ALLCHITEX
ActiveThe computed 12-month bankruptcy probability of ALLCHITEX is 2.6% (moderate). The 2025 annual accounts show equity of €6k and a net result of €-7k. Equity is shrinking by ~16.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 13% of 27319 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency5▼-4
Growth32=
Stability100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.52 against 0.49 in 2024), and 92.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.7%
Return on assets
-8.9%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€7k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 27319 sector peers (2025).
NBB · sector comparisonPosition among 27319 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
19 d late
2024
25 d late
2023
28 d late
2022
5 d early
2021
26 d early
2020
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 53.5%
2024 · €13k
2020: €40k
2021: €42k
2022: €62k
2023: €60k
2024: €13k
2020 → 2025
Total assets
€77k▼ 21.2%
2024 · €98k
2020: €60k
2021: €58k
2022: €133k
2023: €122k
2024: €98k
2020 → 2025
Net result
€-7k▲ 85.5%
2024 · €-47k
2020: €37k
2021: €2k
2022: €20k
2023: €-2k
2024: €-47k
2020 → 2025
Working capital
€-30k▲ 6.5%
2024 · €-32k
2020: €38k
2021: €11k
2022: €-48k
2023: €-7k
2024: €-32k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€62k▲ 47.0%€60k▼ 2.6%€13k▼ 78.7%€6k▼ 53.5%
Operating result€3k-€26k▲ 715%€-483€-45k▼ 9,254%€-6k▲ 86.6%
Net result€2k-€20k▲ 804%€-2k€-47k▼ 2,888%€-7k▲ 85.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €45k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€45k▼ 33.1%
Current assets
€32k▲ 4.6%
Equity and liabilities €77k
Equity
€6k▼ 53.5%
Debt
€71k▼ 16.3%
The debt ratio rises from 86.9% to 92.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€16k▲
2024 · €-23k
Cash flow
€15k▲
2024 · €-25k
Solvency
7.7%▼
2024 · 13.1%
Current ratio
0.52▲
2024 · 0.49
Quick ratio
0.06▼
2024 · 0.23
Debt / equity
11.91▲
2024 · 6.61
ROE
-115.2%▲
2024 · -368.8%
ROA
-8.9%▲
2024 · -48.5%
Interest coverage
17.78▲
2024 · -12.78
Debt
€71k▼
2024 · €85k
Debt ≤ 1 year
€62k▼
2024 · €63k
Debt > 1 year
€8k▼
2024 · €21k
Income taxes
€300▼
2024 · €307
Staff costs
€2k▲
2024 · €549
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€77k▼
Fixed assets21/28€67k€45k▼
Tangible fixed assets22/27€67k€45k▼
Land and buildings22€17k€15k▼
Plant, machinery and equipment23€14k€8k▼
Furniture and vehicles24€35k€22k▼
Current assets29/58€31k€32k▲
Stocks and contracts in progress3€16k€29k▲
Stocks30/36€16k€29k▲
Amounts receivable within one year40/41€5k€502▼
Trade receivables40€5k€502▼
Cash at bank and in hand54/58€10k€3k▼
Equity and liabilities
Total equity and liabilities10/49€98k€77k▼
Equity10/15€13k€6k▼
Contributions10/11€3k€3k=
Reserves13€59k€59k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€-49k€-56k▼
Amounts payable17/49€85k€71k▼
Amounts payable after more than one year17€21k€8k▼
Financial debts170/4€21k€8k▼
Amounts payable within one year42/48€63k€62k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€13k€19k▲
Suppliers440/4€13k€19k▲
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48€31k€28k▼
Accrued charges and deferred income492/3€710€710=
Income statement
Code20242025
Remuneration, social security and pensions62€549€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▲
Other operating charges640/8€762€954▲
Gross operating margin9900€-22k€19k▲
Operating profit (loss)9901€-45k€-6k▲
Financial income75/76B€1€373▲
Recurring financial income75€1€373▲
Financial charges65/66B€2k€901▼
Recurring financial charges65€2k€901▼
Profit (loss) for the period before taxes9903€-47k€-7k▲
Income taxes67/77€307€300▼
Profit (loss) for the period9904€-47k€-7k▲
Profit (loss) for the period to be appropriated9905€-47k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-56k▼
Profit (loss) brought forward from the previous period14P€-2k€-49k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Meerhout · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lil 642450 MeerhoutGround area
920 m²
Building footprint
167 m²
Volume, LiDAR
851 m³
Parcel 13021B0315/00S000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALLCHITEX
since 20192.295.587.251
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13021B0315/00S000 | Flanders | 920 m² | 1 · 167 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,986 companies in sector 43310 we hold annual accounts for 1,736. 817 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2019
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.