ALLARD FREDERICK
ActiveSummary
ALLARD FREDERICK has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,360 and a net result of -€3,174. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 16754 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability35▼-40
Solvency37▼-4
Growth22=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.7%
Return on assets
-8.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 16754 sector peers (2025).
NBB · sector comparisonPosition among 16754 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
5 d early
2023
30 d late
2022
25 d early
2021
32 d early
2020
7 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€94,833▼ 38.9%
2020 · €155,295
EBIT margin
-43.4%▼ 41.0pp
2020 · -2.4%
Net result
-€3,174
2024 · €2,405
Working capital
-€9,747▼ 71.0%
2024 · -€5,699
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€94,833▼ 38.9%
Operating result-€41,178▼ 1,015%€37,783€15,566▼ 58.8%€9,798▼ 37.1%€1,651▼ 83.2%
Net result-€44,026below the sector's middle half▼ 469%€35,600within the sector's middle half€11,787below the sector's middle half▼ 66.9%€2,405below the sector's middle half▼ 79.6%-€3,174below the sector's middle half
EBIT margin-43.4%▼ 41.0pp
Equity-€42,257below the sector's middle half-€6,657below the sector's middle half▲ 84.2%€5,129below the sector's middle half€7,534below the sector's middle half▲ 46.9%€4,360below the sector's middle half▼ 42.1%
Total assets€44,592below the sector's middle half▼ 63.1%€35,355below the sector's middle half▼ 20.7%€48,704below the sector's middle half▲ 37.8%€46,660below the sector's middle half▼ 4.2%€37,116below the sector's middle half▼ 20.5%
Debt€86,849▼ 27.0%€42,013▼ 51.6%€43,575▲ 3.7%€39,126▼ 10.2%€32,755▼ 16.3%
Working capital-€59,750below the sector's middle half▼ 1,222%-€16,221below the sector's middle half▲ 72.9%-€7,307below the sector's middle half▲ 55.0%-€5,699below the sector's middle half▲ 22.0%-€9,747below the sector's middle half▼ 71.0%
Solvency-94.8%below the sector's middle half▼ 96.2pp-18.8%below the sector's middle half▲ 75.9pp10.5%below the sector's middle half▲ 29.4pp16.1%below the sector's middle half▲ 5.6pp11.7%below the sector's middle half▼ 4.4pp
Current ratio0.28below the sector's middle half▼ 0.670.61below the sector's middle half▲ 0.330.74below the sector's middle half▲ 0.130.83below the sector's middle half▲ 0.080.70below the sector's middle half▼ 0.12
Return on assets (ROA)-98.7%below the sector's middle half▼ 92.3pp100.7%above the sector's middle half▲ 199.4pp24.2%within the sector's middle half▼ 76.5pp5.2%below the sector's middle half▼ 19.0pp-8.6%below the sector's middle half▼ 13.7pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37,116
Fixed assets
€14,108 ▼ 27.5%
Current assets
€23,008 ▼ 15.4%
Equity and liabilities €37,116
Equity
€4,360 ▼ 42.1%
Debt
€32,755 ▼ 16.3%
Debt's share of the balance-sheet total rises from 83.9% to 88.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6,992▼
2024 · €18,020
Cash flow
€2,168▼
2024 · €10,627
Debt to equity
7.51▲
2024 · 5.19
ROE
-72.8%▼
2024 · 31.9%
Interest coverage
3.26▼
2024 · 7.16
Debt ≤ 1 year
€32,755▼
2024 · €32,910
Income taxes
€2,683▼
2024 · €4,895
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,166 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
2.2%
went bankrupt
3.0%
stopped otherwise
94%
still going
A further 0.9% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,166 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €94,833 | - | - | - | - | - |
| Non-recurring operating income76A | - | €16,882 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,374 | €6,683 | €8,600 | €8,222 | €5,342 | ▼ 35.0% |
| Other operating charges640/8 | - | €1,051 | €499 | €631 | €1,396 | ▲ 121% |
| Gross operating margin9900 | -€28,032 | €45,517 | €24,665 | €18,650 | €8,388 | ▼ 55.0% |
| Operating profit (loss)9901 | -€41,178 | €37,783 | €15,566 | €9,798 | €1,651 | ▼ 83.2% |
| Financial income75/76B | - | €0 | €1 | €18 | €3 | ▼ 83.2% |
| Recurring financial income75 | - | €0 | €1 | €18 | €3 | ▼ 83.2% |
| Financial charges65/66B | - | €2,061 | €2,423 | €2,516 | €2,145 | ▼ 14.7% |
| Recurring financial charges65 | €2,729 | €2,061 | €2,423 | €2,516 | €2,145 | ▼ 14.7% |
