ALLAERT FILIP
ActiveALLAERT FILIP has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €619k and a net result of €81k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 26% of 1030 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-5
Solvency51▼-1
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.95 against 1.0 in 2024; short-term debt: 30.9% and cash: 15.9% of total assets), and 73.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.3%
Return on assets
3.4%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €619k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-12-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
32 d early
2023
42 d early
2022
40 d early
2021
42 d early
2020
6 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€619k▲ 6.2%
2024 · €583k
2019: €698k
2020: €672k
2021: €575k
2022: €482k
2023: €554k
2024: €583k
2019 → 2025
Total assets
€2.35M▲ 7.8%
2024 · €2.18M
2019: €2.39M
2020: €2.43M
2021: €2.29M
2022: €2.29M
2023: €2.10M
2024: €2.18M
2019 → 2025
Net result
€81k▼ 52.3%
2024 · €169k
2019: €140k
2020: €44k
2021: €34k
2022: €-14k
2023: €71k
2024: €169k
2019 → 2025
Working capital
€-34k▼ 1,820%
2024 · €-2k
2019: €380k
2020: €387k
2021: €18k
2022: €79k
2023: €49k
2024: €-2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€575k-€482k▼ 16.1%€554k▲ 14.7%€583k▲ 5.2%€619k▲ 6.2%
Operating result€75k-€64k▼ 15.0%€141k▲ 119%€285k▲ 102%€153k▼ 46.2%
Net result€34k-€-14k€71k€169k▲ 138%€81k▼ 52.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.35M
Fixed assets
€1.66M▲ 1.9%
Current assets
€693k▲ 24.8%
Equity and liabilities €2.35M
Equity
€619k▲ 6.2%
Debt
€1.73M▲ 8.3%
The debt ratio rises from 73.3% to 73.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€358k▼
2024 · €443k
Cash flow
€285k▼
2024 · €327k
Solvency
26.3%▼
2024 · 26.7%
Current ratio
0.95▼
2024 · 1.00
Quick ratio
0.81▼
2024 · 0.81
Debt / equity
2.80▲
2024 · 2.74
ROE
13.0%▼
2024 · 29.1%
ROA
3.4%▼
2024 · 7.8%
Interest coverage
11.98▼
2024 · 12.25
Debt
€1.73M▲
2024 · €1.60M
Debt ≤ 1 year
€727k▲
2024 · €557k
Debt > 1 year
€910k▼
2024 · €978k
Income taxes
€48k▼
2024 · €82k
Staff costs
€106k▲
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.18M€2.35M▲
Fixed assets21/28€1.62M€1.66M▲
Tangible fixed assets22/27€1.62M€1.66M▲
Land and buildings22€1.25M€1.18M▼
Plant, machinery and equipment23€292k€409k▲
Furniture and vehicles24€79k€69k▼
Current assets29/58€556k€693k▲
Stocks and contracts in progress3€103k€105k▲
Stocks30/36€103k€105k▲
Amounts receivable within one year40/41€232k€200k▼
Trade receivables40€190k€161k▼
Other amounts receivable41€43k€39k▼
Cash at bank and in hand54/58€215k€374k▲
Deferred charges and accrued income490/1€5k€14k▲
Equity and liabilities
Total equity and liabilities10/49€2.18M€2.35M▲
Equity10/15€583k€619k▲
Contributions10/11€36k€36k=
Reserves13€547k€583k▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€543k€579k▲
Amounts payable17/49€1.60M€1.73M▲
Amounts payable after more than one year17€978k€910k▼
Financial debts170/4€978k€910k▼
Amounts payable within one year42/48€557k€727k▲
Current portion of amounts payable after more than one year42€116k€158k▲
Trade debts44€229k€365k▲
Suppliers440/4€229k€365k▲
Taxes, remuneration and social security45€437€14k▲
Taxes450/3€437€5k▲
Remuneration and social security454/9-€8k
Other amounts payable47/48€212k€190k▼
Accrued charges and deferred income492/3€62k€93k▲
Income statement
Code20242025
Remuneration, social security and pensions62€84k€106k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€158k€204k▲
Other operating charges640/8€33k€17k▼
Gross operating margin9900€560k€481k▼
Operating profit (loss)9901€285k€153k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€36k€30k▼
Recurring financial charges65€36k€30k▼
Profit (loss) for the period before taxes9903€251k€128k▼
Income taxes67/77€82k€48k▼
Profit (loss) for the period9904€169k€81k▼
Profit (loss) for the period to be appropriated9905€169k€81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€169k€81k▼
Transfer from equity791/2€140k€44k▼
Transfer to equity691/2€169k€81k▼
To other reserves6921€169k€81k▼
Profit to be distributed694/7€140k€44k▼
Return on contributions (dividend)694€140k€44k▼
Social balance
Average headcount (FTE)90871.02.0▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2019net €169k ▲138%
Operating result €285k, net result €169k, both a record.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Back to profitnet €71k
Net result €71k after one loss-making year.
30-06
Financial
Equity above €500kEq €554k ▲14.7%
Equity rises from €482k to €554k.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-14k ▼142%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 3 days late
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mortierhoekstraat 108520 KuurneGround area
7,014 m²
Building footprint
2,417 m²
Volume, LiDAR
4,146 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALLAERT FILIP
since 20032.132.779.283
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023A0505/00A000 | Flanders | 5,189 m² | 1 · 1,769 m² | 0.1 m |
| 36018B0873/00M000 | Flanders | 1,825 m² | 1 · 648 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,571 EUR awarded · 2,571 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,571 EUR | 2,571 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,986 companies in sector 25110 we hold annual accounts for 2,147. 1,505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2003
Fiscal year end30-06
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
28110
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.