44 | €17,051 | €28,669 | €36,012 | €19,325 | €7,631 | ▼ 60.5% |
| Suppliers440/4 | €17,051 | €28,669 | €36,012 | €19,325 | €7,631 | ▼ 60.5% |
| Advances received on contracts in progress46 | €22,626 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €5,680 | €3,287 | €4,682 | €5,996 | €2,541 | ▼ 57.6% |
| Taxes450/3 | €4,102 | €1,709 | €3,082 | €4,418 | €962 | ▼ 78.2% |
| Remuneration and social security454/9 | €1,578 | €1,578 | €1,600 | €1,578 | €1,578 | = |
| Other amounts payable47/48 | €27,153 | €41,493 | €31,226 | €23,181 | €25,449 | ▲ 9.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,125 | €5,884 | €503 | €4,513 | €17,931 | ▲ 297% |
| + Depreciation and write-downs630 | €3,971 | €4,265 | €3,895 | €11,302 | €10,991 | ▼ 2.7% |
| Operating cash flow (approximation) | €24,095 | €10,150 | €4,397 | €15,815 | €28,922 | ▲ 82.9% |
| Investment in fixed assets (approximation) | - | -€4,550 | -€39,340 | €0 | €0 | - |
| Change in cash | - | -€87,657 | -€12,598 | -€2,424 | €15,368 | ▲ 734% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €20,125
Net result €20,125 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.45
Current ratio from 1.38 to 3.45.
18-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€31,543
Net result drops to -€31,543, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
28-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 1993
Ground area
1,736 m²
Building footprint
218 m²
Volume, LiDAR
372 m³
2 parcels, Flanders · tallest building 3.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Allconcept bvba
since 19932.060.907.431
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34004B0535/00A000 | Flanders | 1,252 m² | 1 · 109 m² | 3.7 m · 1 fl. |
| 71562B0211/00P000 | Flanders | 484 m² | 1 · 109 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 188 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 188 EUR |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 8,576 companies in sector 43410 we hold annual accounts for 4,367. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-02-1993
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43211General electrical installation work
47540Retail sale of electrical household appliances
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0449363782
Also
9925:BE0449363782
Registered
30-01-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.