Allbu Trade
ActiveAllbu Trade has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €27k. Its solvency ranks better than 83% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 7.35 against 3.53 in 2024; short-term debt: 13.3% and cash: 14.8% of total assets), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.7%
Return on assets
27.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€84k▲ 47.6%
2024 · €57k
2024: €57k
2024 → 2025
Total assets
€97k▲ 23.9%
2024 · €79k
2024: €79k
2024 → 2025
Net result
€27k▼ 49.8%
2024 · €54k
2024: €54k
2024 → 2025
Working capital
€82k▲ 52.1%
2024 · €54k
2024: €54k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€57k-€84k▲ 47.6%
Operating result€68k-€34k▼ 50.1%
Net result€54k-€27k▼ 49.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€2k▼ 30.4%
Current assets
€95k▲ 26.1%
Equity and liabilities €97k
Equity
€84k▲ 47.6%
Debt
€13k▼ 39.5%
The debt ratio falls from 27.2% to 13.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €69k
Cash flow
€28k▼
2024 · €55k
Solvency
86.7%▲
2024 · 72.8%
Current ratio
7.35▲
2024 · 3.53
Quick ratio
7.35▲
2024 · 3.53
Debt / equity
0.15▼
2024 · 0.37
ROE
32.2%▼
2024 · 94.8%
ROA
27.9%▼
2024 · 69.0%
Interest coverage
217.39▼
2024 · 545.30
Debt
€13k▼
2024 · €21k
Debt ≤ 1 year
€13k▼
2024 · €21k
Income taxes
€8k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€97k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Financial fixed assets28€94€94=
Current assets29/58€75k€95k▲
Amounts receivable after more than one year29€36k€69k▲
Other amounts receivable291€36k€69k▲
Amounts receivable within one year40/41€22k€11k▼
Trade receivables40€15k-
Other amounts receivable41€7k€11k▲
Cash at bank and in hand54/58€17k€14k▼
Deferred charges and accrued income490/1-€564
Equity and liabilities
Total equity and liabilities10/49€79k€97k▲
Equity10/15€57k€84k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14€54k€81k▲
Amounts payable17/49€21k€13k▼
Amounts payable within one year42/48€21k€13k▼
Trade debts44€552€2k▲
Suppliers440/4€552€2k▲
Taxes, remuneration and social security45€21k€11k▼
Taxes450/3€21k€11k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€387€949▲
Other operating charges640/8€379€738▲
Gross operating margin9900€69k€36k▼
Operating profit (loss)9901€68k€34k▼
Financial income75/76B-€984
Recurring financial income75-€984
Financial charges65/66B€126€161▲
Recurring financial charges65€126€161▲
Profit (loss) for the period before taxes9903€68k€35k▼
Income taxes67/77€14k€8k▼
Profit (loss) for the period9904€54k€27k▼
Profit (loss) for the period to be appropriated9905€54k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€81k▲
Profit (loss) brought forward from the previous period14P-€54k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 7.35
Current ratio from 3.53 to 7.35; short-term debt falls from €21k to €13k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driesstraat 169090 Merelbeke-MelleGround area
1,243 m²
Building footprint
182 m²
Volume, LiDAR
1,021 m³
Parcel 44040B0239/00W000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Driesstraat 16, 9090 Merelbeke-Melle
since 20242.354.079.934
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44040B0239/00W000 | Flanders | 1,243 m² | 1 · 182 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LG MGMT
BE 0790.851.688
Elsene · Eq €84k
MCG & Co
BE 0886.521.404
Menen · Eq €84k
3DPIONEER
BE 0656.899.440
Lokeren · Eq €84k
LONA VENTURES
BE 0794.537.391
Ukkel · Eq €84k
XENTIS
BE 0792.495.047
Villers-la-Ville · Eq €84k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,271 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@ack-beterwonen.be