ALLCHEM

Active

Public limited companyfounded 197946 yrs activeRue Jean Gruslin 18, 4460 Grâce-Hollogne, BelgiumKBO/BCE: BE 0419.833.816

Summary

ALLCHEM has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,275 and a net result of -€111,697. Equity is shrinking by ~13% per year across the filed fiscal years. Its solvency ranks better than 19% of 5730 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch Report Compare

ALLCHEMActiveChecked score 78/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46442NACE 46751Wholesale of industrial chemicals NACE 46851

#5 oldest company in Grâce-Hollogne, Wholesale and retail trade sector1 site

Size

€889,796total assets 2025

Staff: 1.4 FTE
Equity: €153,275
Loss: -€111,697

Financial health

78 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.5%

Structure

Parent: SOMACOLOR · 100%

Accounts on time0 of 5 deeds read

Why 78- Loss of €111,697, the second in a row (FY 2025)- Equity €153,275 (17.2% of total assets)+ Liquidity: current ratio 1.36, cash €177,969+ Size: 1.4 FTE, total assets €889,796Show the evidence

Checked score

Score 2025

78 / 100

Excellent

Probability in this band: under 0.55%

Better than 22% of its sector peers (NACE 46, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 42-10

equity 17.2% of total assets

Liquidity 36+10

short-term debt 73.2% · cash 20.0%

Profitability 3-13

return on assets -12.6%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +11.3% vs 03-2025 05-2025: 0.1%▲ +1.6% vs 04-2025 06-2025: 0.1%▲ +7.7% vs 05-2025 07-2025: 0.2%▲ +22.1% vs 06-2025 08-2025: 0.1%▼ -36.8% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%▲ +5.6% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +11.4% vs 03-2026 05-2026: 0.1%▲ +1.6% vs 04-2026 06-2026: 0.1%▲ +6.2% vs 05-2026 07-2026: 0.1%▲ +0.7% vs 06-2026 08-2026: 0.5%▲ +263% vs 07-2026highest value 09-2026: 0.5%● 0.0% vs 08-2026highest value 10-2026: 0.5%● 0.0% vs 09-2026highest value

Loss of €111,697, the second in a row (FY 2025) raises the probability
Equity €153,275 (17.2% of total assets) raises the probability
Liquidity: current ratio 1.36, cash €177,969 lowers the probability
Size: 1.4 FTE, total assets €889,796 lowers the probability for this profile

Credit up to €11,000 at 30 days acceptable

Liquidity tight (current ratio 1.36 against 1.36 in 2024; short-term debt: 73.2% and cash: 20% of total assets), and 82.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 29%, liquidity 33%, profitability 13%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Loss of €111,697, the second in a row (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Equity €153,275 (17.2% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 1.36, cash €177,969

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: 1.4 FTE, total assets €889,796

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€111,697

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 5730 sector peers (2025).

NBB · sector comparison

Position among 5730 sector peers

Solvency

better than 19%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

16 d early

2023

on the day

2022

6 d early

2021

30 d late

2020

30 d late

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-07-26 Annual accounts filedfiscal year 2025 · full…
15-07-25 Annual accounts filedfiscal year 2024 · full…
31-07-24 Annual accounts filedfiscal year 2023 · full…

Key points

Risk: 4 loss-making years in a rowloss fiscal year 2025 -€111,697 View
Caution: Result fell in 2025from -€24,394 to -€111,697 ▼ 358% View
Caution: Among the weakest 13% on net resultsector median €116,013 · 5,674 companies -€111,697 View
Controlled by SOMACOLOR 100% View
Positive: Always filed on timeaccounts within the deadline every year 4 years View
Active since 1979founded 12-10-1979 46 years View