| Profit (loss) for the period before taxes9903 | -€43,907 | €35,721 | €13,144 | €7,300 | -€491 | ▼ 107% |
| Income taxes67/77 | €119 | €122 | €1,357 | €4,895 | €2,683 | ▼ 45.2% |
| Profit (loss) for the period9904 | -€44,026 | €35,600 | €11,787 | €2,405 | -€3,174 | ▼ 232% |
| Profit (loss) for the period to be appropriated9905 | -€44,026 | €35,600 | €11,787 | €2,405 | -€3,174 | ▼ 232% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €44,592 | €35,355 | €48,704 | €46,660 | €37,116 | ▼ 20.5% |
| Fixed assets21/28 | €20,864 | €9,563 | €27,672 | €19,450 | €14,108 | ▼ 27.5% |
| Intangible fixed assets21 | €15,799 | €9,299 | €2,799 | - | - | - |
| Tangible fixed assets22/27 | €5,065 | €265 | €24,873 | €19,450 | €14,108 | ▼ 27.5% |
| Furniture and vehicles24 | - | €265 | €24,873 | €19,450 | €14,108 | ▼ 27.5% |
| Current assets29/58 | €23,728 | €25,792 | €21,033 | €27,210 | €23,008 | ▼ 15.4% |
| Amounts receivable within one year40/41 | €19,860 | €24,961 | €14,854 | €21,680 | €13,968 | ▼ 35.6% |
| Trade receivables40 | - | €24,961 | €14,854 | €21,680 | €13,968 | ▼ 35.6% |
| Cash at bank and in hand54/58 | €98 | €20 | €3,503 | €2,065 | €4,423 | ▲ 114% |
| Deferred charges and accrued income490/1 | - | €811 | €2,676 | €3,465 | €4,617 | ▲ 33.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €44,592 | €35,355 | €48,704 | €46,660 | €37,116 | ▼ 20.5% |
| Equity10/15 | -€42,257 | -€6,657 | €5,129 | €7,534 | €4,360 | ▼ 42.1% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Outside capital11 | - | €12,400 | - | - | - | - |
| Other1109/19 | - | €12,400 | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€56,517 | -€20,917 | -€9,131 | -€6,726 | -€9,900 | ▼ 47.2% |
| Amounts payable17/49 | €86,849 | €42,013 | €43,575 | €39,126 | €32,755 | ▼ 16.3% |
| Amounts payable after more than one year17 | €3,371 | - | €15,235 | €6,216 | - | - |
| Financial debts170/4 | - | - | €15,235 | €6,216 | - | - |
| Amounts payable within one year42/48 | €83,478 | €42,013 | €28,340 | €32,910 | €32,755 | ▼ 0.5% |
| Current portion of amounts payable after more than one year42 | - | - | €8,664 | €9,019 | €6,216 | ▼ 31.1% |
| Trade debts44 | €380 | - | €1,135 | - | €737 | - |
| Suppliers440/4 | - | - | €1,135 | - | €737 | - |
| Taxes, remuneration and social security45 | - | €1,191 | €1,357 | €5,030 | €3,583 | ▼ 28.8% |
| Taxes450/3 | - | €241 | €1,357 | €5,030 | €2,683 | ▼ 46.7% |
| Remuneration and social security454/9 | - | €950 | - | - | €900 | - |
| Other amounts payable47/48 | - | €40,822 | €17,184 | €18,860 | €22,219 | ▲ 17.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€44,026 | €35,600 | €11,787 | €2,405 | -€3,174 | ▼ 232% |
| + Depreciation and write-downs630 | €12,374 | €6,683 | €8,600 | €8,222 | €5,342 | ▼ 35.0% |
| Operating cash flow (approximation) | -€31,652 | €42,283 | €20,387 | €10,627 | €2,168 | ▼ 79.6% |
| Investment in fixed assets (approximation) | - | €4,618 | -€26,708 | €0 | €0 | - |
| Change in cash | - | -€78 | €3,483 | -€1,437 | €2,357 | ▲ 264% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Back to profitnet €35,600
Net result €35,600 after 3 loss-making years.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Weakest financial yearnet -€46,936
Net result drops to -€46,936, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Péruwelz · 1 establishment unit since 2014
Ground area
1,719 m²
Building footprint
92 m²
Volume, LiDAR
886 m³
Parcel 57090A1136/00S000, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ALLARD FREDERICK
since 20142.229.333.875
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57090A1136/00S000 | Wallonia | 1,719 m² | 1 · 92 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INFILINE
BE 0740.617.566
Andenne · Eq €4,344
DRESSAGE HORSE AUCTION
BE 0783.814.537
Oudenaarde · Eq €4,507
Healyware
BE 1028.129.031
Neufchâteau · Eq €4,191
Thuisverpleging Brent
BE 0772.380.613
Zonhoven · Eq €4,182
Tanguy Brostaux
BE 1026.078.965
Ramillies · Eq €4,176
Of 5,993 companies in sector 86940 we hold annual accounts for 1,811. 761 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-03-2014
Fiscal year end30-09
Activities, NACEBEL 2025
86940Nursing and midwifery
E-invoicing
Reachable via Peppol
Peppol ID
0208:0547723960
Also
9925:BE0547723960
Registered
16-02-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.